Have your say on ISA transfers

masonic

ses6jwg wrote: »

Every ISA account should allow transfers in, how's that for starters?

What about regular saver ISAs?

Mickygg

No you can't with those rates. They are the best rates on the market. You can't get a fixed rate account above 5%, as ive been looking. Highest I found was 5 year fix with as for 5.1% but has now been withdrawn.

cottager

10_66 wrote: »

Unfortunately, even that doesn't help if it's Santander. ... On ringing them to halt the process, Santander said they don't have a "diary" system to enable this request and that all transfer requests are dealt with immediately. I know I shouldn't be surprised by their incompetence having had problems with them a couple of years' ago, when they lost the transfer cheque and it took weeks' to sort out. I would never go near Santander again, regardless of the rate they were offering.

I didn't have problems but mine wasn't a FRISA. That's terrible...

cyclonebri1

Gordon_the_Moron wrote: »

I'm a lower rate tax payer

Most of my money is in Newcastle Building Society ISA, 5 year fixed rate @ 5.0%
The rest is currently in Saffron Building Society (7% regular saver) and about to be transferred to Nationwide's 3 year 4.4% deal (it matures on Tuesday)

I'd love to know if I can I beat this outside ISAs?

When did you take that out,?

There are severe limitations on that tho'

Yes, my preferred option for the good sum of money we need to transfer come April, there are a couple of better options as seen today


But, to serious money savers, how do you deal with;
The rest is currently in Saffron Building Society (7% regular saver) and about to be transferred to Nationwide's 3 year 4.4% deal (it matures on Tuesday)
:T

hobbledehoy

ses6jwg wrote: »

Every ISA account should allow transfers in, how's that for starters?

Absolutely! How about beginning with the Government backed NS&I?
Some folk might well want to place their ISA funds in a 100% secure environment but NS&I currently refuse to allow transfers in citing costs (altho a token charge would not appear unreasonable if that is indeed the case). This stance by a Government backed institution might not seem to be in the public interest?.