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Police towed our car from outside our house - now we have to pay?

135

Comments

  • bryanb
    bryanb Posts: 5,034 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    DCodd wrote: »
    I may be missing the point here, but if your car is insured Fully Comp or Fire & Theft then you can claim back the costs of the repair and the tow and storage as it was an attempted theft. contact your insurance company.

    Trouble is they would only pay up to market value, plus loss of NCD
    This is an open forum, anyone can post and I just did !
  • vaio
    vaio Posts: 12,287 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    bryanb wrote: »
    Trouble is they would only pay up to market value, plus loss of NCD

    Doesn't sound right, if they pay for recovery at all then they'd pay the whole cost.

    My OH was knocked off the road last year, the insurance paid £700 for her car plus recovery and 60+ days storage and car hire
  • fergies_army
    fergies_army Posts: 110 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    No matter what the OP would have been on here ranting, if the police had left it as it was, they would be here creating a post saying what if someone had sat fire to it or actually did or it started raining and the car flooded etc. Dammed if do dammed if dont.
  • drew2k9
    drew2k9 Posts: 521 Forumite
    i dont know the legal ins and outs, but all i know is i wouldnt like it to happen to me, and if put in the same situation i would be fighting for all im worth to get my car back and to not pay a penny as i didnt want it to happen.

    what would have happened if they came back and it was burnt out, they would have to claim anyway.

    or what happened to me one time, my car was broken into with very little damage on the outside, but a lot of damage on the inside, more than it was worth. my car wasnt taken away by police, but the same damage was done apart from obvious window or door damage. why should they have to pay for a "service" they didnt require?
  • somech
    somech Posts: 624 Forumite
    drew2k9 wrote: »
    i dont know the legal ins and outs, but all i know is i wouldnt like it to happen to me, and if put in the same situation i would be fighting for all im worth to get my car back and to not pay a penny as i didnt want it to happen.

    what would have happened if they came back and it was burnt out, they would have to claim anyway.

    or what happened to me one time, my car was broken into with very little damage on the outside, but a lot of damage on the inside, more than it was worth. my car wasnt taken away by police, but the same damage was done apart from obvious window or door damage. why should they have to pay for a "service" they didnt require?

    to protect other peoples property in any case insurance covers the costs.
  • DCodd
    DCodd Posts: 8,187 Forumite
    Part of the Furniture Combo Breaker
    vaio wrote: »
    Correct, the insurance company will pay but it's more of a loan which you then repay with at least 100% interest via increased premiums and reduced NCB
    This is true, however I was assuming the OP would be claiming to get the repair work done anyway.
    Always get a Qualified opinion - My qualifications are that I am OLD and GRUMPY:p:p
  • leanneq
    leanneq Posts: 226 Forumite
    No doubt if the police hadn't recovered the car, then someone came along and caused more damage or stole from inside, the OP would be posting about that!

    Seriously, people need to give the police a break, they did their best in the situation. Insurance will cover the cost, if you choose not to claim off it then that's your choice
  • davemorton
    davemorton Posts: 29,084 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Car Insurance Carver!
    Under similar circumstances if a shop window was put in the police would call out a boarding up service if they couldn't contact the keyholder. They would remain at the premises until the boarding up service arrived and their bill would be paid by the shopkeeper (or their insurers)

    Thats a laugh. I called up our local police force to notify them of change of key-holder, and was told that they no longer keep these details!!!!!
    “Quis custodiet ipsos custodes?”
    Juvenal, The Sixteen Satires
  • DirectDebacle
    DirectDebacle Posts: 2,045 Forumite
    davemorton wrote: »
    Thats a laugh. I called up our local police force to notify them of change of key-holder, and was told that they no longer keep these details!!!!!

    My police service do.

    If your premises has a monitored alarm you should be updating your alarm company with details of your current keyholders. You can also join the Keyholder Scheme to cover incidents which affect your premises but would not activate your alarm and therefore alert the emergency services. For example, a flood caused by a burst water main.
    You should also join the scheme is you have an audible-only alarm which is not monitored by a third party. Where there is no alarm, the emergency services will have a point of contact should something happen

    Different Forces may have different policies.You should check what your Forces policy is.
  • Happychappy
    Happychappy Posts: 2,937 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    This is blatantly a con - there have been others on here who have been sucked into the same trap. How about the bloke who had his car crashed into outside his house - the police towed it even though they could have knocked on his door and go him to deal with it but no, that was all to much effort for them

    Its a disgrace that the police should be punishing crime victims - they are no better than the criminals.

    You sound like another pub lawyer ;) how come this bloke didnt hear the car crash outside his house:rotfl:

    Then of course the bobbies creep on foot, not having a car and making sure they dont put their blue lights on and wake the neighbourhood, and then along comes the really quiet recovery truck and who quietly tippy toes around and really really quietly drags the car up the the back of the truck still not making a sound, and of course switching off his engine and being really quiet and your man still doesnt hear a thing, not even the copper banging on the door.....priceless, but never ever let truth get in the way of a good story...hic. :T
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