Minium income for contract?

Lukehluke

Hi,

What is the minium income you would need to be able to get a phone contract?

iamcornholio

Does anyone actually check income?

Other criteria are more pertinent for when they run a credit check - job status, time employed, electoral roll etc

Jon_01

I've never seen income checked on a credit app.

As above, employment, time at address, on electoral roll, any blackmark's on credit file, payment status of any other agreements, etc. . .

Snakeeyes21

I was unemployed, at the address for 6 months, on the electoral register for a month, multiple black marks, multiple defaults and I still got a contract

Lukehluke

I was wondering as I am on a £35 per month contract with T-Mobile and I have gone from JSA to ALG (EMA for adults) and I am in education and was wondering if they will give me a new contract when my current one ends.

Tony5101

If you've paid your existing contract without any defaults, and you stick with the same provider, then at upgrade time, you won't be required to be credit scored again.

Lukehluke

If I want to change my number, will they do it for me?

As I have a PAYG mobile sim and it somehow has become my main number even with the contract and so if I have the PAC will they use the PAYG number?

Tony5101

If the PAYG is on the same network as your contracted mobile, you might have a problem. In general you can usually only transfer your number in from another network.
So - if your PAYG is on the same network - get your PAC for this one, transfer it out to another PAYG on another network - then get your PAC again (as it's now on a diff. network) and transfer it back to your contract.
If it's on a diff. network already, then you shouldn't really have an issue.

fiish

I managed to get contracts before while I was a student and wasn't earning anything at the time. My first contract required a deposit which was later refunded, but every subsequent one was fine.

Lukehluke

My contract says that it fully ends 8th May but it says I can upgrade at the 8th April.

Does that mean I can get a new phone and new contract on the 8th April and not have to wait till 8th May?

Jon_01

Lukehluke wrote: »

My contract says that it fully ends 8th May but it says I can upgrade at the 8th April.

Does that mean I can get a new phone and new contract on the 8th April and not have to wait till 8th May?

It does, but you'll usually get a better offer when you're out of contract. And they add the months remaining to the end of your new one, so if you took out an 18 month contract with 3 months remaining on your old one the new one would run 21 months...