Been refused consent to let by Halifax

new_home_owner_3

happybroker wrote: »

not enough swear words Vig, swear at me and I will prove it.....go on swear at me....please:rotfl:

even i found that on google, VIGILANT22 do you use google or is it goggle?

or maybe you need some goggles:rotfl::rotfl:

I bet your missus loves you when you are searching goggle for those hidden facts:rotfl::rotfl:

I can picture it now, your missus coming in have you found anything yet? and VIGILANT22 yes nearly these goggles are great lol

VIGILANT22

happybroker wrote: »

not enough swear words Vig, swear at me and I will prove it.....go on swear at me....please:rotfl:

:T
Oh give me time...I just started my distance learning course on this yesterday on here....

new_home_owner_3

even the missus and the kids are laughing at the last one :rotfl::rotfl::rotfl::rotfl:

new_home_owner_3

@VIGILANT Yes its all coming through ive found it on goggle:rotfl::rotfl::rotfl::rotfl::T

MissMoneypenny

new_home_owner wrote: »

great links miss moneypenny but you have gone completely off the suject, i know a landlord can go to jail for not having a gas safety certificate.

Errm...you asked me about gas safety certs.

MissMoneypenny wrote: »

I pity the poor landlords that go with the latter as they are the ones that face the fines for their letting agents failings, such as missing 12 monthly gas safety certs.

new_home_owner wrote: »

Look you say landlords have been fined, can you just show us one case when this has happened?

Is it the school holidays this week?

Thrugelmir

new_home_owner wrote: »

Let me put it like this say someone had all the gas certificates all the insurances, but the only thing they never had was consent to let from their lender what would happen to them? oh and if you can show us some links not links about landlord being jailed for gas certificates.

Letting a property without the explicit consent of the lender will invalidate your Landlords insurance. So if your tenants caused a fire for example. Then you would have no insurance cover against this event.

With landlords insurance, even with a BTL mortgage, you should also read the small print as some policies have specific cover exclusions as for what the insurer regards as high risk tenants. ( for example DSS claimants, students).

new_home_owner_3

MissMoneypenny wrote: »

Errm...you asked me about gas safety certs.






Is it the school holidays this week?

ermmmm

dont you mean derrrrrrrgh i never asked anything about gas safety certificates.

Oh and if it is the school holidays you need to get back theyre rather sharpish, has you obviously can not read, i have never once asked anything about gas safetey certificates, and if you can say i did can you kindly point it out where i asked?

new_home_owner_3

Thrugelmir wrote: »

Letting a property without the explicit consent of the lender will invalidate your Landlords insurance. So if your tenants caused a fire for example. Then you would have no insurance cover against this event.

With landlords insurance, even with a BTL mortgage, you should also read the small print as some policies have specific cover exclusions as for what the insurer regards as high risk tenants. ( for example DSS claimants, students).

My mortgage lender when they gave me consent to let said i couldnt rent to dss claiments, imigrants or students.

beecher2

I thought new_home_owner was a troll, but from his posts I see that he's just more than a little dense.

new_home_owner_3

@ missmoneypenny

I asked you to show us who had been fined for not getting consent to let ad i even quoted something you had said about landlord not getting consent, you never mentioned once about gas safety certificates in the post i quoted and then asked you.(look at post 180)

You can thank VIGILANT for evry post he makes he his very much like yourself and skates around the actual issue and not one of you have the answers.

Here i ask it in plain ENGLISH , Do you or anyone else who keeps on going on about not getting consent to let ever known any landlord have their home reposessed just BECAUSE THEY NEVER GOT CONSENT TO LET?

just answer yes or no