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Jamiedodger's 2010 Journey
Comments
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Morning all:)
Having a NSD today and tomorrow trying to get my total up for the month.
Done banking and budget spreadsheets and all ticking along nicely.
Starting to have a look at savings accounts and see whats about before I need to open one in a couple of months. I am starting to get my head around the online banking with Nationwide and I am sure it will be like second nature soon. I have sent a token payment to the new account from Santander to see how long it takes as I will be transferring the remaining balance at the end of the month before I finally close the account around 10th December, I will be going into the bank to do this, I can't wait to tell them why I am closing it!:D
Have a great weekend everybody! xNovember NSD's - 70 -
Have a good weekend yourselfI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Happy Sunday everyone
Number 10 NSD yesterday, hoping for 11 today:)
Budget rejigged again yesterday, I think I just like doing it, how sad is that
I will be making a small payment to the credit card tomorrow as I have money due to hit the account. Still waiting to see how much Quidco will pay out this month. Hoping it is a decent amount as that would be really helpful before Christmas.
I have done quite a bit Christmas shopping now. Not that much more to get, but they are all bigger, more expensive presents. I think I will have managed to get it all done by the end of the first week in December, then I can forget about it for another year!
I am really looking forward to 2011. This is going to be a great year. I will have paid the debt back and be DF again! I am looking forward to starting to save and making plans for the future!:T
We have the Disney trip to get excited about in April and I am planning a few camping trips next year too. I have some work I need to have done on the house, which should all be finished sometime in the summer. I also need to buy a few bits of furniture, this will be possible once I have paid the debt down and have money left over each month.
It looks like it will be a fab year all round!
Off to make another cuppa and take some painkillers as hand is hurting this morning, I think it must be where the new skin is starting to knot together.November NSD's - 70 -
Monday morning again! Where does the time go?
Lots to do today, house work etc and I also need to go up to Tesco and get some food! Freezer starting to look a bit bare now and I have lost track with my grocery spending so I will be bowing out of challenge this month and starting again in December, I know I will have come in under this month, but will keep track again next month.
NSD yesterday, yeah, nearly reached target just two more to go which I will get this week. Payment to credit card held until wednesday now as I am not sure how long it takes to sent money from Santander to Nationwide so I will be withdrawing cash on Wednesday, paying into Nationwide and then sending payment to card from that account. I will have reached my one debt v 100 day challenge and will need to find some more challenges to do for 2011!
Cubs tonight for DS3, so a bit of running around this evening. Brother in law is also round tonight to do the wiring for the new ariel.November NSD's - 70 -
Morning:)
A NSD today as I am staying in doing various jobs around the house! I have badges to sew on DD's Beavers jumper, a delightful job but needs to be done. I will see if I can manage it with my hand, if not I may see if I can sweet talk my mother:D
Still waiting for PIN number for my new Nationwide card and a few other things in the post, I am hoping they may arrive today!
Kids up already and I am running a bit late so have a good day everyone:)November NSD's - 70 -
Morning!
Been a busy few days and havent had time to get on the computer. Almost everything is set up on my new bank account ready to go for the start of the new month on Thursday. I have set up all the standing orders that I needed to add and they are also ready to go for December.
I am liking the Nationwide online banking and finding it easy to make my way around now. I have bought a few more presents and am almost done now. I think I just need to buy for my mum and dad and teachers presents:) The kids are all finished, just waiting for everything to arrive!November NSD's - 70 -
You have been a busy bee
Ive ground to a halt as cba & really cant afford to buy much else.Ho hum.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
I seem to be chasing my tail at the moment. So much to do with all the preps for kids plays, beavers and cubs, bit worn out and looking forward to the Christmas holidays when we can just chill out.
Start of a new month tomorrow, I always love the fresh start a new month brings. Budget all sorted and raring to go and everything has been set up to go in the new account.
Hand is healing nicely now although it is still a bit sore!
Happy Tuesday everyone!November NSD's - 70 -
Oops have been MIA for a couple of weeks. Things have been so busy I haven't had time to take a breath!
I have been busy putting the finishing touches to the kids bedrooms. They are all finished now except for the two beds I need to buy next year. I am getting the carpet people round asap to quote me for new flooring in the bathroom as still ripped from the disaster with the boiler earlier in the year. It is a very tiny room so shouldn't cost me that much. I would love it done before the new year but I think that may be a tall order.
Grocery budget is going ok this month two weeks in and I have spent just over half of it so not too bad.
Not much banking to be done each month now as everything is set up on direct debit or standing order. My new account is great and very east to manage.
Christmas shopping all done, just the food shop for christmas to do, I have a little extra set aside to buy some goodies!
Just putting the final touches to next years budget and I am all raring to go:)
Hope everyone is well and looking forward to christmas? xNovember NSD's - 70 -
As always you sound incredibly organised and my hat is well and truly taken off to you!!Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0
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