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Sygma Silver Card

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  • stephane_2
    stephane_2 Posts: 3,076 Forumite
    PROLIANT wrote: »
    Paper work arrived today, signed one copy and sent it back so should get the card next week.
    Reading the agreement it says the credit limit will be decided by the bank etc ect, the APR states 18.9%?
    Then total cost for credit £147.50, if this is the APR I have been set then if my calculations are correct the credit limit will be circa £750?

    That is just an example and is not a representation of what your credit limit will be or interest rate.
  • PROLIANT
    PROLIANT Posts: 6,396 Forumite
    1,000 Posts Combo Breaker
    stephane wrote: »
    That is just an example and is not a representation of what your credit limit will be or interest rate.
    Oh right I see. Oh yes, Section 8.6 Assumption that you get a £1500 limit etc.
    Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.
  • doelani
    doelani Posts: 2,576 Forumite
    Part of the Furniture Combo Breaker
    edited 18 March 2010 at 10:00PM
    PROLIANT wrote: »
    Oh right I see. Oh yes, Section 8.6 Assumption that you get a £1500 limit etc.

    Hubby and I both rang and asked what credit limit was as soon as we knew it was approved, I am to impatient to wait on post lol
    TOTAL 44 weeks lose. 6st 9.5lb :T
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    doelani wrote: »
    Hubby and I both ran and asked what credit limit was as soon as we knew it was approved, I am to impatient to wait on post lol

    I also rung! Infact I was on the phone soo quickly I had to wait for the application to push through from their internet system to the main database :rotfl:
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • PROLIANT
    PROLIANT Posts: 6,396 Forumite
    1,000 Posts Combo Breaker
    doelani wrote: »
    Hubby and I both ran and asked what credit limit was as soon as we knew it was approved, I am to impatient to wait on post lol
    Well hello stranger, I applied on the phone and was accepted in principle, agreement came today so just been trying to understand it etc.
    Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.
  • doelani
    doelani Posts: 2,576 Forumite
    Part of the Furniture Combo Breaker
    PROLIANT wrote: »
    Well hello stranger, I applied on the phone and was accepted in principle, agreement came today so just been trying to understand it etc.

    I cannot remember getting an agreement lol Think I signed my electronically and just got the card then. and hello you too :rotfl:

    Ok just realised I phoned..........dohhhhhhhhhhhh I am not paying attention
    TOTAL 44 weeks lose. 6st 9.5lb :T
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    doelani wrote: »
    I cannot remember getting an agreement lol Think I signed my electronically and just got the card then. and hello you too :rotfl:

    Ok just realised I phoned..........dohhhhhhhhhhhh I am not paying attention


    I signed online........
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • BugsyBrowne
    BugsyBrowne Posts: 5,697 Forumite
    i just applied for the sygma flybe card cause everyone is talking about it,guess what got declined...oh well nevermind !!!!!!! !!!! airline
  • izools
    izools Posts: 7,513 Forumite
    1,000 Posts Combo Breaker
    Like I say, it isn't a sub prime card and isn't sub prime credit scored!

    It's slightly more lenient than other sub prime cards because they offer APRs up to 24.9% where other cards offer up to 20% ish on the prime market.

    Recent adverse information will still generate a decline with them ;)
    Cashback Earned ¦ Nectar Points £68 ¦ Natoinwide Select £62 ¦ Aqua Reward £100 ¦ Amex Platinum £48
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