Monday 22nd March - What small DFW things have you done today??

pixiechick99

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important

Gooooood morning!

BAck to a smiliey post today - no lying in bed on the laptop for a few more days yet!
Off to work for the morning and I need to nip to TYesco at some point and pick up a few bits....only got £18 left in my Grocery account so wont be buying much!!

Hope you all gad lovely weekends.... to you if you've just joined us and big waves...... to you regulars!!
Ok, here's my list:

• check banking
• daily scratchcard....I hit the £10 yesterday so withdrew
• packed lunches to school for girls
• post ebay sale
• change 7 bags of coppers up and put the £7 in my terramundi
• only buy a few bits in Tesco!
• meal from plan tonight - chicken curry
• chicken out of freezer for dinner
• heating on as little as poss
• read paper online
• washing on quickwash
• maybe washing on the line?!
• sparkle

Ok, that's all for me - have a lovely day!!!

mogchops

Morning Milly, whoop for Monday morning smilies!!!

That weekend went too quick again cant believe its Monday!! Had a good weekend though, & younger DD had her ears pierced yesterday!! They look so pretty!! She was very brave, just a little "ouch"!!

Anyway,

today:

- check online banking
- packed lunches
- half hour overtime at work
- small hokey cokey
- leftovers for tea
- DD to Brownies later
- should be a NSD

Have a great day everyone xxx

OrangeFairy

Morning all!!

LOL Milly - i only have £8.40 to spend of my budget before thursday. Though we have everything we need so only a bit of milk so should do it - well done on the £10 scratch card - i need to look into these soon when i get time!

Got up a bit early today for a weigh in!! Please to report i have stayed the same for the last 2 weeks since i llost 2lb. That is a miracle with all i have eaten!

Today:-

15 mins on crosstrainer - done!
Work
Send 2 ebay parcels
Take 5 ebay parcels to work to be collected tomorrow by courier
Gammon sandwich from slow cooked meal on sat with HM bread for lunch
See my siblings tonight for a few games of cards! :-)

So not too much today but then mondays are a funny day for me!!

Happy monday everyone

SuzySu

Morning.....don't post on here but do look from time to time
Today I shall be:

Phoning the FSCS to get an application form to start reclaiming PPI
Claiming back some petrol money from work
Meal from freezer tonight
Hopefully a NSD

stitching_witch

Early start for me today - this should be the last week of doing GS1's school runs so back into a proper routine next week.

So far today I have:

• run dishwasher on cheaprate electricity
• taken chicken and bacon out of freezer for store-cupboard dinner tonight
• hung HC on airer

I am also planning to:

• check for surveys
• check on-line banking to see if this month's PPI has gone in
• NSD - 11th this month so far :T
• list 5 Ebay items (I say that every day but never get to do it)
• spend at least two hours in the sewing room

Okay, off the sofa and get into gear.....

Triangle

Morning all :hello:

What a lovely day it was yesterday! Me and DH spent a few hours working on the garden and the exciting thing is we have wrote a long list of things we need to do to make the garden all sparkling this summer....I just love writing a good old list! :rotfl:

Things for today:

• Work placement all day
• Drive carefully to conserve petrol
• Use the work library (a litte office) to have a look for books relevant for my next essay - anything found will mean don't have to go to uni library thus saving petrol!
• Do some planning at work for assessment timelines
• Take packed lunch
• Stick to meal plan and SW all day
• Aqua aerobics tonight - use free pass
• NSD

Have a good day all
T
x

ehallett

Morning everyone

I have a day off work today but have woke up early as my sister is coming over so need to give my flat a little clean. Why is it that I don't actually mind getting up early when I know I don't have to drag myself into work .



