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Old geezers and gal's close to retirement on dmp's.!!

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  • Julie67
    Julie67 Posts: 2,362 Forumite
    1,000 Posts Combo Breaker
    Hi All,

    First chance to post today. Glad I made you chuckle poorbabe:D

    No more letters or calls today. Going to write back to HSBC returning the CC and reiterating our offer. I am sure I've seen a template letter on here somewhere.

    No pole dancing for me tonight, been mad busy at work and then met a friend for tea. (2 for 1 though) I'm shattered Just going to settle down with Timothy Spall on his barge. I loved it last week.

    Have a good evening J
    Started Self Managed DMP 10th May 2017.
    Working hard to get rid of our debt.
  • elsie52
    elsie52 Posts: 1,902 Forumite
    Good morning everyone.:wave:

    Nice to see you again Julie, hope you enjoyed your meal out, very MSE, 2 for 1. We have to take advantage of these little things don't we.!:D

    Well, just done the usual online banking, all okay, in fact very okay......I'm not used to not sending out payments, we don't usually have much left by this time in the month. I have paid off the Lloyds OD, so they will NOT be getting £8 a month in interest,:mad: so that is definitely one gone.!! :T :j

    Just got the washing in and hoping to get it dry this morning, 'cos they have forecast rain this afternoon, will be having a little bit of a tidy up today, nothing more. So will be doing a bit more research for mrsi this afternoon.:D

    Right, need coffee and breakfast...:coffee:...got the heating on for an hour too, its blooming freezing.!!!:(

    Have a good day everyone and I will be popping in and out all day.:D


    June 2010 - 11/56 lbs Weight to lose before May 2011.

  • mrsinvisible
    mrsinvisible Posts: 1,310 Forumite
    morning everybody, no builders today? where are they? if that dam joiner doesnt get here soon I'll do it my bleep self. :eek: Things are moving on tho, the hoist people rang yesterday, and will be here to install on Wednesday am :T:T. So the ambulance service have been told this and they will come and get oh downstairs and social services have said they will send someone to move the profiling bed and his chair also on Wednesday. Yippee
    :j:j:beer::beer:
    Thats why I need the joiner to come and put up curtain rails, or there'll be no curtains.. = trauma to neighbours as he will be on view, (not a pretty sight):eek::eek:
    Pity it couldnt be this week as it his 60th birthday and our 39year wedding anniversary on Sunday and it would have been a great reason to have a party. Still this way, 2 parties can't be bad eh?
  • elsie52
    elsie52 Posts: 1,902 Forumite
    morning everybody, no builders today? where are they? if that dam joiner doesnt get here soon I'll do it my bleep self. :eek: Things are moving on tho, the hoist people rang yesterday, and will be here to install on Wednesday am :T:T. So the ambulance service have been told this and they will come and get oh downstairs and social services have said they will send someone to move the profiling bed and his chair also on Wednesday. Yippee
    :j:j:beer::beer:
    Thats why I need the joiner to come and put up curtain rails, or there'll be no curtains.. = trauma to neighbours as he will be on view, (not a pretty sight):eek::eek:
    Pity it couldnt be this week as it his 60th birthday and our 39year wedding anniversary on Sunday and it would have been a great reason to have a party. Still this way, 2 parties can't be bad eh?

    Morning mrsi.....it sounds as if you are moving in the right direction. In a couple of months you will look back on this as a distant memory (Hopefully).:T

    And what a coincidence, its my OH's 60th birthday soon and also our 39th wedding anniversary a week on Saturday....i think it will call for a virtual drinky poo's and pole dancing sessions, don't you?:j:beer::j:beer:


    June 2010 - 11/56 lbs Weight to lose before May 2011.

  • pure_dead_dopey
    pure_dead_dopey Posts: 2,215 Forumite
    Morning All

    Didn't get in until after 8.00 last night so just collapsed on the sofa. Nothing much to report, M&S sent me a letter to tell me I am in arrears, fancy! Its so obvious right hand and left hand are just not connected.

    Good to have a day off Elsie, hope the journeymen all do their stuff Mrs I, just think how lovely it will all be when finished............
    More than Two Years in

    Doing it the Niddy way:j:j:j

  • thewad
    thewad Posts: 348 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Hi all.
    See we have a new member so welcome Julie.
    Take in the advice on here, I did and I now sleep
    properly at night.I've got all but 2 stopping interest.
    Lloyds still charging a little bit and RBS, who said would stop
    are still charging full so will have to ring.
    I found going through CCCS for a DMP far easier than
    going it alone and it's just as cheap i.e. nothing and
    you don't have the hassle.
    Started mine in April and haven't had one phone call since.
    Good luck with whatever you do.
    Oh by the way I think I'm the only male on this thread!!!!!!!

    Regards
    The Wad
    :beer::beer::beer::beer::beer::beer:
    If God didn't want us to eat animals, why did he make them out of meat. :beer::beer:
  • elsie52
    elsie52 Posts: 1,902 Forumite
    Morning PDD....have a relaxing day, sounds as if you need if if you were working until 8pm last night.

    PS....we've not heard anything from Doris Day in a long time.??? Probably couldn't cope with the dancing.!!


    June 2010 - 11/56 lbs Weight to lose before May 2011.

  • elsie52
    elsie52 Posts: 1,902 Forumite
    Morning The wad.

    Glad you are doing okay.....it makes a difference once the DMP settles down doesn't it. I was the same, once it was up and running I could then sleep at night and begin to have some sort of life again.

    Yes, you are the only bloke on here......wonder why.....perhaps its usually the women who have more time to chat.


    June 2010 - 11/56 lbs Weight to lose before May 2011.

  • nanna58
    nanna58 Posts: 971 Forumite
    We got sun!!!!!!!!! and quite warm!!!!!!!:T:T:T:T:T
    Now is it housework or garden or painting
    Mrs I is looking geprgous then. :j Nice to hear from Wad hope you are ok.
    didnt get back in till 9.30 last nite had a customer at 10 to 9 and we close at nine !!!!
    form filler extrordinaire
  • pure_dead_dopey
    pure_dead_dopey Posts: 2,215 Forumite
    thewad wrote: »
    Hi all.
    See we have a new member so welcome Julie.
    Take in the advice on here, I did and I now sleep
    properly at night.I've got all but 2 stopping interest.
    Lloyds still charging a little bit and RBS, who said would stop
    are still charging full so will have to ring.
    I found going through CCCS for a DMP far easier than
    going it alone and it's just as cheap i.e. nothing and
    you don't have the hassle.
    Started mine in April and haven't had one phone call since.
    Good luck with whatever you do.
    Oh by the way I think I'm the only male on this thread!!!!!!!

    Regards
    The Wad
    :beer::beer::beer::beer::beer::beer:
    Wad

    i have phoned and pestered RBS to stop interest but they have their own weird procedures it seems, first you have to not pay full minimums for 2 months then they send you a letter telling you that you've missed full payments, then they send another letter telling you they are going to terminate you (!!!!), they they terminate and 18 days after that they stop interest, mine are due to stop interest tomorrow, we started 1st Feb so you can't be far behind.

    Hope its useful

    take care
    More than Two Years in

    Doing it the Niddy way:j:j:j

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