Hypno's "just for today" diary of rediscovery.

savingholmes

have a lovely time - you deserve it!

hypno06

I love cafe rouge so yes, I will enjoy it very much!

In_my_dreams

Hypno - here's me moaning away and you are managing on such a tight budget. You really do inspire me and make me think that I can get through this. Thank you x

hypno06

Yes of course you can do it IMD - it is just tough going! Remember, this has been a big part of my life for over 3 years now - day in, day out. Getting the debt down didn't happen easily, and it carried (and still does) its fair share, and more, of tears, stresses, family tensions, and sleepless nights. I still have very "black" times about the debt - usually when I hit a new milestone, eg getting under the next £10k barrier, but I am learning to deal with them and to be ready for them as they approach.

But, I can say that it gets easier.....each APR that is reduced, each card/loan that is paid off, each month that the overdraft isn't maxed, etc etc, is a huge step forward. And as each thing happens, it is easier to stay focused for the next step.

One thing I did, although not so relevant at this stage for me, is to pick one debt and focus on it, aiming to clear a debt was hugely motivating. I threw every penny at it - so if I got £10 scratch money, it was paid straight to the debt, not in a holding pot or anything. The same thing happened, regardless of how small the payment was - Egg and Virgin, in particular, have been very used to payments of £1.47 etc

You ARE making progress, you just sometimes don't see it yourself because you are too close to the situation! Keep going - you'll get there x

In_my_dreams

You made me cry again and I'm not even hormonal If I could press the Thank You button a zillion times I would!

hypno06

In_my_dreams wrote: »

You made me cry again and I'm not even hormonal

No, don't cry!!

**passes over emergency jaffa cakes, quick**

In_my_dreams

Cheers *soggy jaffa cakes*

I have had to laugh, I found £1 in the dead car and bought a lottery ticket, thinking that people win when they really are in the pits of despair and tell their story of destitution and woe after winning - I thought that could be me, but I couldn't find the ticket anywhere!

Retraced my steps and it was in the fish finger packet in the freezer - :rotfl:

hypno06

In_my_dreams wrote: »

Retraced my steps and it was in the fish finger packet in the freezer - :rotfl:

:rotfl::rotfl::rotfl:

That gets added to the "falling off the gymball in the office" scenario, as something that will pop into my mind and make me smile for ever more :rotfl:

lucielle

Probably the safest place ever!
L

hypno06

2 matched bets placed for a profit of just over £25