Frightened about my future

never-in-doubt

angelicmary85 wrote: »

Evening All!! :j

Just stopped by to feed my curiosity...

Ann - I read on here last night that you're up to 8 unenforceable debts...what does that bring your total debt down to?! (or in other words...how much have you had written off?!)

Hi Angelic

You should know better young lady Nothing is written off, it is classed as being deemed unenforceable (biiiiiig difference)

basically, an unenforceable debt can be made enforceable at any time within the statute period (6yrs) only upon provision of original agreement being presented to a judge - however it still has to contain the required and prescribed terms so we generally can say it is "written off" but at this stage it is way tooo early cos they still have to come back with a response and I suspect i'll have to calm Ann down a lot before things are officially "written off"

I'm actually hoping we can get a clean sweep and get the whole lot (£120k) deemed unenforceable, confident? yep - that's me :rotfl:

jinny

savingwannabe wrote: »

Hello Mary, Ann is watching the telly. But the last debt was a saving of £10,000!

amazing! cant wait for more to come back eu bless her.

savingwannabe

He was really nice. Matthew Pinsent was great too. Very Humble. I was honoured. I would like to meet the Queen, Nelson Mandela and Terry Waite and Bob Geldof too.

jinny

savingwannabe wrote: »

He was really nice. Matthew Pinsent was great too. Very Humble. I was honoured. I would like to meet the Queen, Nelson Mandela and Terry Waite and Bob Geldof too.

Well you never know they may read this thread SW

never-in-doubt

savingwannabe wrote: »

Hello Mary, Ann is watching the telly. But the last debt was a saving of £10,000!

And this one is 100% unenforceable and can clearly be classified as dead and buried/written off (if you must!) - they have no recourse to come back with this one as they admitted they do not have the original - yey! :rotfl: :rotfl:

savingwannabe

Jinny i cannot get up.But i must. Who would you like to meet?

jinny

have you seen the new DEBT adverts cropping up on the telly during the day? they are being put out as pay day advances DEBT DEBT DEBT
its awful that these firms will cause such misery to hundreds in the near future
they are worse than war profiteers praying on worried vunerable people the tv bosses should have a duty of care and not put them on i noticed one in particular had over 2000% apr !!!!!!

swanfan02

savingwannabe wrote: »

He was really nice. Matthew Pinsent was great too. Very Humble. I was honoured. I would like to meet the Queen, Nelson Mandela and Terry Waite and Bob Geldof too.

If you're on the subject of meeting famous people i met Sir Bobby Robson 5 years ago.

angelicmary85

savingwannabe wrote: »

Hello Mary, Ann is watching the telly. But the last debt was a saving of £10,000!

That's really good going! :j

never-in-doubt wrote: »

Hi Angelic

You should know better young lady Nothing is written off, it is classed as being deemed unenforceable (biiiiiig difference)

basically, an unenforceable debt can be made enforceable at any time within the statute period (6yrs) only upon provision of original agreement being presented to a judge - however it still has to contain the required and prescribed terms so we generally can say it is "written off" but at this stage it is way tooo early cos they still have to come back with a response and I suspect i'll have to calm Ann down a lot before things are officially "written off"

I'm actually hoping we can get a clean sweep and get the whole lot (£120k) deemed unenforceable, confident? yep - that's me :rotfl:

Hello sweetness!

Hope you're well?

I knew all that boring jargin...so don't 'tut tut' me :rotfl: (is it not 5yrs in Haggisville?!)

I just wanted to know how much had been deemed 'statute barred' :rotfl:

jinny

savingwannabe wrote: »

Jinny i cannot get up.But i must. Who would you like to meet?

my ex to punch him in the face!!!!:)