Sygma Silver Card

restofmylife

Hi All,

I'm a discharged Bankrupt and I recevtly got a Vanquis Card with £250 limit, I also applied online for Silver Mastercard and was told they "will be in touch" or something like that. Has anyone ever had a vague answer like that when applying? If so did you get accepted and how long did you wait before hearing?

I am not getting into debt again just trying to build my credit history again:)

Thanks,
ROML

eastanglian1

dont worry mate they will accept you...

restofmylife

Do you really think so?!

eastanglian1

well if you read through a few threads on here,there have been a few people who aint had the best records for credit seems to get 1,i applied for the flybe card few days ago got accepted as i did with leeds bs cc and santander,and my credit file is tidy...you should ring them up mate with your ref number!!! there is a couple of people on here who would know more they have just got that card..

restofmylife

:)Thanks Eastanglian...

If anyone else has any experience they would like to share it would be appreciated

Gillianh2

Have a read thru the sub pime card thread. If you dont want to read all just go back about 5 pages and read the peeps experiences there.

HTH

eastanglian1

look out for IZOOLS he know about that card

restofmylife

Thanks Both:)

TFD_2

restofmylife wrote: »

Hi All,

I'm a discharged Bankrupt and I recevtly got a Vanquis Card with £250 limit, I also applied online for Silver Mastercard and was told they "will be in touch" or something like that. Has anyone ever had a vague answer like that when applying? If so did you get accepted and how long did you wait before hearing?

I am not getting into debt again just trying to build my credit history again:)

Thanks,
ROML

I'd expect a decline.

restofmylife

TFD wrote: »

I'd expect a decline.

Even if I didn't get a flat NO when I applied online?

TFD_2

restofmylife wrote: »

Even if I didn't get a flat NO when I applied online?

Yes. despite accepting people that haven't got a perfect credit history, it's still essentially a mainstream credit product, and discharged bankrupts are the least popular people in the world to lend money to.