All investment with Hargreaves Lansdown?

jamesd

I'm getting close to a hundred thousand with HL across ISA, SIPP and fund account so I'm already well over the FSCS 50k limit. It's not worrying me, because of the protections provided by the various structures. If I didn't trust those structures I wouldn't have over 50k there, but those are very well understood and protective structures.

sva19

jamesd wrote: »

sva19, if you're concerned about this nominee discussion, you'll find that the alternatives have a similar structure.

Next most competitive, or sometimes more competitive, depends on how much money you'll be investing and how often you trade. Some have bigger annual discounts that are eaten up by the fees if you trade more than infrequently. I haven't found anywhere for funds that makes more sense up to £50,000 or so per account. Those that have lower annual charges for funds are uncompetitive for monthly purchases because of dealing costs for the buys.

Hi thanks, following all these comments and discussions, I am happy with the nominee accounts and HL Risks etc.

I will buy HL Stock ISA for 2010, but would like to know of a few other God STOCK ISA providers that generally fair well....???

Jake'sGran

sva19 wrote: »

What is the next best alternative ISA provider to HL who is very competive in prices, i.e no initial charge on most funds and free switches?

thanks

Have a look at The Share Centre website. They are well regarded and been around a long time. They rebate the intitial charge on funds - not sure if this applies to all funds. But they don't give any of their trail commission back to the investor. They don't charge for switching in to the best of my knowledge.