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Lloyds TSB - Select or Silver?

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Comments

  • PROLIANT
    PROLIANT Posts: 6,396 Forumite
    1,000 Posts Combo Breaker
    paulmcerlean wrote: »
    They may do with their basic account but silver is a full current account with a visa debit that works offline.

    I have the silver account, and have tested this on a Ryanair flight and at all the usual places...
    Cheers again for the info Paul.
    Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.
  • PROLIANT
    PROLIANT Posts: 6,396 Forumite
    1,000 Posts Combo Breaker
    I applied for the Gold account but they said they could not offer me that account so offered me the Silver instead, I will wait and see what the card comes with once I have signed the account agreement.
    Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.
  • iereboy
    iereboy Posts: 415 Forumite
    Silver!

    £1 cheaper and gives you European Travel Insurance.

    Select gives you a £50 interest free overdraft so think about this.
  • paulmcerlean
    paulmcerlean Posts: 831 Forumite
    PROLIANT wrote: »
    I applied for the Gold account but they said they could not offer me that account so offered me the Silver instead, I will wait and see what the card comes with once I have signed the account agreement.

    Green Visa Debit.
  • PROLIANT
    PROLIANT Posts: 6,396 Forumite
    1,000 Posts Combo Breaker
    edited 23 June 2010 at 4:09PM
    paulmcerlean wrote: »
    Green Visa Debit.
    Ok, my main concern is that will it work as a full Visa debit i.e. offline mode.
    Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.
  • iereboy
    iereboy Posts: 415 Forumite
    Yes it will be a full visa debit card.
  • Toe-Jam
    Toe-Jam Posts: 1,554 Forumite
    PROLIANT wrote: »
    Ok, my main concern is that will it work as a full Visa debit i.e. offline mode.

    If it has the 2010 logo big and in the centre then its offline. If its just got a small logo in the top right then its Online Full Auth.

    Online card
    cash_account_card_large.gif

    Offline card
    silver_account1.gif
  • paulmcerlean
    paulmcerlean Posts: 831 Forumite
    PROLIANT wrote: »
    Ok, my main concern is that will it work as a full Visa debit i.e. offline mode.

    Dont be concerned - the silver account is a full current account and is not offered with an online debit card.

    Trust me, it will be green and work offline.

    Lloyds have a seperate cash card account for basic banking. The silver is most definately not this. It is a credit scored full featured added value current account.
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