Do you hold any credit cards elsewhere?- Application question

Danny_G

Any wrote: »

Sorry Danny, it doesn't make sense.
By knowing the questions (which are pretty much all the same) you cannot avoid being rejected by just some cards.
If your scoring is not up to it, it's not up to it. They will all do credit search on you and you have to have a job/income (for main stream cards anyhow).

I meant for the 'other' questions

I just wanted to know what to be asked, so i can write all my answers on paper for quick reference for applications (for Now and the future). Perhaps i can do that as i can go along

Yep, the scoring is not upto me (well it is indirectly, if i keep my credit good lol)

CannyJock

Danny_G wrote: »

I meant for the 'other' questions

I just wanted to know what to be asked, so i can write all my answers on paper for quick reference for applications (for Now and the future). Perhaps i can do that as i can go along

Yep, the scoring is not upto me (well it is indirectly, if i keep my credit good lol)

Plug in a printer and print out the pages to save on wrist strain?

Or install one of the various free PDF printers like PDF Factory (http://www.fineprint.com/products/download-pdfFactory.html)

It basically sits as a printer in your windows setup and anything you print to it you can save as a PDF file or email as an attachment.

I use the Pro version for business - works a treat.

ElkyElky

Danny_G wrote: »

I meant for the 'other' questions

I just wanted to know what to be asked, so i can write all my answers on paper for quick reference for applications (for Now and the future). Perhaps i can do that as i can go along

Yep, the scoring is not upto me (well it is indirectly, if i keep my credit good lol)

If you don't know how many credit cards you already hold, don't you think it would be a bad idea to obtain more credit, for the fear of loosing control?

It honestly doesn't look like you're completely in control of your situation if you can't answer something as simple and basic as how many cards you have.

If you do need the funds, can't you use the cards you've already got - and focus on building a better credit history for yourself?

Additionally, you should already know the questions creditors ask during the application procedure if you already hold/held credit cards. You claim to already have 'some' credit cards, but your questions sound like they are coming from a newbie to the credit world.

Perhaps you are confused about your situation, but naturally people will begin to assume you are up to something illegal because of the inconsistencies between your posts.

immoral_angeluk

If you don't know how many credit cards you've got....
A) Why do you need to get more?
Can you not use the existing credit?

If you can't do B then applying for more is useless as you'll be declined for either
A)You'll have too much debt if your balances aren't high enough to use your existing debt
if you don't have high balances but lots of available credit you'l be rejected for the available credit vs income thing..

if you're seriously ill, are you at work? Are you on benefits? No income/only benefit income will get you rejected to.

All of this is painting a picture which says it's pointless you applying for more credit.

However I'm in the suspicious camp here. There's something odd about your posts and they don't seem to add up...

tempted to contact abuse in all honesty and get their eyes on it.

Danny_G

immoral_angeluk wrote: »

If you don't know how many credit cards you've got....
A) Why do you need to get more?
Can you not use the existing credit?

If you can't do B then applying for more is useless as you'll be declined for either
A)You'll have too much debt if your balances aren't high enough to use your existing debt
if you don't have high balances but lots of available credit you'l be rejected for the available credit vs income thing..

if you're seriously ill, are you at work? Are you on benefits? No income/only benefit income will get you rejected to.

All of this is painting a picture which says it's pointless you applying for more credit.

However I'm in the suspicious camp here. There's something odd about your posts and they don't seem to add up...

tempted to contact abuse in all honesty and get their eyes on it.

Thanks for your input.

As for the health, it isnt my health, a family members, and its a severe condition, as they might not make it. - and the alternative treatment is really expensive, i dont want to give more details as its touching.