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A Payment A Day - Part 8!

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  • newmum1
    newmum1 Posts: 1,341 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Morning all whoo hoo pay day so
    £175.01 to loan
    £59.06 to cc

    total PAD £234.07

    Ive fallen off the band frequently for the past 6 months or so but im back and more determined than ever!! Im feeling rather positive and im going to be padding something every day from today onwards, i was doing reaaly well as one stage, and want to get back to that place.
    have a good day all :)
  • Greenbynature
    Greenbynature Posts: 2,562 Forumite
    edited 30 June 2010 at 11:35AM
    My broaband connection has been mad tonight...could this be an omen telling me not to be totaliser?! :p


    any excuse to get out of it :p:rotfl::rotfl: Hugs to about the TC - I've been there!! I still owe them £1200 - for their mistake over paying me!! I know you get used to that money and I know how hard it is when it's taken away! I'm sure you will manage.

    MinniMe wrote: »
    General question for you all - how do you motivate yourself!! Not just for MSe stuff but in general. I actually sat and looked at the mountain of ironing last night but still couldn't get my !!! off the sofa!!

    Am going to do it tonight!!! Have to!


    I'm terrible for putting the ironing in a big laundry basket and stuffing it in the cupboard under the stairs :o then I whinge like hell when I have a basket the size of mount everest to iron lol

    sashybo wrote: »
    Thanks Green, got an email today to go for a medical for the role, so it's looking like I passed the interview stage but they don't offer you anything until you've passed a medical. At least I've heard something now. :j

    Millie sounds like she's being a scamp again. :rotfl:

    Thats great news sashy :T am sure you will pass the medical!!! Good luck
    As for Millie - hmmm she's still not right! :( she's started eating again but she's throwing a lot of it back up 10 mins later! Don't know if its the heat or what! Oh and she's started going in the garden and standing and howling like a wolf! don't know whats brought it on but at first it was quite funny :p now I'm getting worried! She's still full of energy tho, running about acting like an idiot!! She turned one last Saturday, wonder if that has anything to do with it! If she's not right in a few days will take her to the [STRIKE]rip off[/STRIKE] vets :p
    Debt @ LBM - £25,722 Debt now - £11,811 DFD - April 2012 :eek: :eek:
    Payment a day challenge - 8/8/08 - £8669.73:jISA - £127.07
    Sealed Pot Challenge #283 £489.50 for 2009//£353 for 2010
    Stopped smoking 1/11/2010 - money saved so far:£515:D
  • Greenbynature
    Greenbynature Posts: 2,562 Forumite
    Morning all

    Got the insurance money into my bank account this morning for Amber's op last month! A £100 less than what I was expecting tho :mad: Apparently they don't include the initial vet consultation even tho it was £37, bloody cheek! But it's better than nothing I guess.;)

    I won't be padding it as it's going towards DS4's holiday spending money :( It's his school prom tonight!! :D He has to wear a suit, shirt and tie! They must think parents are made of money! Had to buy him new shoes to go with the suit as well.

    Pad today is £6.21 ISA, £5 OH and £5 cap1

    £15.21
    Debt @ LBM - £25,722 Debt now - £11,811 DFD - April 2012 :eek: :eek:
    Payment a day challenge - 8/8/08 - £8669.73:jISA - £127.07
    Sealed Pot Challenge #283 £489.50 for 2009//£353 for 2010
    Stopped smoking 1/11/2010 - money saved so far:£515:D
  • sashybo
    sashybo Posts: 4,595 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic

    Thats great news sashy :T am sure you will pass the medical!!! Good luck

    As for Millie - hmmm she's still not right! :( she's started eating again but she's throwing a lot of it back up 10 mins later! Don't know if its the heat or what! Oh and she's started going in the garden and standing and howling like a wolf! don't know whats brought it on but at first it was quite funny :p now I'm getting worried! She's still full of energy tho, running about acting like an idiot!! She turned one last Saturday, wonder if that has anything to do with it! If she's not right in a few days will take her to the [STRIKE]rip off[/STRIKE] vets :p

    Thanks Green. :D

    Hmm, that's strange about Millie. One of my cats (weirdly enough also called Millie!) does the eating than throwing up again after 10 mins thing and it's usually when she's eaten too fast.

    At least she's still running about so there can't be too much wrong with her. Hope she's ok and you don't have to take her to the vet.

    Don't talk to me about pet insurance - the first time we needed to use it for one of our older girls they refused to pay because they didn't cover dental. :mad: Our fault for not reading the policy properly I suppose but we just assumed dental would be included. Cancelled that policy after we had to pay the £400 :eek: bill ourselves. Our poor girl was left with four teeth. :( They were all rotting when we got her ( a couple of months earlier) and it was the bad breath that made us take her to the vet in the first place.
    Success is not final, failure is not fatal: it is the courage to continue that counts. Car loan 1 £11,174, Car loan 2 £5,532, CC 0% BT £780. Debt Free Diary to try & keep spending in check.
  • Thrifty_Pixie
    Thrifty_Pixie Posts: 1,036 Forumite
    Well done for being so close to getting rid of Barclaycard :T I looked at my loan agreement last night and it finishes Sep 2013, not 2012 like I had thought so I'm slightly gutted!!

    I'm not sure I want there to be a way around it. I've been thinking about it today and maybe it's time to stop relying on tax credits to get us out of the mess we created. I'll get less than what we're used to but it's not such a bad thing really...they would have stopped giving us alot eventually so why not make it sooner rather than later?

    I think I've seen the light...it's not HMRC responsibility to pay our debt :o

    Whilst I realise that TCs are a godsend for some people, I find your attitude a refreshing breeze, angelic. I'm sure you'll be fine :)
    Mortgage-Free Wannabe
    Mortgage at start [20/6/12]: £151,800/MFD Jun 2035 (age 65)
    Mortgage now [5/11/14]: £139,212.14/MFD Oct 2029 (age 59)
    Personal Library 2014
    :starmod: Read in 2014: 57/60 :starmod: In Progress: 2 :starmod: Books In: 94 :starmod: Books Out: 12 :starmod: TBR: 847 :starmod:
  • Thrifty_Pixie
    Thrifty_Pixie Posts: 1,036 Forumite
    MinniMe wrote: »
    Morning all.

    Got some money owed to em by a friend today so £25 to MINt and £1.76 towards halicrap so PAD £26.76.

    General question for you all - how do you motivate yourself!! Not just for MSe stuff but in general. I actually sat and looked at the mountain of ironing last night but still couldn't get my !!! off the sofa!!

    Am going to do it tonight!!! Have to!

    Argh..motivation!! I am having a problem with this lately and don't really have any tips apart from just grabbing the first piece of ironing/washing up/weeds and just doing it. Once I've started it's easier to carry on...if that makes sense?

    I currently desperately need to tidy our bedroom after a shopping weekend with my folks (clothes are bl00dy everywhere!) and I know that we always feel better when we've feng shui-ed it (or 'fenged' it as we usually say), so that's some incentive.
    Mortgage-Free Wannabe
    Mortgage at start [20/6/12]: £151,800/MFD Jun 2035 (age 65)
    Mortgage now [5/11/14]: £139,212.14/MFD Oct 2029 (age 59)
    Personal Library 2014
    :starmod: Read in 2014: 57/60 :starmod: In Progress: 2 :starmod: Books In: 94 :starmod: Books Out: 12 :starmod: TBR: 847 :starmod:
  • Thrifty_Pixie
    Thrifty_Pixie Posts: 1,036 Forumite
    Aaaaaand I better PAD I guess :rotfl:

    Today's PAD is £1 into the Smoking Pot (Day 17 of no-smoking today!! :j) + £4.60 into the Pirate Chest + 70p into the maHOOsive shrapnel vase = £6.30 please

    And thanks for doing a sterling job of adderupperer this month, Euro. I'm looking forward to the total after some serious PADs this month.:)

    *meep*
    Mortgage-Free Wannabe
    Mortgage at start [20/6/12]: £151,800/MFD Jun 2035 (age 65)
    Mortgage now [5/11/14]: £139,212.14/MFD Oct 2029 (age 59)
    Personal Library 2014
    :starmod: Read in 2014: 57/60 :starmod: In Progress: 2 :starmod: Books In: 94 :starmod: Books Out: 12 :starmod: TBR: 847 :starmod:
  • PigginSkint
    PigginSkint Posts: 2,706 Forumite
    Part of the Furniture Combo Breaker
    Hi All

    Forgot to PAD yesterday - oops!

    Today's PAD is £4.09 to Evil Egg
    PigginSkint's debt free diary
    DFW Nerd 1049 Amazon Sellers Club member 54
    Total mortgage debt: 30/4/17 £14090.77 (Last payment: September 2021)
    LTSB Loan 30/4/17 £6633.71 (reduction by 48%)
    Total credit cards: 30/4/17 £25971.91 :eek:
    Total non-mortgage debt: 30/4/17 £32876.49 :eek:
  • no_problem
    no_problem Posts: 126 Forumite
    Hi PAD of 20p to my mAdditions tin.
    FLM £170.00/£1430.84, Savings £2.00, PAD Additions PAID

    LBM 1/5/2010 DFD 31/12/2015
    DFW Nerd No. 1319: Wake Up Call Challenge No. 9
  • £1 for me today please. Roll on 5pm!!

    LF
    Original MF Date = July 2034
    Current MF Date = July 2025
    Target = April 2025
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