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Mummytogirls - 100 years to be debtfree - I think not!
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Afternoon Diary,
Just popping on for a quick catch up before I start cooking tea, cooked breakfast for tea! Today is NSD8 :j.
Choo and Livvy, see what I mean everyones reading them!! Im still waiting for mine to arrive.
Well yesterday was a busy day with events at school, then we went to a show at night so id not had chance to pop on. Today ive been at work and im totally shattered at the moment. So glad its Friday tomorrow.
Ive just rung up and made an appointment to have my nails done. Havent had them done for ages so having them done at a local salon next Thursday. Using my own spending money, really looking forward to having them done.
Think thats all from me! Catch up soon xxMummytogirls x0 -
We've nearly made it to Friday, hooray!!!
I know what you mean about 'that' book everybody is talking about it. How fab is going to the salon to have your nails done. Enjoy, although I'm sure we'll 'speak' before then unless your book arrives. LOL. xxDMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 20210 -
Hello Diary,
OMG this house is totally stressed tonight! Ive just had an ex colleague on the phone telling me about an interview she has recently been to. Shes got very low esteem so I couldnt cut the conversation short. Whilst this was happening all hell was breaking loose and DH totally lost it with DD2, DD2 stood on the landing screaming, now DD1 is crying !!!!!!!
Well my books havent arrived yet... stamps feet!! Tonights plan was to do some surveys but everything has changed that and now I cannot be @rsed!
Today has been a spendy day, bought 2 birthday pressies from Argos £11.98 which wasnt bad.
Then out of my own spending money bought some black skinny jeans and ordered a top and some pumps from New Look.
Hoping tomorrow might be NSD9.
Thanks for popping in Alice, really looking forward to getting my nails done.
Hope everyones having a more chilled Friday night than me!! xxMummytogirls x0 -
Hope things have calmed down for you this morning.
Fingers crossed your book arrives today.0 -
Morning Diary,
House seems calmer this morning, thanks pennywise!! DH has gone back to bed for an hour, so just having a little catch up.
Well I did do another survey worth 225 points last night so kind of stuck to my original plan.
I had an item end for 99p last night on ebay, hadnt realised id only put it on for 5 days instead of 7! Never mind, they have paid so might get that posted today if I get to the post office in time.
Today is taken up by 2 kids parties! So thats the kids mostly fed for the day. Ive got some steak for DH and I which I need to take out of the freezer.
Need to get a grip of this house, my washing basket is overflowing due to rubbish weather and its just a tip. DH usually keeps up to it but hes not been feeling well so nothing much that hoovering has been done.
This will all have to wait until tomorrow as we just wont have the time today. Im hoping today will be NSD9.
Tomorrow I need to visit my dad and get some passport pics done for DD2's school home visit on Monday.
Think thats about all from me! Hope everyones ok xxMummytogirls x0 -
My house is just the same mummy, seem to be going around in circles and its not getting any tidier, as for the washing, its driving me nuts, I seem to have mountains of it and I can't get it dry fast enough because of this weather.0
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Afternoon Diary,
Well weve had a lovely day today but my I am totally shattered now ive sat down. Can not seem to shake this tired feeling and ive been eating really healthily for 3 weeks. Ive got really dry eyes with hayfever and im wondering if thats making me more tired somehow?!
Yesterday the kids had 2 parties back to back and after the first DH announced he was walking home! So I sent him on his way with a list of jobs to do!!
Came home to a nice tidy house.
The kids came home and wanted to play out, then with it raining they ended up in the neighbours house. DH and I had a lovely steak, chips, veg, mushrooms and peppercorn sauce in peace with no kids!
Today we all got up together and DH made pancakes for breakfast (this seems to be coming a regular thing in this house on a weekend!!). Then DH said he would take the kids and dog to a park. I was going to stay and do the ironing but decided I should go really and make the most of the dry weather! So off we went, it was cold but we had big coats and wellies on so stayed dry when it did decide to rain. The we came home, I did the ironing then we went off visiting my dad and for a McD's. So a very busy day inteed, roll on bed time!
I was talking DH about getting some plan and aims together for debt busting as since the loan has been paid off weve floating along only making minimum payments and spending more than we should.
So weve decided:
- £210 ex loan money we are saving, we will get to £1500 and then just keep that in the ISA for emergencies (should do this by December 12).
- Once weve built up the £210 to £1500 then we will throw the £210's at debt
- £100 a month into the spending savings (our nickname for it!) account. This is basically saving for birthdays, car repairs etc
- £25 a month into kids bank accounts
Im glad weve put some aims in place cos I was beginning to think we would never get the debt paid off!
So we will see how that pans out! Anyway think ive rambled enough, catch up soon xxMummytogirls x0 -
Oh I keep meaning to say ive been doing well weightloss wise. Ive been cutting out biscuits, drinking loads more water and using my fitness pal app. Ive lost about 9lbs since Christmas. I got on the wii on Thursday and id lost 4lbs in 10 days woohoo xxMummytogirls x0
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Well done on the weight loss :j.
Great idea with the additional debt busting plan. I can't wait for our car loan to be paid off so we can pay more off out debt and bring out DFD closer.
Can't believe its Sunday night already....hope you have a good week.xxDMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 20210 -
Morning Diary,
Cant believe its Monday again already... seriously where are the weeks going?
DH is off today and DD2's face lit up when she realised it was just us 3 for the day. We all went off to school this morning, which is nice cos we never get to all do it. Then we took DD to her dancing class, she was doing extra well for DH's benefit today! Then we went off to Mr M's for DD's nursery photos... £5.99 spent :cool:. Also posted my ebay item but wont count that as a spend as the buyer paid for that.
Just going to have lunch then DD's nursery teacher is coming round for the home visit. Then its back to school, tea and football! Mental Mondays, im glad DH is getting an insight to how busy I am on a Monday.
Weve had no post yet today, not sure if hes been or not, books still not here... stamping feet again!!
Right off to leave feedback on ebay and get lunch xxMummytogirls x0
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