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Normal for Insurance Comp to want a copy of your driving licence?

FelineFan
FelineFan Posts: 26 Forumite
in Motoring
Hi there,

After a bit of advice please.

Is it normal for an Insurance Company to want a photocopy of your and any named drivers, driving licence, before they'll insure you? I'll add that this is to insure a small van and both drivers are over 40 and hold full licences.

Was just a bit surprised at the request, as not had to do it before.

Thanks
«1

Comments

  • marlot
    marlot Posts: 4,972 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Unusual, but quite a good idea!
  • Hintza
    Hintza Posts: 19,420 Forumite
    10,000 Posts Combo Breaker
    marlot wrote: »
    Unusual, but quite a good idea!

    But that will be another £25 onto the cost of insurance. Imagine dealing with all that extra paper work and waste etc
  • mikey72
    mikey72 Posts: 14,680 Forumite
    My daughter just had to send her's off for her insurance as well.
  • karenx
    karenx Posts: 4,988 Forumite
    Seems normal to me! That way they can check you are declaring the right points etc!
  • FelineFan
    FelineFan Posts: 26 Forumite
    karenx wrote: »
    Seems normal to me! That way they can check you are declaring the right points etc!

    Points, what are those then!? Never had any!
  • karenx
    karenx Posts: 4,988 Forumite
    Penalty points for speeding etc which will be on your licence
  • FelineFan
    FelineFan Posts: 26 Forumite
    karenx wrote: »
    Penalty points for speeding etc which will be on your licence

    LOL, I know! I was being facetious!! ;) Never had any points, in all my 20 years of driving :)
  • magpiecottage
    magpiecottage Posts: 9,241 Forumite
    1,000 Posts Combo Breaker
    FelineFan wrote: »
    Points, what are those then!? Never had any!

    Something to do with driving trains, I think.
  • dacouch
    dacouch Posts: 21,636 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    A few companies / brokers request copies of driving licences either randomly or for all clients. (Virtually all companies request them for theft or fire claims).

    In my experience requesting a photocopy of a driving licence will reveal a conviction (Normally a speeding) in about 1 in 6 cases. The general responses from customers when you point out they did not declare the conviction are normally they did not think speeding needs to be declared or they forgot
  • Kilty_2
    Kilty_2 Posts: 5,818 Forumite
    dacouch wrote: »
    In my experience requesting a photocopy of a driving licence will reveal a conviction (Normally a speeding) in about 1 in 6 cases. The general responses from customers when you point out they did not declare the conviction are normally they did not think speeding needs to be declared or they forgot

    Can't this be checked electronically with DVLA?

    Would've thought that'd be cheaper than the man hours required to check paper copies if it can.
This discussion has been closed.
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