Thursday 4th March - what small DFW things have you done today?

mbaz

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important
Morning all!

Busy day for me today hence the early start. Wont have an awful lot of time for anything DFW but will:

- do 2 babysits today
- NSD as wont have time!
- Check banking
- scratchie
- parents eve at school tonight

Hope everyone has a lovely day

pixiechick99

Gooood morning people!
I may not be first....but I shall still post some happy smilies for us all

Not much on for me today - work this morning and this afternoon I must carry on with some work...I did try yesterday, honest

Ok....here's todays list:

• check banking - moved Tax credits to spending account
• daily scratch...10p
• packed lunches for girls
• free tea/coffee for me at work
• meal from plan tonight - jacket pots and chicken
• renew Uni library books
• Start essay
• keep house tidy
• NSD hopefully
• cash from 'clubs account' out to pay for girls club tonight (all budgeted for)
• attempt to sparkle....

Ok, think that's enough for me for now....

Have a great day!!!

mogchops

Good morning,

thanks for starting the thread Mbaz xx thanks for the jolly smilies Milly!!

Chilly again this morning, brrrr. Frosty car. Clever DD passed her cycling proficiency yesterday :T:T and forgot to mention that they both got great reports from Parents evening on Tuesday!! Wonderful girlies!!! :j

Today:

- check online banking
- packed lunches
- beef casserole going in slow cooker
- younger DD got swimming later
- hokey cokey
- sort some paperwork that is turning into a mountain :eek:
- NSD (should be!!)
- do all comps ending 05/03

have a lovely day everyone xx

I-need-to-make-£

Good morning everyone!!!

Great news mogchops!!!!! hope everyone is ok and have a good day!!!

Well my list for today is:

- take rubbish out including recycling
- LSD as I was far too lazy to make my lunch last night
- dinner from storecupboard
- have a productive day at work
- If the washing on the airer is dry later then do another load and hang out

other ongoing things on my list are:

- Photocopy letters to Sky and Bank PPI and prepare to send
- List 2 items on Ebay
- Complete new DD mandate for CT and prepare to send
- As all the new bills are coming in for the new financial year sort out current year folder and file away and then set up new file and write down new monthly budget.


Have a happy day!!!!

Triangle

Morning lovely DFW's :hello:

I'm a happy bunny - SW last night, lost 3lb this week which totals half a stone in two weeks! :T Very happy - and I won slimmer of the week and a bag full of free fruit! :T I expect the weight loss will slow down a little now but so pleased to be making such positive changes in my life

Today:

• Work placement all day today
• Drive carefully to conserve petrol
• Lots to do so work hard
• Breakfast in a mo from stores and packed lunch
• Meal out (a rare occurance!) with old friends from work tonight - going straight from work so driving home = no alcohol which is good
• Printed 50% off voucher from MSE for it :money:
• Be sensible tonight with food but allow myself a treat

Have a great day all
T
x

Shopaholic_26

Morning all

Mogchops - well done on your girls' success
Triangle -congratulations on the weight loss

I have:

• Made extra little payment to CC as budget looks good this month
• Scratchies - never ending 10p's at the moment
• Checked banking - ok
• Checked quidco - no change
• Checked phone bill

and I will:

• Breakfast, lunch and dinner frm stores - no idea what yet!
• LSD
• Prepare like crazy for interview later - should be studying really but I'll study really hard at the weekend (honest!). Well that's a lie, I'l study really hard until bf gets back from hol on Sunday!

That's it I think.

catmiaow

Hello all,

Today I will be:

Going to work arghhh
Check online banking
Comp when possible
Shower rather than bath, love my baths
Enter all suitable jobs
Post letters
Dinner from freezer
Lunch will be taken to work

Hope everyone has a good day!

josiebabie

Morning all,
Conversation didn't happen last night, but sort of happened this morning, he reckons he's not moving out as he doesn't want to leave our little girl. I reckon other wise so have yet to deal with it, she will be happier without us two being cold to each other all the time. (Thanks mum! I wasn't late for work )

Anyway, my list:
- Be happy, it's free! I am a lot happier after all the kind messages from you ladies
- Do surveys, am up to £8.55 on Onepoll
- Have chicken tikka in my slow cooker today
- Walk to bank at lunch time to put in £20 cash to cover bills
- Return library book at lunch time and enjoy the walk to town
- Don't do much work today, just do the minimum to get through :P
- Lunch from stores
- Con brother into servicing my car so it will stop beeping at me!!!!

Have a good day all

littlemisschocolate

Morning everyone,

Today, I will do the following:

- Check online banking and move any pence around.
- Store cupboard lunch and tea.
- Daily clicks.
-One poll surveys, I'm only £1 away from £40.:j:j:j:j
- Charge phone at work.
- NSD got everything I need!

Above all, I hope everyone has a great day and sending lots of

saxysarah

:rotfl:Hi De Hi Posters :rotfl:

Yawn! Tired today as did not get into work last night til gone midnight:(and am still annoyed for not getting very much done yesterday:(

But still - well done to your DD mogs on the cycling:o
-well done Triangle on the lbs:o - good steady stuff
-shopa good luck with the interview:o
-Mbaz Ty for the thread:o
-Milly thanks for the smilies:o(get that uni essay started)
-Josie good luck with the OH you'll get there xx
-And Happy Thursday to everyone - have a great day:D

Not a great list today as its my mental thurs:( but here goes!
-not feel guilty that I just had chocolate gateaux for
breakfast!
-change washing over before work
-exercise dogs before work
-clean bathroom for before work
-print off PPI letter and post on way to work
-Use Tesco cashpoint to get rest of creche money out free!
-drop girls in creche
-get to work on time
-work extra hard today cos my boss is fab
-get girls from creche
-drop them in the house with DS1
-leave step by step instruction for tea tonight (from
mealplan)
-leave for C/L training! (claim back expenses)
-get back at a ridiculous hour and fall into bed!

AGHHHHHHHHHH roll on the weekend so I can start my uni essays!

Cheery_Daff

Morning again all,

(((((((josie)))))))) sounds like you're having a tough time at the min

Well done on the weight loss triangle! I only lost 1lb last night - but at least it was off rather than on, lol!

Mogchops - congratulations on having such well behaved, fabulous daughters

(and please excuse me while I slowly work out who everyone is and what everyone's up to!)

Today I will be...

- looking for new interview top in charity shops (none of mine fit!)
- getting books from the library
- buying advance train tickets with railcard for next week
- checking Wilko's for £1 fruit bushes
- getting shoe re-heeled for interview
- doing some knitting
- finishing two home made presents (one due before last Christmas - oops!)
- frugal food shopping with a list!
- taking lunch to town
- checking online banking and moving things round if cheque's cashed!

And plenty of other things - but they're the moneysaving ones!

Have a good day all

Daffs
xx