Friday 26th March - What small DFW things have you done today?!

pixiechick99

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important

Goooood morning lovely people
...it's Friday!!!
Tired again....didn't sleep very well...boooooo. DD1 and I went to see DD2's dance show - it was great, huge place, about 1000people watching and the dancers were fab, very proud of her!!

Anyway, off to work - will see how long I can last - I left a bit earier yesterday (11.40!), as I felt so ropey...at least if I go in they can see if I'm not good.

Ok, here's my list:

• check banking
• daily scratch
• packed lunches for girls
• washing off the airer and upstairs
• meal from plan tonight - chicken curry
• chicken is out of freezer defrosting now
• read papers online#
• LSD - just need yogurt and poppadums
• wait in for the trampoline to arrive this afternoon - fingers crossed it stays dry tomorrow so we can put it up!
• do my nails - french manicure, takes most of the evening but it'll last a week!
• investigate selling my mobile - got my old one fixed, and I prefer it
• evening in front of tv - EastEnders and Masterchef....sounds good to me!

Righty ho, that's all from me...best get my face on

Have a great day everyone!!!!!!!1

OrangeFairy

LOL Milly - love the dancing animals!!!! Glad you enjoyed DD2's show and hope you get to go home a bit early

Well just finished 20 mins on the cross trainer which feels pretty good I'd better get on upstairs to get the household up in a min

Today i have / will

• Go to work - my guy i work with is off today so i will be pretty busy
• Not have any naughty snacks!!
• Charge phone at work
• Skittles tonight and i don't plan on buying a drink
• Send 3 ebay items
• Hokey Cokey this evening when home
• Go for a swim after work
• Lunch from stores
• Dinner from freezer
• Do next week's Meal plan this evening
• 20 mins cross trainer
• drink 2 litres of water!

And that is it...not too much but i am out most of the day!

Then it's the weekend!! woohoo :T:T:T:T:T

Have a great day everyone

La_escocesa

Hi everyone :wave:

Happy Friday!!

Loving the smilies today MillyS - those cats and dogs are hilarious.

Nice to see some more new posters - stick with this thread. I can't believe how much it's helped me and I only started posting a couple of months ago. As everyone's else has said it really does help get and keep you focussed. Also, even if you do have a bad day I bet you'll still be able to write a list of the good things you've done - so even if you do spend £100 shopping you'll still be reminded of the little steps you've taken (switched off a lightbulb when you're not in a room, not eaten out...) and you'll start to see things more positively again. I'm sure a while ago I'd wallow in how much I put on my credit card for days and by then I'd probably have put more on it!!

My Friday list looks like this:

• PAD to cc#3
• Check banking
• Do my Official April Budget :think:
• Breakfast and lunch from home (no snacking at work!)
• Charge phone at work
• Yoga tonight to keep me on the straight and narrow :cool:
• Out for dinner after yoga, but will be a veggie meal and no booze - have checked the menu and will be £12-£15
• Mega house tidy up - parents are visiting this weekend - can't have them thinking their daughter always lives like this!!

Hope you are all looking forward to and got fun weekend plans. Just one more day of work to get through for me. Ahhhh

mogchops

Gooood morning! Yayyyyyyyyyy to Friday and dancing animals!!!:D:D

Today:

- check online banking
- go to work 5 hrs overtime :T
- shopping after work sticking to list
- hokey cokey - washing on at the mo, will get it on line before leaving house
- tidy lounge as friend coming to babysit

now the not so DFW.......me & DH going out tonight for a friends leaving do, which will involve taxis and pubs :o oh, and lots of :beer::beer:..... but we havent done anything like that for absolutely ages, so I'm looking on it as a little treat.....please help me justify it lol!!!!:rotfl:

Have a great day everyone xxxx

josiebabie

Morning campers!
Hope it's going to be a nice day today, then it's the weekend. Wohoo to dancing animals! Wiggle wiggle!

Anyway, today I have/will:-
- Checked banking/CC's online - Done
- Hung HC on airer (before I got dressed again) - Done
- Check how long on mobile contract I have left, bills have been going up and up so have a PAYG sim ready to use
- Pay mobile bill :eek:
- Schnitzel for tea, didn't have it last night as went to Mr T's. Did well without list, only forgot sausages, SR flour and something else which I have *still* forgotten. Very good DFW, they didn't have the mince beef I wanted on the deal so didn't buy it.
- Catch up on invoicing today, am £2k over my target now so bonus is very bonussy!
- Got payment arrangement sorted for council tax after disorganised OH managed to get into arrears, I have now taken over this bill as well so I have total control

Have a good sparkly friday all

Jx

PS: Anyone that has to buy nappies, Mr T's has a GREAT deal on Pampers simply dry - 88 nappies for £10! The 44 packs that are £7.29 each are 2 for £10 at the moment. Bought some last night but might go get some more for next month incase the offer ends!

