Investment / wealth preservation

Acc72

Dear All,

I am looking to invest some money, but am looking to reduce exposure to risk.

I read an article about a number of investment trusts / unit trusts that were originally set up as savings vehicles for wealthy families, but are open to members of the public.

These are described as being designed for "capital preservation in the bad times and sustainable gains in the good times".

Examples include : RIT Capital Partners investment trust (Rothschilds) and Iveagh Welath Fund (Guinness family).

Also, Troy asset management unit trust.

Does anybody have any experience of any of these ?

missile

You could become a LLoyds name

Acc72

missile wrote: »

You could become a LLoyds name

Unfortunately, I am not looking at that level of investment !

As I understand it, the investments I mentioned were originally set up for the mega wealthy, but now are open to other members of the public to invest much smaller amounts.

cheerfulcat

Acc72 wrote: »

I read an article about a number of investment trusts / unit trusts that were originally set up as savings vehicles for wealthy families, but are open to members of the public.

These are described as being designed for "capital preservation in the bad times and sustainable gains in the good times".

Examples include : RIT Capital Partners investment trust (Rothschilds) and Iveagh Welath Fund (Guinness family).

Also, Troy asset management unit trust.

Does anybody have any experience of any of these ?

I have shares in RIT. It invests fairly conservatively - holds quite a lot of US Treasuries right now, some gold ( from memory ) and a few bits and pieces of equities. More info here. Frequently trades at a premium. I like it for the cautious part of my portfolio.

Rollinghome

If you're looking for low volatility then I doubt that RIT Capital Partners would suit. It has the highest volatility for ITs in the Global Growth sector apart from Scottish Mortgage. Funds like Mid Wynd and Personal Assets are at the low end of the scale http://www.theaic.co.uk/Search-for-an-investment-company/Geographical-sector-search/Conventional-companies/Company-list/?sector=GG&id=6334&sort=3#table If you plot them against each other on Google Finance or similar you'll see the difference.

In UT/OEIC's, as well as Troy Trojan, you could look at funds run by Martin Gray at CF Miton. Both have delivered decent returns from very cautious funds : http://www.citywire.co.uk/adviser/fund-and-fund-manager-performance/-/unit-trusts/absolute-return/fund-manager-factsheet.aspx?ManagerID=1437&CitywireClassID=2166