Weeekend Sat/Sun 13th/14th March - What small DFW things have you done this weekend?!

pixiechick99

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important

Good morning on this lovely sunny Saturday
Well, I didn't expect to be starting the thread this morning - are you all having lie-ins?!:rotfl:
I felt really rough last night, didn't move off the sofa, but after a good sleep I feel much better - darn bug me and DD2 had earler this week made a bit of a reappearance

Anyway, I have to pick up DD2 from her sleepover in an hour, then take both girls to gym. We're nipping into town after lunch so they can buy my Mother's Day pressie....bless.Then another evening watching tv....lovely
Ok, my list for today then:

• check banking
• daily scratchcard
• washing is on...quickwash
• washing will go on the line
• read paper online
• meal from plan tonight - chicken chow mein and spring rolls
• take stuff for dinner out of freezer
• use park and ride later into town...cheaper than parking in town
• meal plan for the rest of the month - i made a spreadsheet;);)
• go have a quick shower!

Ok, that's all for now (that's me waving at you all!)

Have a lovely Saturday everyone:T

Triangle

Morning all :hello: Cheers for starting the weekend thread Milly :beer:

Well, I am slowly recovering from a lovely evening last night! Went to a tapas bar with two good friends from Uni - fantastic time but the food (and sangria ) certainly went above the slimming world allowance! Still, great to have a treat and back on it again today! :j


My list for today:

• Have checked online banking
• Have watched Eastenders on i-player
• Have done a bit of budget planning for next bursary payment (next month)
• Have put £5 in xmas saving pot
• Long walk with pup and DH down the beach this afternoon
• NSD hopefully - although may nip to pet store
• Do some uni reading
• Meals from stores and stick to SW
• Spend rest of morning before DH finishes work curled up on the sofa reading fun library book
• Couple of phone calls using free minutes
• Buy some GHDs from ebay using birthday money from mum and dad - aiming to get the best possible bargain!
• Research car insurance through Quidco
• Washing at 30 and airier dry
• Quiet night in with my lovely DH tonight

Have a wonderful weekend all

T
x

pixiechick99

Triangle wrote: »

Morning all :hello: Cheers for starting the weekend thread Milly :beer:

Well, I am slowly recovering from a lovely evening last night! Went to a tapas bar with two good friends from Uni - fantastic time but the food (and sangria ) certainly went above the slimming world allowance! Still, great to have a treat and back on it again today! :j



My list for today:

• Have checked online banking
• Have watched Eastenders on i-player
• Have done a bit of budget planning for next bursary payment (next month)
• Have put £5 in xmas saving pot
• Long walk with pup and DH down the beach this afternoon
• NSD hopefully - although may nip to pet store
• Do some uni reading
• Meals from stores and stick to SW
• Spend rest of morning before DH finishes work curled up on the sofa reading fun library book
• Couple of phone calls using free minutes
• Buy some GHDs from ebay using birthday money from mum and dad - aiming to get the best possible bargain!
• Research car insurance through Quidco
• Washing at 30 and airier dry
• Quiet night in with my lovely DH tonight

Have a wonderful weekend all

T
x

Oooooooh Triangle, you've just reminded me, my next Student loan payment is next month....exciting

princess_loki

morning all :hello:

haven't posted for a while as life has been a little hectic!

i didn't get the job that i went for second interview last week but agency still has temp work so not too bad.

plans for today:
get worming tablets down cats - this is going to be difficult on my own :eek:
go to bank to pay cheque in
hokey cokey - sun is shining so will try and dry outside
chat on FB rather than phone
continue with housework
continue with sorting out spare room for lodger
have a look in freezer for some dinner
fix trouser hem

nothing very exciting but will feel better once house is tidy!

hope everyone has a lovely weekend!

loki x

catmiaow

Morning all,

Today I will:

[STRIKE]Have a quick shower
check online banking
enter comps[/STRIKE]
look at job sites
[STRIKE]dust upstairs and downstairs
put washing on and hang to dry
ring my nan[/STRIKE]
go to my mums this afternoon
[STRIKE]See to cats
Take rubbish out[/STRIKE]
[STRIKE]Vacuumed in the house and car[/STRIKE]

Hope everything enjoys the sunshine!

Butti

Hi all,

I'm off to Tesco. They're doing a pink dressing gown for £10 which will do my friend perfectly for Xmas.

B

Triangle

Tax credit application has just arrived in the post - another thing to do today!

Slighly concerned though as it wants income details from tax year 2008/09 - things very different now as I am not working and DH is on a much lower wage. Anyone else had this issue?

Lots of love
T
x

Lottebear

- :beer:I am debt free:beer: All the CC have been paid off, we just have OH loan to go, he has paid off his OD this month so we can make a bigger payment to the loan. It has taken 3 years but I have paid off 5k.

- Been to supermarket, sent some extra points coupons and £4 off voucher.

- Need to clean house, and do a load of washing.
- Store cupboard lunch dinner and tea.
- Paid deposit for SIL hen day, I have been saving up.

saxysarah

hiya everyone! I survived a frazzled friday and am motivated and ready to go again.........
today I will:
Clean through house
Do all the washing on quickwash and dry mostly on line
not feel guilty about buying my purple wheelbarrow
Paint my garden walls
do some more college work
carry on watching season 2 of 24 while i'm diligently ironing!

This list may not look long.......but if u could see the state of my house...........

Have a good day everyone!

saxysarah

Triangle wrote: »

Tax credit application has just arrived in the post - another thing to do today!

Slighly concerned though as it wants income details from tax year 2008/09 - things very different now as I am not working and DH is on a much lower wage. Anyone else had this issue?

Lots of love
T
x

i think u'll have to use the income details for that year - and then maybe ring them up to alter your income once they have processed your claim. Or is there not on the form a place to put expected income for 2010/11? They can be quite helpful if you ring......sometimes best of luck xx

catmiaow

Triangle wrote: »

Tax credit application has just arrived in the post - another thing to do today!

Slighly concerned though as it wants income details from tax year 2008/09 - things very different now as I am not working and DH is on a much lower wage. Anyone else had this issue?

Lots of love
T
x

Yes I told them the wage as requested on the form, then phoned them up and told them this is much higher than what I am on now and they should adjust it for you. Whatever you do post the form recorded, I had no end of trouble because they said they never received my form. In the end it worked in my favour as got £50 compensation because I was told they did receive it, when they didn't and generally messed about on the phone.