We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

The MSE Forum Team would like to wish you all a Merry Christmas. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!

Lloyds TSB - Select or Silver?

2»

Comments

  • PROLIANT
    PROLIANT Posts: 6,396 Forumite
    1,000 Posts Combo Breaker
    paulmcerlean wrote: »
    They may do with their basic account but silver is a full current account with a visa debit that works offline.

    I have the silver account, and have tested this on a Ryanair flight and at all the usual places...
    Cheers again for the info Paul.
    Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.
  • PROLIANT
    PROLIANT Posts: 6,396 Forumite
    1,000 Posts Combo Breaker
    I applied for the Gold account but they said they could not offer me that account so offered me the Silver instead, I will wait and see what the card comes with once I have signed the account agreement.
    Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.
  • iereboy
    iereboy Posts: 415 Forumite
    Silver!

    £1 cheaper and gives you European Travel Insurance.

    Select gives you a £50 interest free overdraft so think about this.
  • paulmcerlean
    paulmcerlean Posts: 831 Forumite
    PROLIANT wrote: »
    I applied for the Gold account but they said they could not offer me that account so offered me the Silver instead, I will wait and see what the card comes with once I have signed the account agreement.

    Green Visa Debit.
  • PROLIANT
    PROLIANT Posts: 6,396 Forumite
    1,000 Posts Combo Breaker
    edited 23 June 2010 at 3:09PM
    paulmcerlean wrote: »
    Green Visa Debit.
    Ok, my main concern is that will it work as a full Visa debit i.e. offline mode.
    Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.
  • iereboy
    iereboy Posts: 415 Forumite
    Yes it will be a full visa debit card.
  • Toe-Jam
    Toe-Jam Posts: 1,554 Forumite
    PROLIANT wrote: »
    Ok, my main concern is that will it work as a full Visa debit i.e. offline mode.

    If it has the 2010 logo big and in the centre then its offline. If its just got a small logo in the top right then its Online Full Auth.

    Online card
    cash_account_card_large.gif

    Offline card
    silver_account1.gif
  • paulmcerlean
    paulmcerlean Posts: 831 Forumite
    PROLIANT wrote: »
    Ok, my main concern is that will it work as a full Visa debit i.e. offline mode.

    Dont be concerned - the silver account is a full current account and is not offered with an online debit card.

    Trust me, it will be green and work offline.

    Lloyds have a seperate cash card account for basic banking. The silver is most definately not this. It is a credit scored full featured added value current account.
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.9K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.7K Spending & Discounts
  • 246K Work, Benefits & Business
  • 602.1K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 259.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture