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Frightened about my future

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  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    Oh beanielou, i am sorry you are in pain.I have my sight back and i am happy on this thread.

    When we have a reunion i reckon everyone should meet up somewhere in the middle of England. What do you think? will that be easy for you. Or are you close to Portsmouth?
    Aiming for a minimal spend 2022
  • jinny
    jinny Posts: 1,889 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    yorkie puds in buck hoose perfect
    ”Pour yourself a drink, (tea for me now)
    Put on some lipstick
    and pull yourself together”
    - Elizabeth Taylor
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    Hi all

    I found this forum and then this topic - which was the first one I looked at.

    I have read every page - boy it's taken me ages but in a funny way I feel that I know you all now! lol

    Like others have said, the change in Ann is just amazing - it's just wonderful to see that with a bit (well a lot) of support, the whole outlook on life (and debt) changes.

    Nid - you are definately a hero - the amount of time that you seem to spend on dealing with people's problems is enourmous and I hope that you carry on.

    On an aside (and this is in no way judging anyone) but I find it amazing to think that someone can rack up '000s in cc debts etc but then not have to pay it out because of this loophole - I think that if it can be exploited then go for it but it does surprise me that the loophole hasn't been closed by the banks (if it can be)


    Ann - keep on smiling and looking forward

    Hiya

    I'm nothing - just hate the banks. As for the second part of your message, it does actually sound very "judging" - it is not a loophole, and it has been repealed (04/2007) - if you need to know the details, see here:
    The Consumer Credit Act 2006 - CONSUMER CREDIT ACT 2006

    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • mouseann
    mouseann Posts: 1,820 Forumite

    Here is my lovely picture of Princess Margaret for you Ann.

    Thanks SW,

    She does look very lovely there - but she didn't end up looking like that!

    Unfortunately, I never have looked like that!
    "What does not kill me makes me stronger". Frederich Nietzsche, 1844-1900.
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    Aiming for a minimal spend 2022
  • jinny
    jinny Posts: 1,889 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Nid dear i thought the same thing a bit judgmental?????
    ”Pour yourself a drink, (tea for me now)
    Put on some lipstick
    and pull yourself together”
    - Elizabeth Taylor
  • beanielou
    beanielou Posts: 95,681 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Unfortunatly I am in central Scotland.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    beanielou wrote: »
    NId ~ can you do me a link to your thread where you answer queries?Ta.

    PM or here, or my thread is here: Unenforceability & Template Letters III :D:D
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • jinny
    jinny Posts: 1,889 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    fab been there and Heartbeat
    ”Pour yourself a drink, (tea for me now)
    Put on some lipstick
    and pull yourself together”
    - Elizabeth Taylor
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    Does anyone know Numpty Monkey? Do they eat lots of hobnobs and hug everyone if so, they could be my twin. They have nicest footer (dont know the technical term for it though).

    I know Numpty - sound lad, lives near me in Leeds and he's called Andy - sound lad :T:T
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
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