Tues 9th March - What small DFW things have you done today?

pixiechick99

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important

Urrrrghhhhhhhhhhhh I feel awful today:( Woke up every hour in the night feeling either freezing cold and shivering or hot and sweaty. My head is pounding....I'm up and attempting to get ready for work but don't know whether to phone in sick....just feel bad, I'm always off right now. Might go in and they can see I really am not well:o

So.....here's my list:

• check banking
• daily scratch
• packed lunches for girls
• meals from plan tonight
• Holby tonight...yay!

Sorry for the lack of smilies....I haven't the energy for it;)

Hope all well - have a fab day:p

mogchops

Morning Milly- GO BACK TO BED!!!!!!! You sound really rough, go back to bed & get better!!!!!

Not so frosty here today, just grey. Ithink I'd rather have the sunshine and frost!!

Today:

- check online banking
- packed lunches
- tea from freezer
- hokey cokey and ironing
- all comps ending 10/03
- should be a NSD
- general tidy though
- paint my fingernails - because I feel like it.

Have a great day everyone xx

Shopaholic_26

Not been around for a couple of days - busy with study - ultimately money saving!

Milly - that doesn't sound good. I agree rest will make you feel better. Hope you get better soon.

For me today:

• Scratchies
• Check quidco
• Check banking
• Check phone bill - looks much better this month!
• Take lunch and breakfast to work
• Dinner from stores
• Take item sold on ebay to Post Office
• Pick up bf bday present
• Go to gym t use membership
• Charge i pod at work
• Have a look at budget for next month
• Study hard

That's it - hope everyone has a good day.

saxysarah

Milly! if u have not done so already get back to bed!

I've had a rubbish few days fallen right off the DFW wagon so am gonig to take a big deep breath and TRY HARDER!
blinking creche rang me yesterday morning to go and get DD2 because she has a sore mouth - grrrrrrr i completely disagree that its impetigo cos its got better rather than worse and seeing as her and DD1 are twins and share the bath/towels/dummys/cups etc if it was impetigo she would also certainly have it! but i can't take her in unless i get her cleared by the doc and u can't see a doc here for love nor money unless it was booked last year!
So thats another week of college missed!
guess i'll have to settle for:
Lots of housework
lots of Hokey Cokey def line drying today its lovely out!
have to go into college to take my library books back but gonna have to take the
twins oh dear no idea how thats gonna go down!
make chicken pasta bake from left over chicken
try and cancel my magazine subscriptions
cancel some mysterious DDs
find my decree nisi to send to college
send back IR form to say DS1 is staying on in 6th form
start flogging my ann summers party kit on ebay to cover the bill i just had for it!
get motivated!

gosh too long a list - i think thats half my problem! have a good day everyone!

josiebabie

Morning all
Milly I'm feeling awful too, no energy, sicky, headachey, just generally terrible. Have loaded up on Anadin and gone into work as we are short staffed - was a nightmare getting DD dressed this morning as she just wanted to play....
Not much going on for me today, just surviving I think
- Take library book at lunch time and pay fine, depending on how I feel
- Lunch from home
- Try and sell more purges, i'm doing really well at the moment
- Dinner from stores
- Check banking and cards etc
- Keep an eye on ebay sales, up to £50.99 in bids so far with tons of watchers!
- Surveys
- Update sig to include surveys and purges I think

Urrrggghhhh back to you Milly x

Triangle

Morning all :hello:

Milly - hope you feel better soon :A

It's my birthday today! :beer: Not on work placement as it's my study day....and DH has taken the day off too. So fingers crossed for a nice day!

My list:

• Meal out tonight with the family - will try and stick to SW!
• Can feel the effects from last night's aqua-aerobics...loved it!
• Planning a lovely long walk on the beach with pup - free exercise
• Going into town later for a quick look round
• Aiming not to spend much! Any birthday money received I will try and save for use in April (before my next bursary arrives)
• Lovely bubble bath in a bit
• Washing at 30 and airer dry
• As DH is at home we will attempt to call tax credits again
• Get some car insurance quotes by going through Qudico

That's it from me
Have a lovely day all
T
x

elfen

I have:
-Cancelled a magazine subscription as I barely read it (I kept one though)

josiebabie

:bdaycake:Happy birthday T!:bdaycake:

saxysarah

HAPPY BIRTHDAY TRIANGLE!!! have a fab day x

catmiaow

Morning all,

Milly - get well soon! Hope your boss sent you home!
Triangle - Happy birthday! Hope you get some lovely presents!

Today's list is not that great:

Couldn't sleep last night as boyfriend was tossing and turning - he didn't feel well(possibly after the meal last night where he had seafood)
I decided to do some housework so cleaned the bathroom at 2am!!
Made boyfriend an upset stomach remedy, put him back to bed and sorted out the cupboard downstairs(looks so much better)

I will check online banking
No spend day as not going out
Call my nan using free mins
Text my mum for free
Enter all suitable comps
Look for jobs

I am hoping that these two jobs I had the interview for either will give me the chance, would be great to leave my current job and have extra cash. cross fingers!

Need to watch catch tv & relax - I am sleepy

Have a good day everyone!!

NewlyFrugalMumof3

Morning All,

Hugs to all those feeling poorly and wishing you a speedy recovery. Happy Birthday to Triangle - enjoy your day.

Well having written a mammouth list of 'to do' things yesterday, and only having completed about half of them today I will finish them off and get on with daily housework stuff and look after DS3 & DS2 who are getting over upset tummies.

I have:

Put washing on
Tidied children's bedrooms & made all beds (a real plus in our house;))
Played with boys and sorted out a few toys in playroom
Checked online banking
Checked mobile bill online
DS1 and DH off to school/work with pack lunches

So I WILL/MUST:

Get more washing on
Hang washing out
Clean out inside of car with DS2 whilst DS3 napping
Make dinner from meal plan
Prepare packed lunches for tomorrow
Ironing tonight
Putting ton of clean laundry away :eek:
Get results from docs re poorly boys
Check TaeKwonDo classes this month & stick to attending twice/week!:o
Contact Bank re: where are my statements from last 5 months?!:mad:
Contact BS re: Savings Balance & what new rate is
List 10 CDs on Amazon & 2 baby items on Ebay
Lunch from home for me and little ones
Walk pooch on school run p.m.
Free calls: Mum
Have 3rd NSD in a row

Hopefully I get this lot done today.