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Doorstep lenders

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Comments

  • Mike_St_Helens
    Mike_St_Helens Posts: 3,414 Forumite
    Aww come on guys... You normally would have ripped me to bits !!!!
  • beanielou
    beanielou Posts: 99,222 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Yeah, have to say Im a big fan of credit unions.
    Think most areas have one now.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 19months left.
  • Mike_St_Helens
    Mike_St_Helens Posts: 3,414 Forumite
    Do credit unions lend on demand ?
  • Dr.Shoe_2
    Dr.Shoe_2 Posts: 1,028 Forumite
    I think that in most you have to have some kind of saving history first with regular savings equal or greater than your loan repayments. There are no credit checks (AFAIK) so this is their way to ensure that you can afford them.
    [strike]-£20,000[/strike] 0!
  • rog2
    rog2 Posts: 11,650 Forumite
    10,000 Posts Combo Breaker
    Dr.Shoe wrote:
    Credit Unions.

    See: http://www.abcul.org/page/index.cfm


    Most areas have one.

    Great Advice - I will definitely be looking into this, even though I WILL resist the temptation of borrowing any money.
    Just had a very nice letter in the post offering me a guaranteed £500 loan, at a very friendly apr of 177% - Thanks Provident!!!!!
    I am NOT, nor do I profess to be, a Qualified Debt Adviser. I have made MANY mistakes and have OFTEN been the unwitting victim of the the shamefull tactics of the Financial Industry.
    If any of my experiences, or the knowledge that I have gained from those experiences, can help anyone who finds themselves in similar circumstances, then my experiences have not been in vain.

    HMRC Bankruptcy Statistic - 26th October 2006 - 23rd April 2007 BCSC Member No. 7

    DFW Nerd # 166 PROUD TO BE DEALING WITH MY DEBTS
  • james32_uk
    james32_uk Posts: 1,223 Forumite
    I had an offer from Capital One to apply for up to £100,000 homeowner loan! Maybe I should apply just for a laugh...
    Debt as at 12th July 2006 - £61,345 :eek: :eek: :eek:
    Debt free 21st Oct 2011.

    All thanks to :money:
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