Friday 5th March - What small DFW things have you done today?!

pixiechick99

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important:D:D

Gooooooooood morning people
Hope all well today....HOOOORAY it's Friday
So, off to work for the morning for me. Girls with their dad tonight, just til tomorrow lunchytime, so a quiet evening for me....tv, glass of wine and laptop for me I think
Ok...list for today:

• check banking
• daily scratchcard
• packed lunches for girls to school...lunch from home for me
• dinner from freezer tonight - might have a curry
• enter some comps
• check grabbit board....arghhh to more Body Shop bargains!!!;)
• washing on airer....tonight put it all in airing cupboard#
• NSD hopefully
• relax tonight in front of tv

Ok...there we go....

I-need-to-make-£

Good morning, its Friday :j and sunny :j !!!!!!

well am hoping I can use my 3 hours time owing from work today so I can come home and be productive as we have family visiting this weekend... oh the joys!!!

well my list to start with.....

- LSD - need kitchen roll, lunch (please have a go at me for being too lazy to make my own lunch) milk
- Do the hokey cokey washing and hang on airer
- prepare ebay parcel to send
- make some flapjack for the husband!

my other list which I need to be productive with....

- Photocopy letters to Sky and Bank PPI and prepare to send
- List 2 items on Ebay
- Complete new DD mandate for CT and prepare to send
- As all the new bills are coming in for the new financial year sort out current year folder and file away and then set up new file and write down new monthly budget.
- clean clean clean!!!
- do some ironing but not make a meal out of it so can save electric.

hope you all have a wonderful day, everyone keep smiling :T

La_escocesa

Morning milly, I-need-to-make-£ & everyone who follows :wave:

I've got that Friday feeling! Only 3 hours of work to survive and then I've got a fab weekend with the girls planned. Woo hoo! :j:j:j

So today I will:
- take a packed lunch to eat before catching the train (before I started this thread I would most definitely have bought a BK!)
- going to read a geeky work-related magazine on the train and not buy one at the station (could take a book but it's all about space - tiny suitcase!!)
- fill up my water bottle before leaving work
- not buy any new clothes/shoes (something that's become a bit of a routine when I go anywhere!):A
- have cheap night tonight with buffet/finger food and just a few cocktails that we're going to make ourselves:beer:

Hope everyone has a good day and weekend to follow! xx

Triangle - well done on your weight loss. Check you, slimmer of the week! Keep it up!

Nomorespending - I was looking at your signature - are you doing the make £10 a day challenge? You're doing so well!!

Triangle

Morning lovely chaps :hello:

I had a lovely meal and catch up with old friends last night - and because of the vouchers, only cost £6! Very happy

Friday today - lots to do but weekend is ahoy!

My list:

• Catch up on yesterday's thread
• Watch Eastenders on i-player
• Do a meal plan and write a shopping list
• Do the weekely shop and stick to budget
• Not spend on anything else
• Get the house clean, tidy and sparkling - a big task!
• Return lib books and pick up gavin and stacey series 3 which is waiting for me :T
• Work visit/assessment
• Write up when home
• Couple of hours reading for work/uni
• Walk pup
• DH to call to apply for tax credits tonight - couldn't get thru the other day - hoping we are eligible
• Stick to SW all day
• Go thru 'present box' - see if we have anything for soon-to-be 2 year old nephew
• Catch up with friends using free texts

