Chasing daydreams....

anonymoose_3

Hi Happy, I've sent you a pm.

Have a lovely Sunday everyone xx

Happytogetdebtfree

Morning il look now and fb you I'm up early or a christening dress at tesco 12 quid you can notvknock it. I had to buy suck me in pants lol

Choc-addict

Morning ladies, how's everyone this Monday morn? I'm struggling, couldn't sleep last night for numbers going through my bliming head and now on my third coffee of the day already :eek:

Hope the christening was lovely Happy x

true27

Morning girlies - good weekend?

Am off to bath to dog :eek: be back in a bit xxx

Happytogetdebtfree

Ah it was lovely i had such a nice time and it was a nice break, ahh choc why numbers going through your head whats the numbers anyway or are you not ready to publicicse it, ive thought of removing my numbers because i dont want to stare at it all day... im doing my house and keeping the minimum payments up so that i can try get on with life that christening made me think that il attack the debt harder when it suits me and il do it without it taking over my life, my minimum payments will make some difference in terms of loans, its teh credit cards that get me

Choc-addict

Good idea not putting them in your sig - it's depressing enough let alone having to look at it daily!! Mine is in the region of about £42k at the moment and thankfully going down each month - that's all we can ask for, right?!

Funnily enough my weekend was the opposite of your Happy - I couldn't work overtime as there were system problems and I had the entire weekend relaxing and socialising etc - normally working! It just made me think that all my weekends should be like this and they can't be because of the debt so it's spurred me on to work harder at overpaying and clearing them In some respects having the weekend off was an eye opener as clearly i'd forgotten what I could/would do with spare time as always working - so lots of hard for short-term for Choc = lots of free time later and less working

So what's first on the to-do-list for house Happy?

True have you survived the doggy wash!?! x

Happytogetdebtfree

Well we are just finishning our room thats been decorated today by oh's cousin, then we will do the box room etc and then just gradually move through the small house, but i will then start to get hard on the debt ... i meant in terms of putting life on hold we have been invited to go on a honeymoon cruise 2012 after a wedding round caribbean islands dont know where we will be debt wise by then but id like to go its something i can see before i have children... oh should get a bonus at xmas i dont know how much but i think id like to use it to go away and see something we would like to see or maybe just clear a debt the opetions are endless... i mean childrens a thought i was saying relaistically could we afford it we could if we really wanted to but i dont want to rush heavy into anything ive just had some time contemplating things lol do i make sense lol lol

Choc-addict

Yep, making total sense to me! OH and I discuss little ones now and again and I am more along the lines of 'I' couldn't afford it as would want time off etc and although mat pay would cover my debts then OH would have to pay for everything else...he's along the line of 'We'd' manage and that it would be ok. It's such a hard decision to make but i'm not ready just yet, like you want to do a few more things. That said i'm sure we could forever be saying that!! I think for me I just want things a bit more stable and lesser debt so that I can afford family holidays, a new car if needed and so on - god i'm waffling sorry!!!

Ooh, that cruise sounds fab! I'd go if I were you, these things don't come up that often and may not be something you would do just because but as it's a honeymoon cruise you've been invited too then why not!

Bet it's nice having the house being done - I SO can't wait for ours to all go through - slightly frustrating :mad: x

Happytogetdebtfree

yes id like lower debts and like you have the cash for manageable amounts and change of lifestyle so blooming frustrating but atm im doing the house then im doing debts i think i can make a big difference with just minimum payments so any other payments great, if we wanted to go on cruise in 2012 we need a 400 deposit we dont have that available at the moment lol soimething to save for again but you cant wait till your debt free to do all things because by the time im debt free il be 28/29 il be wanting kids lol arghhhh lottery win thats it the answer lol x

anonymoose_3

Happy a cruise would be fab If you can do it I would jump at it

True have fun washing doggles