Help please

sho_me_da_money

Your saying, I'd get paid out £10 for a vehicle that is worth £4K due to the lack of a current MOT Cert even with the circumstances outlined above?

Please tell me this guy is talking rubbish please please please!?

oldone_2

thescouselander wrote: »

Wrong wrong and wrong. Dont listen to this rubbish - I dont know why people bother posting this sort of cr a p.

I only post my own PERSONAL experiences.

Last year I ran an old banger as a second car, and my post is EXACTLY what happened.
A lorry ran into the back of it writing it off. The assessor sent, asked for an MOT, and said without it the car would be valueless.

mikey72

oldone wrote: »

I only post my own PERSONAL experiences.

Last year I ran an old banger as a second car, and my post is EXACTLY what happened.
A lorry ran into the back of it writing it off. The assessor sent, asked for an MOT, and said without it the car would be valueless.

Which is what an old bangar without an MOT is worth.
I'd expect to get a couple of hundred £ less than with an MOT.

iamana1ias

You've already had all the advice you need on this subject.

sho_me_da_money wrote: »

1. I had a full service done in December 2009 - Oil, Filters, Brake Pads, Brake Disks, Spark Plugs, 4 brand new Grade A tyres.

Why on earth would you get the car serviced but not MOTed. I was taught you should get the car serviced at the same time as the MOT, but perhaps I just associate with brighter people

sho_me_da_money wrote: »

Your saying, I'd get paid out £10 for a vehicle that is worth £4K due to the lack of a current MOT Cert even with the circumstances outlined above?

I cannot believe that an 04 micra would be worth anywhere near £4k :eek:

sho_me_da_money

iamana1ias wrote: »

You've already had all the advice you need on this subject.



Why on earth would you get the car serviced but not MOTed. I was taught you should get the car serviced at the same time as the MOT, but perhaps I just associate with brighter people



I cannot believe that an 04 micra would be worth anywhere near £4k :eek:

1st car owned - not bright

2005 Micra with 30,000 miles

iamana1ias

sho_me_da_money wrote: »

2005 Micra with 30,000 miles and no MOT

Even the top spec model would only be worth £2,900-£3,300 max.

You're not going to get anything like £4k from the insurers.

iamana1ias

sho_me_da_money wrote: »

1st car owned - not bright

No excuse. I knew at 17. And I'm female.

oldone_2

I had not realised the car was not an 'old banger'. Generally you expect people who don't MOT their cars to be running the older variety.

The O.P can work out roughly how much they would get. The garage has said the cost of repairs to exceed its value. Ask the garage what this value is, and this is the maximum you will get.It will almost certainly be a lot less.

sho_me_da_money

oldone wrote: »

I had not realised the car was not an 'old banger'. Generally you expect people who don't MOT their cars to be running the older variety.

The O.P can work out roughly how much they would get. The garage has said the cost of repairs to exceed its value. Ask the garage what this value is, and this is the maximum you will get.It will almost certainly be a lot less.

They said the the repair costs would be £4200.00

When taking out the policy I told the insurance company the car was worth £3400.00. Since then Ive done about 11,000 miles.

I'd love to get £2500.00

debred86

In all honesty i dont think they will pay out anyway as you left your handbrake off! its like leaving the keys in the car and someone nicks it! your fault! not an accident really!