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Mummytogirls - 100 years to be debtfree - I think not!

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Comments

  • crunch_time
    crunch_time Posts: 1,353 Forumite
    I think working in a school is hard too. Spent 7 years in industry before teaching and it is nothing like the carp have to deal with everyday.

    That's rubbish about the car but hopefully it can be sorted soon xx
    19/8/19 vs now Current Total debt £14,188 Savings £2757
    Overdraft £1600 vs £1050
    HSBC1 £1900 vs £3868
    HSBC2 £4100 vs £3730
    Virgin 1 £3050 vs £2800
    House stuff and improvements £4460 Virgin 2 £2740
  • mummytogirls
    mummytogirls Posts: 6,578 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Afternoon Diary,

    Just a quick one before heading back out for DD1 from after school club, definitely feel like a taxi Wednesday and Thursdays!!!

    Bob, PLMBL, SA, DFOD and Crunchy, thanks for your lovely messages. Car is so much better than it could have been, to be honest you don't even notice until you get so close but I know its there! Also thanks for the all the support from those who work in schools... you really don't realise what its like not being in it do you! I never did.
    SA, yes they're the ones I'm on with at the mo, really nice!! Think they were £1 in Mr T's too.

    So been to the farmshop and spent £16.81 out of my allocated £20 budget on 10 chicken breasts, 12 eggs, 10 sausages plus bread rolls for our Sunday treat! Im not going to pay the extra into my VSP as I could end up going over next week... You just never know!

    Need to amend my Mr T's order to come Friday night now as DD2 has a match on Saturday now and I'm not sure we will be in to take delivery of it as out at various points during the day. Allocated budget for this week is £60.

    Just overpaid on my loan balance to round it down. Will update signature shortly.

    One of the kids on the street just cracks me up.. he came to call for DD2 and said ohhh what you making in here it smells well nice (in his broadest Yorkshire accent!). Turns out its my chicken in the slow cooker!

    Food:
    Breakfast - Porridge with banana and nutella
    Lunch - Chicken tikka and salad pitta and muller greek style yoghurt
    Tea - Roast chicken, stuffing, yorkshire puddings, carrots, broccoli, leeks and mash
    Snack - Nature Valley bar

    Right think thats all! Hope all ok xx
    Mummytogirls x

  • mummytogirls
    mummytogirls Posts: 6,578 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    £8453.84 - 02/02/17 - 63.50% paid off

    Just posting this here for future ref! xx
    Mummytogirls x

  • Just wanted to say hello! I'm new to the DFW boards and I found your first post so useful with regards to the debt calculation website. I have only done it based on rough figures because I haven't got all my minimum payment details with me but it has given me another enormous shock about my own debts and a determination to get it under control quicker than they say!

    I will read the rest of your thread on my way home from work today, but wanted to say well done and good luck with the rest of your DF journey :)
  • mummytogirls
    mummytogirls Posts: 6,578 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Thank you for popping in Georgiana! I don't think you'll make it to the end of the diary without falling asleep :rotfl:

    In a nutshell the debt should be paid off by now but we are trying to enjoy ourselves aswell!! I am mummy to 2 girls (DD2 was only 14 months old I think when I started this diary) she's now 8 :eek: other DD is 10! They mostly keep me busy aswell as my job, I work in a school 32 hours a week and I love my job but also hate it sometimes too :rotfl:

    Well done on signing up, il have a nosey for your diary later on (assuming you have one!) xx
    Mummytogirls x

  • mummytogirls
    mummytogirls Posts: 6,578 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Oh I also like pegging out in the summer too so obsess over the weather :rotfl: xx
    Mummytogirls x

  • Bobarella
    Bobarella Posts: 10,824 Forumite
    Savvy Shopper! I've been Money Tipped!
    Well done on overpaying your loan! Have visions of the little boy being like one of the bisto kids :)
    " Your vibe attracts your tribe":D

    Debt neutral :) 27/03/17 from £40k:eek: in the hole 2012.
    Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
    RYSAW17 £1900 2016 £2,535.16 2015 £1027.20
  • mummytogirls
    mummytogirls Posts: 6,578 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Haha Bob, that or Hovis!!!

    So the shopping budget has been blown right out of the water this week which I'm a bit cheesed about but we seem to be running out of everything and expensive stuff too (cereal, coffee etc). Then DH comes in with a couple of requests.. currently £19 over :eek: Will have to try and knock something off next weeks bill xx
    Mummytogirls x

  • mummytogirls
    mummytogirls Posts: 6,578 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Afternoon Diary,

    Not much to say really! Just waiting for Mr T's to deliver my shopping and obviously it is Friday which makes me feel happy :D

    Off to the gym to my body combat class tonight since i missed Wednesday... might sit down about 8.30 tonight :cool:

    Food:
    Breakfast - Weetabix
    Lunch - HM leek and potato soup and then school chocolate pudding and custard (love school puddings!)
    Tea - HM cajun goujons, wedges and beans
    Snack - nature valley bar, raspberry and pear smoothie

    Hope all ok anyway, Happy weekend xx
    Mummytogirls x

  • mummytogirls
    mummytogirls Posts: 6,578 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Just rounded down £1.42 into my VSP... this now stands at £5.40 :T xx
    Mummytogirls x

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