Mummytogirls - 100 years to be debtfree - I think not!

mummytogirls

Afternoon diary, nothing much to report just popping in to say hi :A!!

Fizzy, I know what you mean but I only had £10 with me so couldnt overspend really!!!

Well yesterday I paid in some cheques we received from our old mobiles, we got £10.55 so better than just being sat there gathering dust!!

Received a letter from work to say weve got a 0.2% payrise or £50 which ever is greater. Doesnt equate to much but better than nothing I suppose.
Applied for 2 jobs, one has just closed, the other doesnt close for a couple of weeks so still none the wiser on that front.
I really hope everything falls into place soon!!

Got £25 to last for shopping this week so going to go and get what I can with that tonight. Need nappies and wipes, but going to go for a cheaper version as I really need to get the most out of this money.

Anyway, will catch up soon x x

mummytogirls

Morning diary! Just a quickie as im on a house cleaning mission before I pick DD up from school!

Just done the meter readings, £22 used in a week so not too bad at all. Its so warm in this house, so if the weather carries on like this we can knock the heating down from 2 hours on an evening to 1. You watch it will be snowing by the weekend now ive said that!!! I think this is the first year we havent been in dr with the gas and electric! We might be about £20dr by the time the next payment goes in but not bad at all considering how cold it has been.

Still not having a NSD DH needs petrol today. Have only had 2 NSD this month, but since im on the bus nearly every day it cant be helped really.

Amazon delivered 2 pressies this morning that I ordered from kids parties coming up out of my vouchers.

Think thats all from me! Off to complete my cleaning.

Ps. does anyone know anything about daffodils? Ive planted my bulbs from last year again this morning, hope ive not done it too early. Theyve been in the garage drying out and already have little shoots appearing on them!!

Right best go, catch up soon x x

mummytogirls

Hello diary! Not been on much in the past few days, been really busy and now think im coming down with something :mad:.

Dont think ive anything to report moneywise. Oh actually sold my pram and carseat to someone so that money will come in handy.

Had a letter from Morrisons to acknowledge my complaint and they will be intouch... hurry up and send me a voucher ha!!

oohhh got some more freebies through the post that I had registered for through supersavvyme :T, there was shampoo and conditioner and some olay moisturiser. Must go on there more often.

Think thats all from me. Got a basket of ironing with my name on it for this evening bleurgh! Other than that house is still clean from other day just flew round with vacuum and polish this morning.

Chicken curry for tea, hoping to have some leftovers for DH's lunch tomorrow.

Going to chill out a little bit this afternoon, DD's permitting !!

Hope everyones ok x x

choogirl

Hi Mummytogirls

I am getting round to catching up on diaries

Fingers crossed for a Morrisons voucher I hope you did a good sob story.

Hope you got a nice chill out afternoon and that you're feeling better.

I will have to check out the website that you mentioned when I've run out of toiletries I think I could set up Boots or Superdrug.

Take care xx

clairewop

HI

JUst read your diary, you are doing well.

mummytogirls

Evening diary, very sorry ive not been around! Been keeping my head down on the money saving front! Probably cos ive got none to spend!! Still no further forward with work, still looking and have applied for several jobs which is good. Still waiting for the interviews to come flooding in though!!

Been majorly busy at work these past 3 weeks, hoping it might calm down a little bit now.

Think thats all from me. Thanks Choogirl & Claire for popping in on me!! Catch up soon x x

mummytogirls

Evening diary,

Sorry ive not been around. Had an absolutely manic week, have been chasing my @rse all week!!

You will be pleased to know we have agreed to build 'treats' money into our budget. Just £10 a week which is nice and its something to look forward to.

Nothing much happening on the MSE front. Received a £10 morrisons gv for the dodgy potato in the crisps!!! Spent that last night which came in handy.
Ooohhh got an interview next week aswell woohoo!!!!

Oh and I taxed the car today, £85 for the priviledge!!

Anyway, will catch up soon x

mummytogirls

Morning diary,

Up early so thought id tot up my weekly spends and what not. A bit dissappointed today is only NSD3 of the month. With me getting the bus though I just cant seem to avoid it.

Had a very expensive month. Both DD's birthday and then picked up the car tax yesterday. Hopefully February will be 'cheaper'!
I am pleased to report that ive managed to get my shopping down to £215, last February I was spending £467!! Very very pleased with that. Need to work on the petrol now :mad:.

Im very pleased Jan is almost over and weve survived it!! After DH found out we always knew it was going to be the toughest month, so im very pleased we are still here and speaking :T!! Things can only get better from here on in. Well got to find a job first!!

Anything think thats all from me! Catch up soon x

mummy2mygirls

Well done on getting the voucher from mrm - always worth a letter if you might get something back from them Ill have to keep checking my chrisps

Well done on keeping the shopping so low and i hope feb is a lot easier mth for you x

choogirl

Hi Mummytogirls

Sounds like you've had a good productive week, I like those.

Glad you've built an entertainment budget in it really makes a difference. We've got £50 for the month, I'm hoping that we can change some of our clubcard vouchers into restaraunt vouchers, get the bus into town have a few drinks, restaraunt meal and catch the last bus home. It should make for a cheap night out!

Just a quick thought on your NSDs I wouldn't personally class bus fare as a spend day as its something that you have to spend getting to work. I always class a day as a spend day if I bought a sandwich, crisps, coffee etc that weren't budgetted for.

Fantastic news about the interview will be keeping everything crossed for you.

Time to do the ironing now just for a change xx