A Payment A Day - Part 8!

azkaban420

Hi all, can't believe how exciting PaDing is!! Please put £10 into the kitty from me please - towards my halifux (!) cc!!

May I please ask, does PaDing also include regular overpayments one starts to make from snowballing? I'll be doing the overpayments on payday, so just wanted to clarify...or is the PaD pot for 'extras' over and on top of the snowball overpayments?

Sorry if it sounds like a muppet question!

Az

savingforourfuture

Afternoon all, hope everyone is well

My PAD for today goes to my virgin c/c and is £1.63 :rotfl:

psychopathbabble

Az, it's entirely up to you if you want just want to pad your 'extras'. I personally pad my minimum amounts on the thread as it's all going towards the debt (including change to my sealed pot) as wel any extras but I don't include the minimum payments on the total in my signature. Everyone does it differently xx

Sashy, just 1.40 in the sealed pot and euro pot thanks. A few more pads coming this way as it's payday tomorrow. Sorry I haven't offered to count yet, there is always a weekend or two that I away at the moment.

Locke

I cycled to work today and I've worked it out that it saves me £4 a day on petrol, so every time I cycle I'll PAD the money saved to one of my credit cards.

So...£4 PAD to Marbles.

psychopathbabble

Sorry just checked bank account and pad'd the remainder to the barclaycard £4.27:D

azkaban420

psychopathbabble wrote: »

Az, it's entirely up to you if you want just want to pad your 'extras'. I personally pad my minimum amounts on the thread as it's all going towards the debt (including change to my sealed pot) as wel any extras but I don't include the minimum payments on the total in my signature. Everyone does it differently xx

Sashy, just 1.40 in the sealed pot and euro pot thanks. A few more pads coming this way as it's payday tomorrow. Sorry I haven't offered to count yet, there is always a weekend or two that I away at the moment.

]]

Makes sense, thanks for clarifying

Az

angelicmary85

azkaban420 wrote: »

Hi all, can't believe how exciting PaDing is!!

The novelty never wears off!

angelicmary85

Locke wrote: »

it saves me £4 a day on petrol

I'm also getting quite concerned about the cost of fuel, we're 126.9p and rising

moremoneythansense

Hi all, Hope I don't mess all your system up but just wanted to share my news with some familiar names - I have made my 'payment for today' and it was made out of my hubby's redundancy money (and he's not yet got another job so please keep your fingers crossed for us:eek:)

It is the maximum I can afford and from now on it's the hard slog..... but I have just paid £6,500 to clear my barclaycard balance (including interest to today's date) so that I can transfer my other 2 onto a 0% offer that barclaycard have just sent me.:j
I feel a bit sick to the stomach that the money has gone forever but I know it was the right (if foolish while OH still out of work) thing to do.

angelicmary85

moremoneythansense wrote: »

have just paid £6,500 to clear my barclaycard balance (including interest to today's date) so that I can transfer my other 2 onto a 0% offer that barclaycard have just sent me.:j
I feel a bit sick to the stomach that the money has gone forever but I know it was the right (if foolish while OH still out of work) thing to do.

Well done!!

It'll be better in the long run...even if you have to eat smartprice beans for a month, you know it was for a good cause!