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Money In Account After Death

2

Comments

  • Ok been to speak to my mum and it turns out she had at the back of the solicitors letter a Lloyds TSB berevement form (sp?) on this form there are two boxes to fill out one with her details and one for my auntie to fill out.

    So am i to guess she sends this to my auntie she fills her bit out sends it back and we present this to the bank and this will do it? in the solicitors letter (only scanned through it quick mind) it said the bank would be happy to do it like this.

    Thanx.
  • nigem
    nigem Posts: 224 Forumite
    Part of the Furniture 100 Posts Name Dropper
    That sounds like the one we filled in. I think that you need some ID to show the bank from both people, ie passport and utility bill. As mentioned before probate is very easy in uncomplicated estates. The form is fairly straightforward, and after you send it in with £90 + £1per extra copy, executors go for a 10min 'interview' to swear that you filled the form in accurately.
  • RayWolfe
    RayWolfe Posts: 3,045 Forumite
    1,000 Posts Combo Breaker
    So another whole thread about other people's rudeness/incompetence .... and yet it seems that there was not any sort of problem at all.
    I only make this, perhaps, insensitive comment because it was emphasised how rude, smug, amused people were, when probably they were exasperated. Still not good to get exasperated in those circumstances but it is strange how some people seeking advice and/or help have their backs already up.
  • Darkstalker420
    Darkstalker420 Posts: 6 Forumite
    edited 28 March 2010 at 5:46PM
    Ok sounds like were making progress :cool: only problem my mother has no passport! but would i be right in saying if we got my auntie to fill in her details and send her passport (if she has one!!) and services bill to us this would take care of her half. Or would she still have to turn up (as far as i'm aware my mother was sole executor we have had no contact with my auntie for over 10 years!). We have got here address from a relative on Facebook so are going to write to her explaining the problem.

    RayWolfe i understand what you are saying but if this person is easily "exasperated" maybe he should not be working in the public sector/dealing with sensitive issues such as deaths/peoples finances etc. Yes there was a "problem" he didn't have to be so unhelpful and could have just got someone else to deal with the matter instead if he did not possess the "people skills" himself. As i was allways brought up "politeness costs nothing".



    All my mother did was to ask if the letter she had from the solicitor would be enough to withdraw the funds only to get a laugh and him stroking his chin and to respond with "these matters can take years to work out and the bank can hold onto this money for a long time" with a smerk on his face!! Now to me only a total cretin would say this to someone who's mother had just died. And also an earlier visit to ask if funds could be released to pay for my nans burial he said "the account is frozen and you will not be allowed to remove any funds i suggest you find another means of paying for the funeral". When my mother spoke to another bank official they could not understand why he said what he did and funds were released straight away.

    And RayWolfe nice postcount.......lets hope that most of them "contribute" as much as the one you made above.

    Thanx.
  • RayWolfe
    RayWolfe Posts: 3,045 Forumite
    1,000 Posts Combo Breaker
    Yep "total cretin" says it all.
  • opinions4u
    opinions4u Posts: 19,411 Forumite
    OP, there are lots of words on the screen but I think I've got dyslexia or something because I'm struggling to clarify Nans, Grans, Mums etc and which estate has a will and which doesn't.

    - Please can you confirm if there is a will or not for the estate that you are having problems with?

    - If there is a will, who are the named exectuors?

    - if there isn't a will, have Letters of Administration been obtained?

    - if Letters of Administration have been obtained, please state who is empowered to act on behalf of the estate?

    I know bereavement brings with it a torrent of emotion, but if we try and narrow down exactly what the facts are it is a lot easier to clarify the process of where things are actually up to and what needs to be done to access the funds and distribute the estate.
  • Opinions4u:

    1.There is no will.
    2. My mother is the named executor.

    Yes this is a hard time at the moment and as i said this is not something any of us know how to address however we will seek to get these matters dealt with as best we can. Thank you for all your help the people who posted i will take these questions elsewhere as certain members of this site only seem to be interested in bumping up their postcount and have contributed nothing to the thread at all (well have you??).

    I guess it makes people feel clever that on the internet you can say what you like even self confessed "insensitive comments" that have no real bearing on the matter at hand. I will not lower myself to the level of a slanging match online as i feel i'm better than that however your last oh so educational/helpfull post just about sums my feelings up:

    RayWolfe: Yep "total cretin" says it all.

    Thanks for the help (to the people that bothered).
  • noh
    noh Posts: 5,817 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    1.There is no will.
    2. My mother is the named executor

    Just to clarify things your mother can not be a named executor because there is no will.
    An executor is someone named in a will whose duty is to carry out the wishes of the deceased.

    May i summarise the situation?

    1. There is no will.
    2. Letters of Administration have not been applied for.
    3 The bank have agreed to release the funds in the account without letters of administration.

    Is that correct?
  • Hermann
    Hermann Posts: 1,406 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Just ignore the trolls but stay with the thread there's more to say ..... I'm on my way out so can't write the longer post I want to but some of the things you're saying don't seem to make sense to me so I'll make a longer post later ...... Meanwhile I'm still not sure which country you're in, UK isn't enough info as England have different laws to Scotland for instance.

    It takes two to have a slanging match so just ignore and there's no slanging to be done! :)
  • Hermann
    Hermann Posts: 1,406 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 29 March 2010 at 12:53AM
    noh wrote: »
    Just to clarify things your mother can not be a named executor because there is no will.
    An executor is someone named in a will whose duty is to carry out the wishes of the deceased.

    May i summarise the situation?

    1. There is no will.
    2. Letters of Administration have not been applied for.
    3 The bank have agreed to release the funds in the account without letters of administration.

    Is that correct?

    With no will there is an executor (edit - not an executor but an administrator) appointed but rules have to be followed as too who that person is. Its not clear that those rules have been followed here although they may have been I'm slightly concerned that they haven't!
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