We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Lloyds TSB - Select or Silver?

Options
2»

Comments

  • PROLIANT
    PROLIANT Posts: 6,396 Forumite
    1,000 Posts Combo Breaker
    paulmcerlean wrote: »
    They may do with their basic account but silver is a full current account with a visa debit that works offline.

    I have the silver account, and have tested this on a Ryanair flight and at all the usual places...
    Cheers again for the info Paul.
    Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.
  • PROLIANT
    PROLIANT Posts: 6,396 Forumite
    1,000 Posts Combo Breaker
    I applied for the Gold account but they said they could not offer me that account so offered me the Silver instead, I will wait and see what the card comes with once I have signed the account agreement.
    Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.
  • iereboy
    iereboy Posts: 415 Forumite
    Silver!

    £1 cheaper and gives you European Travel Insurance.

    Select gives you a £50 interest free overdraft so think about this.
  • paulmcerlean
    paulmcerlean Posts: 831 Forumite
    PROLIANT wrote: »
    I applied for the Gold account but they said they could not offer me that account so offered me the Silver instead, I will wait and see what the card comes with once I have signed the account agreement.

    Green Visa Debit.
  • PROLIANT
    PROLIANT Posts: 6,396 Forumite
    1,000 Posts Combo Breaker
    edited 23 June 2010 at 4:09PM
    paulmcerlean wrote: »
    Green Visa Debit.
    Ok, my main concern is that will it work as a full Visa debit i.e. offline mode.
    Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.
  • iereboy
    iereboy Posts: 415 Forumite
    Yes it will be a full visa debit card.
  • Toe-Jam
    Toe-Jam Posts: 1,554 Forumite
    PROLIANT wrote: »
    Ok, my main concern is that will it work as a full Visa debit i.e. offline mode.

    If it has the 2010 logo big and in the centre then its offline. If its just got a small logo in the top right then its Online Full Auth.

    Online card
    cash_account_card_large.gif

    Offline card
    silver_account1.gif
  • paulmcerlean
    paulmcerlean Posts: 831 Forumite
    PROLIANT wrote: »
    Ok, my main concern is that will it work as a full Visa debit i.e. offline mode.

    Dont be concerned - the silver account is a full current account and is not offered with an online debit card.

    Trust me, it will be green and work offline.

    Lloyds have a seperate cash card account for basic banking. The silver is most definately not this. It is a credit scored full featured added value current account.
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244K Work, Benefits & Business
  • 598.9K Mortgages, Homes & Bills
  • 176.9K Life & Family
  • 257.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture