A Payment A Day - Part 8!

mrsinvisible

pad today of £500 to loan thanks its coming down at last.

Silaqui

MinniMe wrote: »

Thanks Euro.

I really don't know what it is, have been in my job 6 years, on electoral role, debt ratio to income is probably 1/3rd ish. I have a good income. Only think I can think of is that I move quiet often, need to for work, so probably has had an effect

Thanks though hun.

Minnime, I applied for a Santander card yesterday and was declined in similar circumstances. My outstanding debt is about 3.5k including the remainder of my loan on an annual salary of 25k, I'm on the electoral roll and have 'green' credit files with all the main agencies. I don't move around though, have lived at this address 4 years now and before that was at my parents for 16 years. Whilst at uni I had mail delivered home so no linked addresses. Over the last year and a half or so (spread out, naturally! :money:) I have applied for a few 0% blance transfer cards and been declined for all of them.

I think it's just a sign of the times - the card I am currently paying off was given to me as an 18 year old student with no income to speak of, as part of my student account package! (Supposedly to help mne manage my money - that went well :rotfl:)
xx

Greenbynature

Morning all

Congrats to Gilli on getting that job :T:T well done you
and good luck FF for today - I thought it was yesterday too.

Made me laugh reading about the cling film, I can just imagine Angelic trying to wrap herself up in it!! I need to lose a *cough cough* few pounds :( supposed to be going away with OH end of July and I'm dreading putting a bikini on wonder if I can get one of those outfits that covers you from neck to toes??? :rotfl:OH said I don't know what your worried about there will be worse sights than you there and they'll have more cellulite than you! you've only got a bit on the back of your thighs?!? er thanks that made me feel so much better NOT!!!!!:mad:

Pad today is £4 OH and £5 cap1

£9

sashybo

Hi all, another £1 to Barclaycard today.

Well done to gilli. :j:j

I've just started doing my Pilates and sit-ups again as I really need to tone up and keep starting and stopping as I'm so lazy. Have done it the last two days in a row though so trying to keep it up.

Thrifty_Pixie

gilligansyle wrote: »

Tiddly little padette of £1 for me today



...but


should be able to make bigger pads in July because I went for an interview today and got the job. It's only a 3 month contract, but onwards and upwards.:j:j:j:j

Congratulations Gilli!!! :j:beer:

euronorris wrote: »

Good Morning All!

OK, the total PAD's made for 1st June 2010 are:

1015.14 GBP!!!!
Well done everyone!!! (I haven't yet included in Saorsie's HUGE PAD as am waiting to hear your feedback as to whether it should be included or not.)

Include it! Include it!

MinniMe wrote: »

Thanks Euro.

I really don't know what it is, have been in my job 6 years, on electoral role, debt ratio to income is probably 1/3rd ish. I have a good income. Only think I can think of is that I move quiet often, need to for work, so probably has had an effect

Thanks though hun.

It may also be connected to how much of your credit you're actually using. If your available credit is £3000 and you're using £2900 of it, they look unfavourably on it

Thrifty_Pixie

Ah...what a lovely day today! The birds are chirrupping...the dandelion parachutes are floating past the window...the rabbits are....oh...ahem... *averts eyes*

My PAD for today is 94p current account interest and £9.34 rounding down the account, so a total of £10.28 please

I'm off to throw cold water over the local wildlife

*meep*

saorsie

Ok ok will be guided from above so to speak and declare an additional £7175 for yesterday please Euro! Have decided not to add it to my PAD total but you may do so with my pleasure!

Today's PAD is a more modest £38.79 - £34.72 of which had winged it's way to MBNA CC - the remainder divided between VSP and Pad pots

-s-

LondonAndy

Hello folks, nice evening in sunny London.

PAD today is £167.10 to Barclaycardinho.

gilligansyle

Evening all

Crackin' start to the month everyone. I just got a fright, logged on to internet banking and I was overdrawn. My mum had put a cheque in that she's had for 3 months! Thanks Mum. Moved money over to cover it, but annoying all the same.

Pad of £1 for me today please Euro. Did you have a colour preference?

euronorris

gilligansyle wrote: »

Evening all

Crackin' start to the month everyone. I just got a fright, logged on to internet banking and I was overdrawn. My mum had put a cheque in that she's had for 3 months! Thanks Mum. Moved money over to cover it, but annoying all the same.

Pad of £1 for me today please Euro. Did you have a colour preference?

Nah, knock yourself out with whatever colour you please. So long as it's easy to see against the white background that is! Lol

OK, revised total for 1st June 2010 is:

£8,190.14!!!

Absolutely fantastic everyone! Special thanks to Saorsie! :D