Lying on a DMP

Tixy

Percy1983 wrote: »

I assume they will only do this if you say you can't pay it and prove it my trashing you credit file? I am keeping my file spotless and have never even had a late payment. With that I am clearing it to buy a house so it looks like I will just have to pay what I signed up for.

Yes F&Fs are usually only suitable for people already on a DMP, their files are already bad as they have been defaulted by their creditors, so doing a F&F doesn't make it worse, and most people only make their offer conditional on their file being updated as though the full amount had been paid.