Co-Op Cashminder ~~~ BEWARE!!!

Three_Clicks

stclair wrote: »

Well if you have a current account then you are potentially getting credit so up yours !!!

Hence being credit scored, I hope AVU decline you ;-)

AVU = http://www.hpa.org.uk/HPA/ProductsServices/InfectiousDiseases/LaboratoriesAndReferenceFacilities/1233217844813/

Are you on drugs tonight mate or beer?

Also; get your facts right or read the thread properly!!!

The account that Nat West are giving us does NOT come with credit!!!

I suggest you go to bed and rest your brain "cell" before you post again!!!

angiebhfx

Whats the big deal about a cheque book anyway. They will be obsolete soon anyway. I for one am grateful that Co-op are giving us an account and then I can pay by D/D. My Dad went BR 10 years ago and all he could get was a basic savings account with a building society to have his wages paid in.

In terms of credit. I hope I can find a way in the future to never need to get credit again, you know like people in the olden days. I don't think I will have a mortgage again, far to tying.

stclair

Three_Clicks wrote: »

AVU = http://www.hpa.org.uk/HPA/ProductsServices/InfectiousDiseases/LaboratoriesAndReferenceFacilities/1233217844813/

Are you on drugs tonight mate or beer?

Also; get your facts right or read the thread properly!!!

The account that Nat West are giving us does NOT come with credit!!!

I suggest you go to bed and rest your brain "cell" before you post again!!!

AVU = Application Verification Unit :rotfl:

Well it must do if your getting a cheque book?

You can not have a cheque book on a step account.

Therefore by having a cheque book you can gain credit :-)

angiebhfx

angiebhfx wrote: »

Whats the big deal about a cheque book anyway. They will be obsolete soon anyway. I for one am grateful that Co-op are giving us an account and then I can pay by D/D. My Dad went BR 10 years ago and all he could get was a basic savings account with a building society to have his wages paid in.

In terms of credit. I hope I can find a way in the future to never need to get credit again, you know like people in the olden days. I don't think I will have a mortgage again, far to tying.

I am speaking for myself here not passing judgment. Learnt a few interesting and valuable lessons in the past few months.

ps i am t total, I don't take drugs or have sex even. I am partial to the odd biscuit though.

Three_Clicks

stclair wrote: »

AVU = Application Verification Unit :rotfl:

Well it must do if your getting a cheque book?

You can not have a cheque book on a step account.

Therefore by having a cheque book you can gain credit :-)

Your wrong AGAIN mate.

Only a CGC will give a cheque book credit!!!

And I havn't asked for a CGC...

thechippy

angiebhfx wrote: »

ps i am t total, I don't take drugs or have sex even. I am partial to the odd biscuit though.

....Fairly sad life then......:rotfl:

stclair

Three_Clicks wrote: »

Your wrong AGAIN mate.

Only a CGC will give a cheque book credit!!!

And I havn't asked for a CGC...

Anyone who holds a cheque book regardless of having a CGC can still potentially have a credit facility. !!!

Three_Clicks

stclair wrote: »

Anyone who holds a cheque book regardless of having a CGC can still potentially have a credit facility. !!!

Well; That would be fraud if you issue a cheque knowing that you do not have the funds to pay the cheque!

That is something that I would NOT do...

angiebhfx

thechippy wrote: »

....Fairly sad life then......:rotfl:

No on the contrary I have a wonderful happy peaceful life. Okay I miss the sex, but I am still very happy.

In fact I would go so far as to say if I had lived my life the way I do now, I probably wouldn't have had to declare myself bankrupt because I wouldn't have been so f3ckless. :A

thechippy

angiebhfx wrote: »

No on the contrary I have a wonderful happy peaceful life. Okay I miss the sex, but I am still very happy.

In fact I would go so far as to say if I had lived my life the way I do now, I probably wouldn't have had to declare myself bankrupt because I wouldn't have been so f3ckless. :A

Good reply Angie...;)

I was only joking anyway, your comment was just asking for a reply like mine.....:D;):cool: