Digital Camera Insurance

Hi,

Just bought a digital SLR and looking at having it insured (currently don't have contents cover so this is just for the camera).

Best so far I've found is £25 a year for:

* Cover against theft and accidental damage up to £25,000
* Replacement on a new for old basis (vintage and rare items are covered by valuation)
* Hire cover until items are replaced or repaired (subject to an approved claim)
* No excess as standard (a voluntary excess will reduce your premium)
* Choice of area covered: from UK only, UK and EU with 30 days worldwide, or full worldwide

Anyone know of any better?

thanks

Comments

  • savvy
    savvy Posts: 31,128 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hi Epiphone
    Who is that with?
    I went with EandL last year, but have read on here about others who've used them for other insurances, having problems claiming from them :confused:
    Honorary Northern Bird bestowed by Anselm
    I'm a Board Guide and volunteer to help get your forum questions answered and keep the forum running smoothly on Special Occasions, Green/Ethical, Motoring/Overseas/UK Travel & Flood boards, it's not part of my role to deal with reportable posts. Report inappropriate or illegal posts to forumteam@moneysavingexpert.com. Views are MINE & not official MSE ones ;)
  • Epiphone
    Epiphone Posts: 223 Forumite
    savvy wrote:
    Hi Epiphone
    Who is that with?
    I went with EandL last year, but have read on here about others who've used them for other insurances, having problems claiming from them :confused:

    http://www.photoguard.co.uk/

    I looked at EandL too but was put off by their poor website to be honest
  • dougk_2
    dougk_2 Posts: 1,403 Forumite
    Having had an E&L policy for other things read the policy carefully. I had pet insurance which covered up to £2000, but it wasn't really truthful. When needed we found it covered up to £2000 per year but with a maximum claim of £500 for any one incident / illness (less £50 excess, so only really £450). Your animal has to be pretty unlucky to need 4 treatments of unrelated problems in 1 year.
  • jennifernil
    jennifernil Posts: 5,703 Forumite
    Part of the Furniture 1,000 Posts
    They have a poor reputation on some other forums too.
  • Epiphone
    Epiphone Posts: 223 Forumite
    Looks like Photoguard it is then :)
  • savvy
    savvy Posts: 31,128 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Epiphone wrote:
    http://www.photoguard.co.uk/

    I looked at EandL too but was put off by their poor website to be honest
    LOL that would put me off too, but I signed up via a leaflet so never saw the site. I'll certainly check out Photoguard for next renewel.
    Honorary Northern Bird bestowed by Anselm
    I'm a Board Guide and volunteer to help get your forum questions answered and keep the forum running smoothly on Special Occasions, Green/Ethical, Motoring/Overseas/UK Travel & Flood boards, it's not part of my role to deal with reportable posts. Report inappropriate or illegal posts to forumteam@moneysavingexpert.com. Views are MINE & not official MSE ones ;)
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