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Old geezers and gal's close to retirement on dmp's.!!

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Comments

  • Nanny25k
    Nanny25k Posts: 182 Forumite
    Oh Elsie........ and after all your hard work!

    I've just received my M & S statement - had to read it more than once 'estimated interest next month 0' Does this mean that they're not charging interest!:j

    A xx
    LBM Jan 2010:(
    DFD April 2015:T
    Old Geezers and Gals late DMPers no 10:)
    Paddle Number 14
    :cool:
  • elsie52
    elsie52 Posts: 1,902 Forumite
    Nanny25k wrote: »
    Oh Elsie........ and after all your hard work!

    I've just received my M & S statement - had to read it more than once 'estimated interest next month 0' Does this mean that they're not charging interest!:j

    A xx

    It certainly looks like it......well done you.:T:T:T

    It helps when they stop it from the beginning.... :D


    June 2010 - 11/56 lbs Weight to lose before May 2011.

  • pure_dead_dopey
    pure_dead_dopey Posts: 2,215 Forumite
    I think Payplan are quite strict, but it seems your stuck, it is so annoying, I don't know what the banks want, you're paying it back and they just want to be really awkward, no sense and certainly not good business.
    More than Two Years in

    Doing it the Niddy way:j:j:j

  • pure_dead_dopey
    pure_dead_dopey Posts: 2,215 Forumite
    Nanny25k wrote: »
    Oh Elsie........ and after all your hard work!

    I've just received my M & S statement - had to read it more than once 'estimated interest next month 0' Does this mean that they're not charging interest!:j

    A xx

    looking good nanny, that's wwhat they did with us too, and so far no interest:A:A:A:A
    More than Two Years in

    Doing it the Niddy way:j:j:j

  • elsie52
    elsie52 Posts: 1,902 Forumite
    I think Payplan are quite strict, but it seems your stuck, it is so annoying, I don't know what the banks want, you're paying it back and they just want to be really awkward, no sense and certainly not good business.

    I understand that they want their money and they are getting it, and it should be fully paid up within 2 years, interest and all. I can understand that they don't accept our plan......they don't need to they are getting above minimum payments. But what does this mean, ? we broke our agreement originally when we first went onto the DMP, so are they now going to be awkward with us, and if so, what do they hope to achieve?, We can't pay them anymore. LLoyds have never defaulted us, Clydesdale did.


    June 2010 - 11/56 lbs Weight to lose before May 2011.

  • elsie52
    elsie52 Posts: 1,902 Forumite
    I hope they are proud of themselves.......I have eaten half a packet of biscuits today.:o Comfort food. :T


    June 2010 - 11/56 lbs Weight to lose before May 2011.

  • nanna58
    nanna58 Posts: 971 Forumite
    evening girlies:j
    Elsie sorry you are having problems you would think after 2yrs it would all be ok.
    I really have no answer,you would think that paying back would satisfy them but they must want blood.:mad::mad::mad:

    your oh will have to watch out:)
    Glad you had a good day mrsi good on ya:j

    On sunday this week end i shall become a lady wot lunches ER YES LADY
    we are going to Bristol to a 50 wed annivesary lunch.
    my cousin had a serious stroke 2yrs ago and her daughter had a serious brain tumor and had ti live with an open skull for a year so we are looking forward to seeing them
    form filler extrordinaire
  • elsie52
    elsie52 Posts: 1,902 Forumite
    nanna58 wrote: »
    evening girlies:j
    Elsie sorry you are having problems you would think after 2yrs it would all be ok.
    I really have no answer,you would think that paying back would satisfy them but they must want blood.:mad::mad::mad:

    your oh will have to watch out:)
    Glad you had a good day mrsi good on ya:j

    On sunday this week end i shall become a lady wot lunches ER YES LADY
    we are going to Bristol to a 50 wed annivesary lunch.
    my cousin had a serious stroke 2yrs ago and her daughter had a serious brain tumor and had ti live with an open skull for a year so we are looking forward to seeing them

    OH isn't here for a couple of days.....so he's safe.

    Oooer a lady wot lunches eh.!! ;)

    That will be nice.....will this lady be pole dancing.?? :eek: and have you got your new earrings made ?


    June 2010 - 11/56 lbs Weight to lose before May 2011.

  • pure_dead_dopey
    pure_dead_dopey Posts: 2,215 Forumite
    and a good strong gusset?????????????
    More than Two Years in

    Doing it the Niddy way:j:j:j

  • elsie52
    elsie52 Posts: 1,902 Forumite
    and a good strong gusset?????????????

    :rotfl::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl:


    June 2010 - 11/56 lbs Weight to lose before May 2011.

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