How Do I stop Someone Using My Address for Bad Debt

nfp20

I really have had enough I am sure there is an answer on here somewhere but I am hoping someone can give me a simple answer on how to stop someone else using my address for their bad debts!

In the last couple of months I have started to receive letters for someone called a [Details removed by Forum Team]. I have contacted the companies and beyond being rude, calling me a liar, hiding a debtor or being the debtor myself. They point blank refuse to remove this persons information from my address and instead are continuing to hassle me. As far as I am aware and certainly not in the last two years this person has never lived at my address.

Is there anything that I can do to stop these people?? They are making my life an absolute misery

Dizzy_Ditzy

stick it all back in the postbox, not known at this address. eventually they will give up

RobertoMoir

I bet they're not hassling "you", I bet they're writing to that person who claims to live at your address.

Either bin it, or as queen of cheap says, mark it not known at this address, and then stop worrying about it. They can't do anything to you, they can't take your stuff they are only going to annoy them if you allow yourself to do so by opening the letters and getting steamed up about their contents.

nfp20

Not so simple when they have my phone number and were turning up at my house heavy handed resulting in my phoning the police. I have since changed my telephone number and reported them.

4743hudsonj

nfp20 wrote: »

Not so simple when they have my phone number and were turning up at my house heavy handed resulting in my phoning the police. I have since changed my telephone number and reported them.

Simple, if they turn up state you are not them, they have no right to be on your property and as such they should remove themseves before you call the police with the result of pressing charges for trespass or any assault. If they so much as try to talk to you again call police and relax.

They really really cant do a thing to you . These people are not bailiffs so dont let it bother you.

Bin letters
Hang up phone calls
Refuse Entry.

They will give up.

forgotmyname

pop all your junk mail, pizza & curry leaflets into their envelope and post it back to them stamp unpaid.

Pop a little note in saying this person does not and never has lived at this address.

Darksun

If they're refusing to update their records when you've told them they are incorrect, then they are likely to be breaking their obligations under the Data Protection Act. Send a strongly worded letter to the companies data controller demanding that your personal information be removed from their system, and if that doesn't help, lodge a complaint with the ICO.

http://www.ico.gov.uk/what_we_cover/data_protection/your_rights.aspx

unholyangel

Personally i'd be more interested in whether they had purposely given them a wrong address or whether it was a misunderstanding

Either the guys not being truthful or he's that thick he's not giving his address correctly (if it were just one company you could view it as a company error, but several all making the same mistake? :S)

HOWMUCH

I know its on a different matter, but when I was pregnant with my son my hospital appointment letters went twice to number 48 and I live at 49. It wasn't until my GP contacted me to find out why I wasn't attending hospital that I found out. I contacted the hospital and it then came to light that a clerical error had happened in them thinking the 9 was an 8. I went to number 48 and asked if they had been getting my hospital letters. The people said yes but they had just binned them, so ask around and see if and one knows him.

debi007

My Son is using his driving licence as proof of address for banks and credit. He then goes over drawn and moves onto next bank. He has not lived with us for 4 years and has caused us loads of trouble. Unfortunately we had to have a Solicitors letter sent re abuse we were getting from him and his friends. Every time i get a debt letter for him i send a copy explaining he doesn't live here. He is buying all sorts using our address. I've contacted dvlc but they won't help. I've contacted all debt people and banks too. They won't help. I've been told by the police that all i can do is return to sender and if they turn up on my doorstep and give me grief then to call them. The thing is i cannot get credit because of all this. I've heard there is a web site that i can go to that i can input all persons living here? Anyone heard of it? Also I've been to a solicitor last week who said they can write to the companies but at a cost of £150 PER letter Per company but that won't stop my Son moving on to the next company. Please advise.

burnleymik

debi007 wrote: »

My Son is using his driving licence as proof of address for banks and credit. He then goes over drawn and moves onto next bank. He has not lived with us for 4 years and has caused us loads of trouble. Unfortunately we had to have a Solicitors letter sent re abuse we were getting from him and his friends. Every time i get a debt letter for him i send a copy explaining he doesn't live here. He is buying all sorts using our address. I've contacted dvlc but they won't help. I've contacted all debt people and banks too. They won't help. I've been told by the police that all i can do is return to sender and if they turn up on my doorstep and give me grief then to call them. The thing is i cannot get credit because of all this. I've heard there is a web site that i can go to that i can input all persons living here? Anyone heard of it? Also I've been to a solicitor last week who said they can write to the companies but at a cost of £150 PER letter Per company but that won't stop my Son moving on to the next company. Please advise.

You must write to the credit companies, Experian and Equifax and have him removed from your credit file. As he lived with you and was registered at your address he will continue to be linked to you financially.

Also you can have a password put onto your Credit File, which helps to protect you incase he ever decides to use your name to purchase goods/loans etc.

As the police stated, return ALL correspindance for him as "not known at this address" and then the owness is then on them to locate him and chase payment.