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Doorstep lenders

2

Comments

  • kate1976
    kate1976 Posts: 2,021 Forumite
    I don't know how to change the title, I'll see if I can edit it by going into my first post!
    Kate
    xxx     :Axxx
    "A bank is a place where they lend you an umbrella in fair weather
    and ask for it back when it begins to rain."

    Stay safe, stay sane, stay smiley!
  • kate1976
    kate1976 Posts: 2,021 Forumite
    Changed it, I'm so clever!! for those that want to know how to do it in future, go to edit, advanced and change title! :D

    Thanks for the idea Mike!
    Kate
    xxx     :Axxx
    "A bank is a place where they lend you an umbrella in fair weather
    and ask for it back when it begins to rain."

    Stay safe, stay sane, stay smiley!
  • Mike_St_Helens
    Mike_St_Helens Posts: 3,414 Forumite
    Hey cool... Well done !!

    I think we would get some good opinions here with this... Or, mabe just ignored... :-(
  • Mike_St_Helens
    Mike_St_Helens Posts: 3,414 Forumite
    Bumpety Bump - Just knocked this one back to the top.

    Come on guys... Theres always an opinion on here !
  • rog2
    rog2 Posts: 11,650 Forumite
    10,000 Posts Combo Breaker
    Is there any company that can offer genuinely low rates of interest to the more vulnerable? There seems to be an opening for a genuine company to clean up this market.
    I am NOT, nor do I profess to be, a Qualified Debt Adviser. I have made MANY mistakes and have OFTEN been the unwitting victim of the the shamefull tactics of the Financial Industry.
    If any of my experiences, or the knowledge that I have gained from those experiences, can help anyone who finds themselves in similar circumstances, then my experiences have not been in vain.

    HMRC Bankruptcy Statistic - 26th October 2006 - 23rd April 2007 BCSC Member No. 7

    DFW Nerd # 166 PROUD TO BE DEALING WITH MY DEBTS
  • Mike_St_Helens
    Mike_St_Helens Posts: 3,414 Forumite
    Too right, There must be someone.... Thing is for say £300 you wouldnt mind having £50 quid or so added on, its the £200 quid added on for 3 months that isnt very nice !

    Are there any agents reading that can post ?
  • lynsayjane
    lynsayjane Posts: 3,547 Forumite
    Part of the Furniture Combo Breaker Xmas Saver!
    i had a loan once, but i got it with my bank, no problems paying it back early, interest refunded etc so i only paid interest for the time i had the loan. i was bloody lucky cause i was so ignorant about money then that i could have been taken advantage of.

    as a side note i put my details on an internet site about loans and still get calls now, we're talkin four years ago i applied! and i'm sooooo not likely to say yes a second time!
  • Dr.Shoe_2
    Dr.Shoe_2 Posts: 1,028 Forumite
    My daughter did it before I was able to get home and stop her. They sold her a book of vouchers for Argos, HMV etc. for £60 and asked her for £6 per week over 20 weeks! Did she get a telling off for that one especially as she nagged the OH to act as guarantor. Then last year (just before christmas) they offered her a card (like a credit acrd they said) and as she was working at the time she took it. Fortunately she never used it so they got it back in tiny pieces.
    [strike]-£20,000[/strike] 0!
  • Mike_St_Helens
    Mike_St_Helens Posts: 3,414 Forumite
    lynsayjane wrote:
    i had a loan once, but i got it with my bank, no problems paying it back early, interest refunded etc so i only paid interest for the time i had the loan. i was bloody lucky cause i was so ignorant about money then that i could have been taken advantage of.

    as a side note i put my details on an internet site about loans and still get calls now, we're talkin four years ago i applied! and i'm sooooo not likely to say yes a second time!

    Its having a half decent credit rating that gets you anywhere near less than 30% APR !
  • Dr.Shoe_2
    Dr.Shoe_2 Posts: 1,028 Forumite
    rog2 wrote:
    Is there any company that can offer genuinely low rates of interest to the more vulnerable? There seems to be an opening for a genuine company to clean up this market.


    Credit Unions.

    See: http://www.abcul.org/page/index.cfm


    Most areas have one.
    [strike]-£20,000[/strike] 0!
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