Barclays Cash ISA - Golden ISA issue 2 - 3.10%

shazkhan111

Just to add to the recent ISA rates, this releases from Barclays tomorrow.

Golden ISA issue 2 - 3.10% includes a 1% bonus for 12 months.

glider3560

Have they sorted out the application problems of two years ago? The £210 compensation was pretty nice, but I would have preferred an ISA for 08/09.

Lokolo

Not as good as I hoped.

glider3560

Lokolo wrote: »

Not as good as I hoped.

Same thoughts here - very poor offering indeed. Does anyone know if National Counties Building Society will be doing their usual offering? Their customer service is brilliant and rate is always very consistent.

rb10

Do you have a source for this? Is it on their website anywhere? (I can only see Golden ISA @ 2.58% and Cash ISA @ 0.1%).

And it's hard to comment on whether it's good or not without knowing more details about the account ... like whether it allows transfers in? ... whether it is instant access?

jimbow25

Barclays's market leading ISA offerings in the last 3 years have all been instant access with no transfers in allowed. So it's likely that the new account, with the same name as last year's, will have the same conditions. but I guess wait and see! If it is 'no transfers in' it's trounced by the Santander Flexible ISA apart from the latter having a bigger element of the rate as a bonus.

Most people on here seemed to indicate the admin was much improved last year as the opening process was all dealt with in the branch and you could get an account number straightaway. There was a lengthy thread inviting people to post their feedback though which you may want to look up.

Baldur

jimbow25 wrote: »

Barclays's market leading ISA offerings in the last 3 years have all been instant access with no transfers in allowed. So it's likely that the new account, with the same name as last year's, will have the same conditions. but I guess wait and see!

Far from 'market leading' this time, in comparison with the A&L/Santander Flexible ISA, so other things may have changed as well - although I doubt in in Barclays case.

koopa_coffee

Unless the Santander Flexible ISA is withdrawn by the time of the new tax year, that's where my 2010/2011 allowance will be heading. Dissapointing offering from Barclays given their leading rate offers from the last couple of years. It may yet redeem itself by allowing transfers in, but seeing as the first issue didn't, i can't see this one either.

shazkhan111

rb10 wrote: »

Do you have a source for this? Is it on their website anywhere? (I can only see Golden ISA @ 2.58% and Cash ISA @ 0.1%).

And it's hard to comment on whether it's good or not without knowing more details about the account ... like whether it allows transfers in? ... whether it is instant access?

Will be on website as off midnight tonight. Conditions are the same as last year, just the rate is better.

MichaelaBrook

rb10 wrote: »

Do you have a source for this? Is it on their website anywhere? (I can only see Golden ISA @ 2.58% and Cash ISA @ 0.1%).

And it's hard to comment on whether it's good or not without knowing more details about the account ... like whether it allows transfers in? ... whether it is instant access?

It will be easy access, and will not allow transfers in.

Barclays Cash ISA allows transfers-in, but the rate is 0.1%

cslogg

I have a Golden ISA at the moment which ends in August.I phoned Barclays on Friday to enquire about something else and was told the new issue would be 3.1%.
When I asked what would happen to my present one when it finishes I was informed it would revert to an ISA paying 2.5 %.This figure sounds a bit high going by what is being said on this thread.Maybe I misheard it.I would prefer to keep my ISAs with Barclays as it gets included in my Barclays Open Plan mortgage calculations.

cslogg