Co-Op Cashminder ~~~ BEWARE!!!

stclair

Three_Clicks wrote: »

Well; That would be fraud if you issue a cheque knowing that you do not have the funds to pay the cheque!

That is something that I would NOT do...

Im glad to hear it.....

thechippy

stclair wrote: »

Im glad to hear it.....

So you two have kissed and made up then?......:D

angiebhfx

thechippy wrote: »

Good reply Angie...;)

I was only joking anyway, your comment was just asking for a reply like mine.....:D;):cool:

That's okay I didn't take a fence :rotfl:

stclair

Three_Clicks wrote: »

Maybe you should start smoking again!!!

GoodBye...

So do you now understand how a cheque book with or without a CGC and even an offline debit card is deemed as a credit facility? :rotfl:

thechippy

stclair wrote: »

So do you now understand how a cheque book with or without a CGC and even an offline debit card is deemed as a credit facility? :rotfl:

Blimey,

You 2 don't give up easy do ya!....:D

So_Sad_Angel

Three_Clicks wrote: »

We are now taking them to the Financial Ombudsman...

I never thought that they upgraded anyway....I think you will find the Ombudsman will just refer you to the T&Cs of the Cashminder Account. If it does`nt say they will automatically upgrade then you don`t have a case.

Mis-information happens all the time...simple errors happen & you have had your apology. I don`t see what more can the Bank or the Ombudsman do.

thechippy

So_Sad_Angel wrote: »

I never thought that they upgraded anyway....I think you will find the Ombudsman will just refer you to the T&Cs of the Cashminder Account. If it does`nt say they will automatically upgrade then you don`t have a case.

Mis-information happens all the time...simple errors happen & you have had your apology. I don`t see what more can the Bank or the Ombudsman do.

Can you please stop coming in here saying these sensible things please...:D:D;)

So_Sad_Angel

thechippy wrote: »

So you two have kissed and made up then?......:D

Ahhh I`m a sucker for a happy ending :D:D:D

thechippy wrote: »

Can you please stop coming in here saying these sensible things please...:D:D;)

Sorry Hun....all these pointless complaints against the Banks....seen too many from the `other side` of the desk thats all.;););)

k2nga

I will stick my 2p's worth in for what it is worth. I think the heading is a little unfair as to many the Cashminder account is a lifeline. So what if it does not come with a cheque book as this will be the last thing on peoples minds when they are facing real financial difficulties and desperate for a bank account.

Not having a cheque book has certainly not held me back as they are hardly used these days hence the banks stopping them in a few years from now. Most places take other payments methods now and in fact prefer them as they get charged less for the transaction.

I know where i am with the cashminder and i love it and so do many others.

It will be interesting to see if Natwest do let you have that account as i have never heard of anyone getting one with a cheque book and im sure if they did we would have seen it on here. You may find you were given miss information on the phone from them. I will look forward to the NATWEST - BEWARE post next week. :rotfl:

k2nga

I think you need to take a breath. I did not read what you wrote correctly but is there a need to come back in such a bullish manner.

This part of the forum is here to help not to have a go at people or judge.