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Jamiedodger's 2010 Journey

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  • JAMIEDODGER
    JAMIEDODGER Posts: 4,339 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    A great day Beanie:D
    November NSD's - 7
  • JAMIEDODGER
    JAMIEDODGER Posts: 4,339 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Morning.

    Yesterday was another NSD so that is three for me now:)

    This morning I have paid £44 off my credit card so I am getting there slowly. It all helps though.

    Have been reading threads on MFW and they are very inspiring. Although I don't see myself being able to get a mortgage for another 10 years or so, once I have paid back the debt I will be starting to save into a 'house deposit' fund. I do have some more work to be done on the house but it isn't a great deal so I am hoping to start saving sometime next summer.

    I have to take DS1 to the orthodontist today so will have to pay for parking, also have had a cheque in on Saturday, a refund for bus fares for DS1, which I had to pay before his bus pass arrived. It is for £40 so one it is cleared, it will be going off the debt.

    Have listed a few more bits on eBay and one has bids on already.

    Off to London on Friday so am really looking forward to that, DD is very excited too! Should be a fab weekend!

    Planning for another NSD midweek but not sure what day yet, wont have any at the weekend so from next week I will be having loads of stay at home days to bring up the total!

    Have a good Monday everyone!
    November NSD's - 7
  • JD I am always amazed at your positive posts and what you have managed to get done in a day and all you achieve BUT posting at 4.30am without so much as a negative vibe to your post is just too much for me to cope with :eek::rotfl:

    How do you do it?
  • JAMIEDODGER
    JAMIEDODGER Posts: 4,339 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hi KM:D your post made me laugh!

    I don't know why but I seem to be getting up around 3am each day at the moment! I do get a little nap during the day to catch up though:)

    I think I sound so positive at that early in the morning because I am used to it now! I usually get up around 5am so I am used to an early start!
    November NSD's - 7
  • JAMIEDODGER
    JAMIEDODGER Posts: 4,339 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Morning:)

    Spent £25.18 at Tesco last night which takes my total up to £66.40. Still on target to be within budget by the end of the month. Shouldnt have to go again until Sunday.

    Put £50 petrol in while I was there, this should last me until the end of the month if I am careful.

    Plans for today:

    Cancel Equifax

    Mealplan for the rest of the week

    List some more items on eBay

    Paid £112 to the credit card this morning, current account is showing a healthy balance and I have paid my o2 bill for the month.

    EBay sales are doing ok, have bids on most things now, just would like to see them go a little higher:)

    Off to London on Friday so I must start getting organised for this!

    Planning a NSD today, will be trying to stay at home all day and keep my purse closed!

    Have a lovely day everyone x
    November NSD's - 7
  • JAMIEDODGER
    JAMIEDODGER Posts: 4,339 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Morning:)

    Have been up early again this morning 3.45am!! I would just this once love a lie in!

    Off to see my friend and her new twins this morning, can't wait!

    NSD yesterday so up to 4 now:)

    2 days until London:D Very excited now!

    Banking and spreadsheets done and updated. Managed to list another few items on eBay and some of them have bids on already. Looking good for extra income target for this month.

    Planning another NSD today and possibly tomorrow as I know I will be spending all weekend!

    Have a great day everyone!
    November NSD's - 7
  • beanielou
    beanielou Posts: 96,693 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Have a great day too :grin:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • JAMIEDODGER
    JAMIEDODGER Posts: 4,339 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Managed my 5th NSD yesterday, having a day at home today so planning number 6:)

    EBay bids up to £28 now, so creeping up slowly.

    Need to start packing for London today as we are going tomorrow, it has come round really fast! Have my budgeted money for trip sitting there waiting to go! I am aiming on coming back with some though:D But I would rather overbudget for it and come back with money, than underbudget and have to spend on creditcard:eek:

    I need to get some more presents bought this month, I am gradually ticking stuff off the list but need to get a move on now, this may restrict the amount I can afford to pay towards debt next month, but I guessed that anyway. I am hoping to eBay enough to make most of christmas money neutral, but you never know what will sell and how much for so I am keeping a constant eye on all the figures.

    I am waiting for Quidco to pay out over £200, but I don't think I will get all of this in by the end of the year. Some will go on to next years budget instead, again until they pay me at the end of this month, I can't finalise my budget for december.

    Off to have another cuppa before the kids wake up, have a lovely day everyone x
    November NSD's - 7
  • JAMIEDODGER
    JAMIEDODGER Posts: 4,339 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    NSD again yesterday so 6 for me now:)

    Off to London this morning so no more NSD's for me until next week! I will be getting the boys packed off to school and then DD and I will head to the train station!

    EBay sales still sitting at just below the £30 mark, I am hoping that will go up over the weekend, while I am away.

    Have done banking and spreadsheets are all updated. I will update everything when I come back on sunday so I will know exactly how much I have spent.

    Have a lovely day everyone! x
    November NSD's - 7
  • JAMIEDODGER
    JAMIEDODGER Posts: 4,339 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hi all!

    Back from London. Had a fab time and DD really enjoyed herself. Spent a fair bit, but came back with nearly half the amount I took with us. Very pleased with that!

    Will be cracking on tomorrow with the start of a week of as many NSD's as I can! Nipped to Tesco earlier and spent £27.32, so will update total. Very low spend this month so far. But plenty to still use up from freezer and cupboard.

    Loads of washing to do so I better get started!
    November NSD's - 7
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