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what should kids pay toward the house

2

Comments

  • floss2
    floss2 Posts: 8,030 Forumite
    RAS wrote: »
    ...If he lives at home, he is getting money towards his keep as part of his loans/grants/bursaries. He should therefore contribute that to the household during term time.

    Not any more, students living at home get a lower allowance.
  • RAS
    RAS Posts: 36,558 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    floss2 wrote: »
    Not any more, students living at home get a lower allowance.

    yes but they still get something towards their keep if not their rent.
    If you've have not made a mistake, you've made nothing
  • Vader123
    Vader123 Posts: 1,104 Forumite
    1,000 Posts Combo Breaker
    I have 7 kids (aged 17, 15, 13, 10, 6, 4 and 1).

    My eldests is 17 and goes to college but earns about £70 a week doing a few shifts in the local pub/restaurant.

    I take £20 a week off him.

    I don't do it because its the issue with money, I do it to teach him that life has commitments. Once he starts to earn he needs to realise that he has to budget that money.

    Suffice to say he will get it all back plus volumes when
    1) He goes to uni
    2) He gets a car
    3) Needs a desposit etc etc

    But its about them understanding the value of money etc.

    Vader
  • charlea
    charlea Posts: 256 Forumite
    sorry didnt explain clearly its not there dad but stepdad who feels that they should pay more my friends husband

    Im crap at explaining when writing stuff

    Basically in the house are My friend and two boys 16 /18

    Her husband (boys stepdad) feels that they should pay more than what the mother wants ie replacing the child benefit when it goes
    if the boys replace the cb mun is not going to hand this to husband to pay towards the rent (she has said this) she said she will keep it as it will just make up what she is loosing


    husband pays all the rent bills ect but also pays for his two children by ex wife via csa this is just been reassed at 500 +100 arrear a month
    My friend pays for food /things for the house

    ex partner ( boys dad) pays no maintance - he is self employed but has a very good lifestyle but he is paying for son to go to uni and pays for bus passes for both boys buy them clothes ect book for college if they need it ect

    The boys have argued that if they were paying 30 pound each this would be basically most of the rent as its a housing association house and rent is around 75 a week and the room they share is very very very small
    ie bunkbeds no wardrobe ect
    she earns around 200 a week take home he earns ( i think)2k a month but he has csa to pay out of that


    hope this is clearer


    Kay_Peel wrote: »
    Personally, I wouldn't ask a University student or a 16 year old apprentice to pay anything. I would consider them to be dependants in full time education and I wouldn't take a penny from them until such time as they got full time jobs with a regular wage.

    At the moment the boys have no choice but to live at home. They are not in a position to pay rent or to get their own place. One will have no income and the state expects parents to support them at University. The apprentice will be on a low income which probably goes nowhere near his needs for food, accommodation, clothing, travel etc.

    I'm at a loss as to why their Dad thinks they should pay their way when they are not in a position to do so. Is he trying to make a point?
  • Person_one
    Person_one Posts: 28,884 Forumite
    Tenth Anniversary 10,000 Posts Combo Breaker
    Bunk beds in a tiny room in a HA house? Stepdad should advertise on gumtree and see how much he'd get for those tempting living arrangements!

    I think replacing mum's CB is a good idea for now.
  • charlea
    charlea Posts: 256 Forumite
    i agree, but she keep asking me do i think she is being fair and i keep avoiding having to anwser i sort of see both points of view hers and her husbands
    vaio wrote: »
    In that case stay out of it, if you don't you'll be seen as taking sides and it will end in tears
  • MarieAAP
    MarieAAP Posts: 278 Forumite
    Aye it is difficult, that's why I suggested a 1/4.

    That was the learning curve where I felt did me the most good. I was working p/t lived at home before going to uni in 5mths time (I landed in Hospital, and so postponed for a yr), and so contributed £40/wk - this was 10 yrs ago. This was just a drop in the ocean for the bills, but it then meant £350/mth bill was just another hit, and not a thump in the stomach.

    If you still feel its too much to ask, but still feel they need to understand just how much things cost, how about using 1/3 of the decided amount given, if its as much as a 1/4, and bank it for their use in the future?

    For example, if the amount given is £60, put £20 pounds into a savings pot for them, and the rest can be used to household bills.

    Towards an unexpected bills, a treat for completing the apprenticeship, exams, or even towards a huge event eg a wedding or towards a downpayment for a house...

    Just an idea
    M
  • Person_one
    Person_one Posts: 28,884 Forumite
    Tenth Anniversary 10,000 Posts Combo Breaker
    MarieAAP wrote: »
    Aye it is difficult, that's why I suggested a 1/4.

    That was the learning curve where I felt did me the most good. I was working p/t lived at home before going to uni in 5mths time (I landed in Hospital, and so postponed for a yr), and so contributed £40/wk - this was 10 yrs ago. This was just a drop in the ocean for the bills, but it then meant £350/mth bill was just another hit, and not a thump in the stomach.

    If you still feel its too much to ask, but still feel they need to understand just how much things cost, how about using 1/3 of the decided amount given, if its as much as a 1/4, and bank it for their use in the future?

    For example, if the amount given is £60, put £20 pounds into a savings pot for them, and the rest can be used to household bills.

    Towards an unexpected bills, a treat for completing the apprenticeship, exams, or even towards a huge event eg a wedding or towards a downpayment for a house...

    Just an idea
    M

    I don't really like the 'save it for them' idea. Learning to save your own money and the delayed gratification of saving your own deposit, wedding, holiday and of having a buffer for unexpected bills etc is a valuable life lesson too.

    Maybe they should work out exactly how much bills and rent for the house comes to as a starting point. The boys definitely shouldn't be charged more than a quarter of that. Maybe the two parents (when you marry someone with kids you have to accept a bit of that role) can take responsibility for say 70% and the kids 30% or whatever works with their current earnings.
  • h007
    h007 Posts: 1,774 Forumite
    Part of the Furniture Combo Breaker
    I was not asked to pay rent until I was earning fulltime.
    Then my parents let me work for a couple of months and then we sat down and looked at what disposable income I had each month. From this we agreed how much should be paid in rent. It was increased as I got older and got better jobs too.

    for now I would say getting the equivelant of child benefit from them is very fair and then ask if they feel they can contribute anymore?
  • charlea
    charlea Posts: 256 Forumite
    There dad is paying the university fees for the older son
    older son is at college at the moment and works part time
    he plans to live at home when at uni
    i think the main argument that they are having is that OH feels that ther money his wife will get when the child benefit stops should go toward the rent/bills as his wife gets the shopping anyway This would cut down on his share of the rent but my friend said that no the money is to replace the child benefit not go toward the rent


    floss2 wrote: »
    Where is the older son going to be living when he starts uni? If he is living at home, then it is unlikely he will be able to afford to contribute, as it is quite likely that the household income will have been assessed to make a contribution to his support, i.e. he will only be entitled to a lower rate of grant and/or loan because his mother & her partner will be expected to top this up.
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