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Mummytogirls - 100 years to be debtfree - I think not!
Comments
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I think working in a school is hard too. Spent 7 years in industry before teaching and it is nothing like the carp have to deal with everyday.
That's rubbish about the car but hopefully it can be sorted soon xx19/8/19 vs now Current Total debt £14,188 Savings £2757
Overdraft £1600 vs £1050
HSBC1 £1900 vs £3868
HSBC2 £4100 vs £3730
Virgin 1 £3050 vs £2800
House stuff and improvements £4460 Virgin 2 £27400 -
Afternoon Diary,
Just a quick one before heading back out for DD1 from after school club, definitely feel like a taxi Wednesday and Thursdays!!!
Bob, PLMBL, SA, DFOD and Crunchy, thanks for your lovely messages. Car is so much better than it could have been, to be honest you don't even notice until you get so close but I know its there! Also thanks for the all the support from those who work in schools... you really don't realise what its like not being in it do you! I never did.
SA, yes they're the ones I'm on with at the mo, really nice!! Think they were £1 in Mr T's too.
So been to the farmshop and spent £16.81 out of my allocated £20 budget on 10 chicken breasts, 12 eggs, 10 sausages plus bread rolls for our Sunday treat! Im not going to pay the extra into my VSP as I could end up going over next week... You just never know!
Need to amend my Mr T's order to come Friday night now as DD2 has a match on Saturday now and I'm not sure we will be in to take delivery of it as out at various points during the day. Allocated budget for this week is £60.
Just overpaid on my loan balance to round it down. Will update signature shortly.
One of the kids on the street just cracks me up.. he came to call for DD2 and said ohhh what you making in here it smells well nice (in his broadest Yorkshire accent!). Turns out its my chicken in the slow cooker!
Food:
Breakfast - Porridge with banana and nutella
Lunch - Chicken tikka and salad pitta and muller greek style yoghurt
Tea - Roast chicken, stuffing, yorkshire puddings, carrots, broccoli, leeks and mash
Snack - Nature Valley bar
Right think thats all! Hope all ok xxMummytogirls x0 -
£8453.84 - 02/02/17 - 63.50% paid off
Just posting this here for future ref! xxMummytogirls x0 -
Just wanted to say hello! I'm new to the DFW boards and I found your first post so useful with regards to the debt calculation website. I have only done it based on rough figures because I haven't got all my minimum payment details with me but it has given me another enormous shock about my own debts and a determination to get it under control quicker than they say!
I will read the rest of your thread on my way home from work today, but wanted to say well done and good luck with the rest of your DF journey0 -
Thank you for popping in Georgiana! I don't think you'll make it to the end of the diary without falling asleep :rotfl:
In a nutshell the debt should be paid off by now but we are trying to enjoy ourselves aswell!! I am mummy to 2 girls (DD2 was only 14 months old I think when I started this diary) she's now 8 :eek: other DD is 10! They mostly keep me busy aswell as my job, I work in a school 32 hours a week and I love my job but also hate it sometimes too :rotfl:
Well done on signing up, il have a nosey for your diary later on (assuming you have one!) xxMummytogirls x0 -
Oh I also like pegging out in the summer too so obsess over the weather :rotfl: xxMummytogirls x0
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Well done on overpaying your loan! Have visions of the little boy being like one of the bisto kids" Your vibe attracts your tribe":D
Debt neutral27/03/17 from £40k:eek: in the hole 2012.
Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
RYSAW17 £1900 2016 £2,535.16 2015 £1027.200 -
Haha Bob, that or Hovis!!!
So the shopping budget has been blown right out of the water this week which I'm a bit cheesed about but we seem to be running out of everything and expensive stuff too (cereal, coffee etc). Then DH comes in with a couple of requests.. currently £19 over :eek: Will have to try and knock something off next weeks bill xxMummytogirls x0 -
Afternoon Diary,
Not much to say really! Just waiting for Mr T's to deliver my shopping and obviously it is Friday which makes me feel happy
Off to the gym to my body combat class tonight since i missed Wednesday... might sit down about 8.30 tonight :cool:
Food:
Breakfast - Weetabix
Lunch - HM leek and potato soup and then school chocolate pudding and custard (love school puddings!)
Tea - HM cajun goujons, wedges and beans
Snack - nature valley bar, raspberry and pear smoothie
Hope all ok anyway, Happy weekend xxMummytogirls x0 -
Just rounded down £1.42 into my VSP... this now stands at £5.40 :T xxMummytogirls x0
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