A Payment A Day - Part 8!

Paulgonnabedebtfree

angelicmary85 wrote: »

Hi Guys,

A bit of a long story but I'm wondering if I might get a bank charge....

Yesterday, I moved money here there and everywhere to try and empty my current account so I wouldn't spend any money that I didn't need to spend (F_F have started a new challenge and I don't wanna fluff up straight-away!!)

I was waiting for a couple of payments to come out and, going by my available balance, I had enough to cover them.

I had to use my debit card this morning and spent £5.50 (yes, the amount is important!!)

Anyway, I logged onto online banking a little while ago to my balance being zero which was fine but I had to transfer money back to my current account as I have to go to Tesco for yet more groceries *insert rolley eyes smiley*

I transferred £10.00 from savings to current account but my available balance was £9.50 so my question is this...If I only had £5.00 available, why would the bank have let a debit card payment of £5.50 go through and if I wasn't showing as being overdrawn, am I likely to get a charge?!

If they do charge you, just tell them that you're the counter upper on Moneysavingexpert and you will set Martin Lewis onto them unless they reverse it.

Purpleclutterbuck

Psst! did anyone watch the programme on the Beeb2 at 8oclock this evening oooohhh! things don't look too promising with even more rising prices and higher mortgage rates being thrown at us
I thought phew! thank goodness that there is Padders inc to make things a bit more bearable AND we got a secret weapon on our side
........yep you've guessed it -we've got Scarymary
So today's Pad is £2 to the dark side (Cr8pital evil one) £2 to the wbs account and £2 to Binklys bonk total £6
Tomorrow is a search for shrapnel day to put towards the manky mortgage - wish me luck!

Boobylou

Morning all,

Pad of £4 for me today please.

Have a good day everyone roll on the weekend.

peedie

Please can I join you. I was reading the thread last night and think its such a brilliant idea.

So a pad of£460 for me please to Hellifax.

Sorry its been taking me ages to workout how to do bold and colour
I feel like such a novice with these 'puter thingmebobs
Thankyou

P

boysma

Morning all

75.00 please Angelic to Next and cap one this morning.

Welcome to the thread Peedie. That's a good start Angelic will be very pleased to see you

mooomin

£1.92 for me today please.

MinniMe_2

Morning all!

well its PAY DAY wooo hooooo. so many payments this morning as follows:
£150 to halicrap CC
£1000 to bank of mum and dad (interest free but like to pay back some every now and then)
£50 mintickle CC
£50 to Tesco CC
£200 to sainsburys CC (joint card so actually is £100 each but I still paid it )
PAD today is £1450 - with a little creative accountancy! hee hee doubt anyone will mind!

sashybo

Hi all, a bit quiet here this morning! Welcome to any newbies. :hello:

Another £1 to Barclaycard today.

I got a new plant last week and my naughty cats keep knocking it over and eating the flowers! :mad::rotfl: This is plus the cat who eats the dirt from the pot the bonsai tree is in. :doh:

euronorris

Morning All!

Still no PAD from me I'm afraid, but payday is edging closer.

I finally called the council this week and asked if they could pick up some big items for us (it's free and they do it whenever asked), so we put a load of carp out last night ready for this morning's collection. Cleared some space in the apartment!!! Wahoooooo! AND, we even found the TV and surround sound remote controls which have been missing for the last 2 and a half years! hahaha. We got by as we could change channels with the cable remote and just got up off our @rse's for anything else! lol OH is dead pleased!

We also made one of the neighbours happy as he was out to grab our old bathroom storage unit immediately! lol. It's old, rusty and falling apart yet still found a new home!

Hope you're all well! Have a good day.

xx

mrsinvisible

morning all, £50 to loan today please