Cleosmum

I have:

• Checked banking, its payday :j sadly its all 'spent' on bills, will have 10p left by the end of today
• Oooo oooo paid £200 off family loan, sig updated
• Breakfast from stores
• Lunch boxes to school
• Picked up 1 MS for next week
• Tried to work out how to get an extra 3 hrs in to today and how to get an extra day for this week....not enough time :( New job have rescheduled induction which helps a huge amount!
• Booked a family game at Hollywood Bowl for easter hols for 1p per person - was fab last year....and total cost is 5p :D

And will:

• Lunch and dinner from stores Done
• MS back to shop for refund Done
• Phone top up from Boots, 100 pt coupon and check AC machine Done, didnt win extra points
• Pack DS off to camp for the weekend Done
• Bake a cake for my Aunt and Uncle tomorrow, we are off for a visit and I promised Do tomorrow
  
• Check O2 surprise Unlimited O2 calls for 3 days
• Try for a NSD other than budgeted for stuff above Didnt achieve this as bought DS lunch when we took OH for his interview, but to make up for it I got 2 FREE bottles of Comfort in Wilkos woohoo!

Right, off to school! Be back later with anything else

josiebabie

I have just made a "Spends" work book with different headings/spreadsheets for groceries, toiletries,clothes, cleaning products and luxuries. Then have made a summary page at the end with all the totals....I must be obsessed! lol

Triangle

Morning Morning! :hello:

Hope everyone is well and happy

My list for today:

• DH been paid - adjust budgets
• Have already done the weekly shop at Tescos
• Needed some new leggings as mine too big :T Was looking on ebay last night but found some in Tescos for only £2.50
• Bit of housework today
• Stick to meal plan and SW
• Uni reading - aiming for two books and 5 articles
• Walk pup in the sunshine
• Catch up with friends using free texts
• Bit of tidying in the garden
• Friend popping over for an hour later - she's job hunting and wants some help with a couple of applications
• Night in tonight - plan is for a lovely bath then lovely tea then Eastenders then cuddling up to DH
• Sparkle!

Lots of love
T
x

Triangle

Milly - the smilies just get better and better!

Mogchops - you go and have a wonderful night tonight - we all deserve a treat now and again :beer:

T
x

I-need-to-make-£

Good morning everyone!!! Milly loving the dogs and cats and I think we should aim to do the dance today when we are thinking about any little money saving :money: and when we do a little dfw! well be dancing all day!!!!!

Well need to get something out if thats ok ................... :mad::mad::mad::mad::mad::mad::mad::mad::mad::mad::mad:
ARGHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHH!!!!
EBAYBUYERS WHO DONT WAT TO PAY AND EBAYS NON HELPFUL EMAIL ADDRESS THAT JUST TELLS YOU WHAT YOUVE ALREADY DONE! THERES £92 AT STAKE HERE!!!! CREDIT CARD MONEY!!!!!!!!!

Anyway thanks for reading that, back to the list:

- take a couple of tshirts back for fathers day and hubs birthday to exchange for bigger size as they have come up small.
- check online banking and do budget
- list list list on ebay
- hokey cokey and hang on line if weather holds up
- have a good clear out of spare room today - ebay things to sell on a mission!
- dinner from stores
- turn heating off to save gas

its going to be a good day! I will make sure of that!!!!

havea good friday everyone, I hope your all ok!!

Mogchops - its ok to go out once in a while and its not as if its just because..... you do so well on here, give youself a break!!! x

determined_new_ms

Morning - and its Friday, breath a sigh of relief!!! , when I woke up at 6 I was so confused about what day it was , 8 more hours and then I am free until Monday....



Today I will:

• go nd buy saw to do flooring tomorrow (15% off @ Homebase )
• HM lunch:o going to go tomorrow morning...
• Dinner from stores (beef bourgionon mmmmmm)rubbish day today, motivation to cook v low... oh cooking spag with the beef
• [STRIKE]Any online surveys[/STRIKE]
• feel happy when I get home , house to myself tonight intend to have bath, read book/magazine, manicure (going to steal milly's idea nd do french manicure :T), pedicure, couple of glasses of red - can't wait very happy to have finished for the day. Had such a rubbish day at work, someone being very rude to me so put the phone down on her! No need for being unprofessional...

That's it for me. Happy Friday everyone x