That'll do for now
Take care all
T
x

Pippilongstocking

Morning chaps

Today
I'm off south for a family funeral so taking today off til I go to do *stuff*
[STRIKE]PUt subscriptioin magazine in bag to save buying something[/STRIKE]
Not at airport for long so don't need a cuppa
[STRIKE]Borrow dd mini-laptop and charger for taking with me[/STRIKE]
See if I can take the baby carrier with me for SIL - might be able to sneak it on the plane as extra luggage - will ask
[STRIKE]Hokey cokey some of DS clothes[/STRIKE]
[STRIKE]Make sure there is food out for brother coming to stay I've taken milk out and need to get some onions etc[/STRIKE]
[STRIKE]
Feed chookie her grain and her new whizy pellets as well to make her big and strong
Sort out bag
Post some amazon sales
[/STRIKE]
List books if I have time
[STRIKE]Might go out to new house but might not its a driech day and dunno if its worth going just for no real reason.[/STRIKE]
Have bath etc paint toenails
[STRIKE]Fill up tolietry bag with freebies to make sure I've got stuff for away[/STRIKE]
Need to do hair so a dash to boots is needed - will pop into electoral register office at same time and sort that out
[STRIKE]Find skirt and something suitable to wear [/STRIKE]
[STRIKE]Take camera[/STRIKE]
[STRIKE]
Take phone and continue to look for my iphone sim (where for art thou?)
Phone O2 and find out if I can pick up a new one in store?
[/STRIKE]:j pick up a new sim tomorrow
Transfer money to DD for allowance
Go to post office with a fair bit of post
Might bath dog but might as DD to do with when away
Check car for oil and water as lodger using whilst I am away
[STRIKE]Tidy room and remake bed for brother staying[/STRIKE]
[STRIKE]
Left movie for them to watch
Air dry alot of clothes
[/STRIKE]
[STRIKE]
sort out some of the chicken wire in the coop - some of it seems to be a bit flappy after we've had some wind
Take vouchers for pizza express down and maybe have a lunch out with OH family
[/STRIKE]
Email a few pals to see if I can catch up with them on Sunday - might find out what's on at the Botanic Garden in Ed - I miss being there

Find out where the post goes at the new house - no letter box - door is locked a the mo - so unsure where any post might go..........................

Hope you're all good - well done on weight loss T

I must find some mini-seed packets to list my seeds on ebay - anyone any ideas?

catmiaow

Morning all,

On top of Yesterday's list,

I called EDF and increased my DD per month
Cleaned bathroom
Phoned estate agent for news

Today I will:

Check online banking
Go to work booo
Post CV for job
See to pets
Take rubbish out
Take lunch to work
Enter comps
Apply for more jobs
Ring my mum & nan
Pasta bake for dinner = mmm

Hope everyone has a good day

littlemisschocolate

Morning to everyone that follows, :wave:

Hugs to all those who need it. :grouphug:

Today, I will do the following:

- Check online banking.
- Store cupboard lunch and tea.
- Daily clicks.
- One poll surveys, now only 30p from a pay out. :j
- NSD. If I bought anything it would be classed as glutteny.
- List some items on ebay.

And don't forget to

Pippilongstocking

Well done on the survey LMC - all helps
Catmioaw well done on the DD change best to review these things lots I think........

I just ordered Gardeners World Magazine subby with my clubcard points (Yippee - I managed to get a magazine subscription for me this time!!)

Must get on and do more tidying............

irishmist_2

Hi everyone,
Almost the weekend! Hurray!
Small list for me today:
-get DH to fix the mess I made of attempting to fix the lock on the nursery door yesterday!
-washing on and to start drying outside
-breastfeeding, reusable nappies and loads of cuddles for baby
-go to baby group - £1 and free coffee and cake and chat!
-check banking
-go to aldi for a few bits with list in hand - no deviating from the list!!
-big walk with baby after his nap

Think that's all
Have lovely days everyone
xx

littlemisschocolate

fayjmck wrote: »

Well done on the survey LMC - all helps
Catmioaw well done on the DD change best to review these things lots I think........

I just ordered Gardeners World Magazine subby with my clubcard points (Yippee - I managed to get a magazine subscription for me this time!!)

Must get on and do more tidying............

Thanks fayjmck, it took ages to get to the £40. I'll use it to go towards a credit card payment.

cx

josiebabie

Morning all
Concentrating heavily on DFW and not on home life...
This morning I have already:-
- Cancelled PPI with C1
- Requested to cancel PPI with Barclays and Egg (awaiting confirmation)
- Written letters to C1 and Egg to reclaim, to post from work, no stamps!
- Lunch from home, curry I cooked in slow cooker yesterday
- Take library book back today (didn't yesterday)
- Transfer enough money into normal account to cover bank charge I incurred last month (grrrr) then use other account
- Do surveys, I'm up to £9.45 and only been doing it about 3 weeks!

Here's a question - I got £3 of luncheon vouchers through from Pinecone that say they can be used in Tesco, can I put them towards my normal shopping? Or do they have to be used on sandwiches or something? May be a silly question but never had them before!

J x