Notice to newcomers part 6!!!

niccatw

Oooh, I've just come off the phone with DIY SOS. I might be on the telly :rotfl::rotfl::rotfl:

boxofkittens

Tixy wrote: »

Hi box of kittens,

If you or OH owe money to where you currently bank (or their associated companies) then you will need new basic accounts with people you don't owe any money to. Some do allow a full debit card. Have a look at this list (page 5) and it will show you what each offers -

Thanks Tixy, we both have overdrafts (neither of which are being chased for repayment at the moment) - we'd still need new accounts then? Thanks so much re: debit cards. I guess ringing my bank is the best way to find out but it all still feels a bit intimidating.

Tixy

Just had a call, my dog is on the way to the vet.
Bitten by a young badger this morning and can't put any weight on that leg now:(.

Tixy

boxofkittens wrote: »

Thanks Tixy, we both have overdrafts (neither of which are being chased for repayment at the moment) - we'd still need new accounts then? Thanks so much re: debit cards. I guess ringing my bank is the best way to find out but it all still feels a bit intimidating.

Your overdrafts will be included in the DMP so they are likely to take your next lot of wages/income to repay the overdrafts. So you will both need new accounts.

Co-op cashminder has a visa debit card and is quite popular on this forum (providing you don't owe anything to them already).

Numpty_Monkey

boxofkittens wrote: »

Thanks Tixy, we both have overdrafts (neither of which are being chased for repayment at the moment) - we'd still need new accounts then? Thanks so much re: debit cards. I guess ringing my bank is the best way to find out but it all still feels a bit intimidating.

yes you need accounts that are not finicially linked to any of your creditors:(
a bit of reading needed
http://moneyfacts.co.uk/guides/money/who-owns-who-banks-and-savings/
http://www.thisismoney.co.uk/savings-and-banking/article.html?in_article_id=440726&in_page_id=7

I'm pretty sure the CO-OP isn't linked to anyone, and if you have a co-op food shop near you
join the membership scheme ( a few extra pennies in dividend)

Numpty_Monkey

Tixy wrote: »

Just had a call, my dog is on the way to the vet.
Bitten by a young badger this morning and can't put any weight on that leg now:(.

Poor little doggie:( hope he's ok:T

Tixy

Numpty_Monkey wrote: »

Poor little doggie:( hope he's ok:T

[FONT=Verdana, Arial, Helvetica, sans-serif][/FONT]She's on her way home now:), antibiotics and painkillers (and a bill for £90 - only a fraction of which I can claim back from the insurance)

IF

Hello all x

Sorry to hear about your dog Tixy.....I know how you feel, have two of my own x lol

Geebee

Good evening!...

swanfan02

Tixy wrote: »

[FONT=Verdana, Arial, Helvetica, sans-serif][/FONT]She's on her way home now:), antibiotics and painkillers (and a bill for £90 - only a fraction of which I can claim back from the insurance)

My doggie had a booster injection & examination which cost £30:mad: Not bad for 10 minutes work. But she's worth it, don't tell the vet:shhh: