A Payment A Day - Part 8!

Silaqui

angelicmary85 wrote: »

How much do you have to lose?

I still have to loose...nah, I'm not gonna tell you!!

Well if I go by the BMI/weight machines I have to lose loads - about 4 stone :eek: but I don't want to actually lose as much as they suggest lol!
I want to lose about 2 stone, get back into a size 12!

At least you are able to get away for a bit Paul, thats half the battle isn't it. You just have to make sure you use it well and relax - try not to spend the whole time worrying.

Good luck for today FF - for some reason I thought your interview was yesterday

Padding £1 for me today, there may be more but I haven't checked my interent banking yet!

xx

euronorris

Good Morning All!

OK, the total PAD's made for 1st June 2010 are:

1015.14 GBP!!!!
Well done everyone!!! (I haven't yet included in Saorsie's HUGE PAD as am waiting to hear your feedback as to whether it should be included or not.)

sashanut

Hi all:j

Just popping in to say I forgot to post my PAD yesterday - so a PAD of £100 to o/d to kick off with please Euro:j

Many thanks to E_E for last month, pity we didn't get paid in time for your totals, but it will all count in the end:D Congrats to Gilli on getting to job - and good luck to F-F for today. Pop in you're just up the road from me:eek::eek::eek:

Silaqui

Ok well I will see about a bigger Pad later - A&L internet banking isn't working.

x

MinniMe_2

morning all - FF GOOD LUCK!! you know we will all be thinking of you.

Feel a bit this morning, I have been so good with budgeting for a while now and this morning I logged on to see I was in the red!!!! Had completely forgotten that my council tax 1st payment came out today. I am gutted! Have transfered some money from savings in to get me out of the red - I will NOT pay OD fees!! but feeling a bit pants about it as I felt I was finally getting somewhere.

Oh well onwards and upwards - tomorrow is another day!

Silaqui

Just popping back with another £3 please - managed to get on A&L.

xx

Wesker

Silaqui wrote: »

Haha I guess there are no quick fixes then (other than leaving the clingfilm on permanently lol). Guess we'll just have to do it the hard way

Talking of clingfilm, i've got my arm wrapped in it at the mo.
Having some tattoos removed this morning and i'm trying some Emla cream to numb the area.
You have to apply it in a thick layer then wrap clingfilm round it and leave it for at least an hour.
Feels really weird, but if it means i dont feel any pain then i'm all for it lol

MinniMe_2

God today is just getting worse - sorry for a rant but i know you guys understand!

just got the weekly email so applied for the MBNA 0% for 15 months and was declined!! I don't understand, I have a good credit score, never had a late payment on any card or mortgage and have a good income!

arghhhhh.

Sorry rant over!

euronorris

MinniMe wrote: »

God today is just getting worse - sorry for a rant but i know you guys understand!

just got the weekly email so applied for the MBNA 0% for 15 months and was declined!! I don't understand, I have a good credit score, never had a late payment on any card or mortgage and have a good income!

arghhhhh.

Sorry rant over!

Yeah, but they all have different ways of rating you and also take into consideration how long you've had your job, how long you've been at current address, whether or not you are on the electrol roll etc etc.

The other thing to consider is your debt to income ratio. If it is quite high, and in this economy, they are no longer likely to lend.

Sucks, I know

MinniMe_2

Thanks Euro.

I really don't know what it is, have been in my job 6 years, on electoral role, debt ratio to income is probably 1/3rd ish. I have a good income. Only think I can think of is that I move quiet often, need to for work, so probably has had an effect

Thanks though hun.