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I have a max 4k budget for a car. Recommend me one!

mickym
mickym Posts: 456 Forumite
Part of the Furniture 100 Posts Name Dropper Combo Breaker
Recently posted about me considering a new or pre reg KIA Cee'd.

However its playing on my mind that we have a baby in the summer, and if i get the above car it will mean im still likely to have to pay off a further 4-5k ontop of my £4k i should have available to make a purchase. I am currently debt free, and with only one of us working after the summer this plays on my mind.

But what are the other decent options?

Buying 2nd hand is always a minefield but will at least mean i will own the car debt free.

Anyone got any recommendations on a possible purchase?
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Comments

  • kwaks
    kwaks Posts: 494 Forumite
    I would go middle of the road, buy an ex mobility ford focus with low mileage.

    Recently I picked one up for the other half, 9500 miles on the clock, immaculate condition, full service history, 4 new tyres. All for £6500
  • mickym
    mickym Posts: 456 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    pardon my ignorance...but whats 'ex mobility' mean?
  • kwaks
    kwaks Posts: 494 Forumite
    A car that was previously leased through the mobility scheme.
  • mickym
    mickym Posts: 456 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    For those that are disabled? If so where can i find reputable dealers or outlets that sell them?
  • emmell
    emmell Posts: 1,228 Forumite
    Don't think that all ex-motability cars are worth buying. If you saw some of the family's using them round here you wouldn't touch them with a barge pole.
    Most used car dealers get a list form Motability Finance with all the cars that are available.
    I would initially look on Autotrader, put your maximum of £4000 in and have a look what your money will buy you.
    ML.
    He who has four and spends five, needs neither purse nor pocket
  • emmell wrote: »
    Don't think that all ex-motability cars are worth buying. If you saw some of the family's using them round here you wouldn't touch them with a barge pole.
    .

    Agreed alot abuse the scheme ..... alot of 17 year old lads driving around in their mums/grans focus/cmax etc!!!
  • kwaks
    kwaks Posts: 494 Forumite
    I physically inspected 3 or 4 to be sure of conditions etc, then the dealer (son of a work mate works for a major dealer) found one much lower mileage with same spec. He was assured over the phone it was mint condition, although after he had it transported 200 miles it was obviously not. He then found me another, even lower mileage and it turned out to be a fantastic buy. Its pretty easy to see which dealers are selling them, they will have bulk amounts of identical spec cars, and with careful consideration you should find a good buy amonst them.

    Mobility cars are maintained at no cost to the user, and many are very low mileage, in addition the mobility scheme should remedy any faults (including bodywork) on the vehicle before passing on to the dealer. With some common sense and not rushing into the first one you see you should get a decent car.
  • What are your requirements/expectations?
    Do you have pets or more than one child?
    How many miles do you do, what use will the car get, do you want the cheapest possible cost per mile, is insurance a problem, waht are your fears in owning a car etc? Does it have to be auto?

    If you want a bog standard, practical, relatively economical car then you can't go far wrong with Ford Focus or similar, loads of choice and they're safe, practical, efficient and cheap to maintain.
  • AdrianHi
    AdrianHi Posts: 2,228 Forumite
    £4000 and something that is above all dependable.
    Skoda Octavia or possibly the smaller Fabia if you think it is big enough (should be for day to day use, may struggle on holiday with all the gear you need to take).
  • lilac_lady
    lilac_lady Posts: 4,469 Forumite
    Ex motobility cars wouldn't be my choice. If the drivers knows that the cars won't be used for a trade in in the futute I don't think that they would care too much about the vehicle. Of course not every driver would be like that but it's a risk.
    " The greatest wealth is to live content with little."

    Plato


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