Today I will:

• [STRIKE]Check online banking[/STRIKE]
• [STRIKE]Call CCCS to get a debt transferred as it doesn't seem to be working online.[/STRIKE]
• [STRIKE]Tidy flat up (including hoovering)[/STRIKE]
• [STRIKE]Take rubbish out[/STRIKE]
• [STRIKE]Look for mystery shops[/STRIKE]
• [STRIKE]Play on Bingoport later[/STRIKE]
• [STRIKE]Free game on King[/STRIKE]
• [STRIKE]Free game on Jackpotjoy[/STRIKE]
• [STRIKE]Change bed covers[/STRIKE]
• [STRIKE]Do 50 questions on 63336[/STRIKE]
• [STRIKE]Do any surveys that come into my inbox[/STRIKE]
• [STRIKE]NSD[/STRIKE]
• [STRIKE]Enter some comps[/STRIKE]
• [STRIKE]Wash hair[/STRIKE]
• [STRIKE]Do eyebrows[/STRIKE]

Think that will keep me going. Have a great day everyone

Emily xx

Cleosmum

Yay day off for me today as its DS birthday :j

I have:

• Given DS card and pressies from stash - he had his main 2 presents ages ago
• Checked banking - all ok
• Breakfast from stores
• Heating off
• Searched for MS - nothing any good

And will:

• Bake cake for DS birthday using recipe posted over the w/end Done, thanks Cheery Daff!
  
• 1 HC and airer dry Done
• Put away dry HC from weekend, too tired last night
• Packed lunches to school Done
• Lunch and dinner from stores Done
  
• NSD Done
• Stick to SW - so far so good this week :T Done, but had a small slice of birthday cake
  
• Bit of housework Done
• Strip beds
• Check if phone bill available online yet Done, ouch! Up by £3 this month
  
• Walk to collect kids this afternoon Done by OH
  
• Sort out a few bits for mum today Done
• Sort out some stuff to go to dump Too wet!
• Take dinner out of freezer for tomorrow
• Make lunch boxes for tomorrow
• Sort my breakfast and teabags for work tomorrow
• Sort budget for thursday (or weds depending on TC?) Done and shopping list sorted and ready
  
• Try and make a start on books/dvds for amazon/ebay
• Bake hobnobs for DD to take to school for teachers tomorrow Done
• Find ebay bits from garage Too wet!
• Job search Done, also rang about last weeks interview, no decision as yet, I will hear by friday.
• Early night, now nursing a horrid sneezy cold grrrr
  

Will be back later to add any others :j

savingforarainyday

Morning lovely and sunny today

Hehe I am a listmaker too Triangle

Today I will check online banking

Bank cheque from telephone directories (didn't make it to bank the other day)
Check cheapest place for petrol
Lsd need to buy milk bread and sugar
Washing done at 30 deg
Washing to go out on line to dry
Quick visit to client
Post Tax return
Type and send out invoices
Find card to make boxes at Rainbows tomorrow
Laminate posters
Dinner from store cupboard
Look at pots and salad seeds to see what will fit where.
Work on household shop speadsheet
Start Spending Diary spreadsheet

Just going off for a browse then must get on:D

catmiaow

Morning all,

Today I will:

[STRIKE]Check online banking[/STRIKE]
enter comps - on going
check job sites - on going
[STRIKE]see to pets
Do 20 minutes exercise dvd, this DVD was so easy to me 6 months ago just goes to show what happens when you have a break, need to stick at it!
Call my mum[/STRIKE]
[STRIKE]Post ink cartridges(phone Mr T first)
Post lovefilm dvds back so I can hopefully get two more dvds before trial ends
Go and see my nan - nag her as she said she had a doc app, but having checked she doesn't and she needs to go! - [/STRIKE]MAKING HER AN APPOINTMENT FOR TOMORROW IN THE MORNING, CANT GET ONE UNTIL THEN.
[STRIKE]Go to Mr T and get stuff for OH lunch and stuff for dinner tonight[/STRIKE]
[STRIKE]List old Radley Bag on ebay for sale
Pay OH money on credit card[/STRIKE]
[STRIKE]Dust the house
Get washing sorted[/STRIKE]
[STRIKE]Made Thai dinner mmmm[/STRIKE]

Hope everyone has a good day!

starnac

morning all. day off for me too today.

today i will be productive as DD is in nursery and DH is at work.

[STRIKE]check banking[/STRIKE]
NSD as very little left in bank til payday friday
ring work to get new rota's
put ironing away
[STRIKE]sort SIL present from stash[/STRIKE]
[STRIKE]finish crocheted (?) blanket[/STRIKE]
sort out clothes for charity
[STRIKE]check emails and do any surveys[/STRIKE]
list items on turbolister
do some more research
tea is leftovers from yesterday (mmmmm love sunday dinner leftovers)

that'll do for now i think