CIFAS Registered - now no credit cards approved at all

izools

milan_ns wrote: »

I wish you were right, but this was not the case. They refused my purchase several times over several weeks, even though delivery address was my credit card billing address.

Eventually I just went to the shop and bought it (no quidco ), but I couldn't get a contract phone at all. Funny thing is that they called me with a special offer (I was their customer in the past) and my application didn't go through! Go figure!

After that I checked my credit report and everything looked peachy apart from that CIFAS thingy set against my address.

Very worrying given I was approved for a Three Sim Zero, and more recently a Internet Texter 200 tariff with a half-decent phone with six satisfied defaults and a discharged bankruptcy order on there...

Perhaps Three simply don't understand the difference between the various CIFAS markers?

Jemma-T

CIFAS -"The UK's Fraud Protection Service" -says who? They sound like a legal authority but are no different from ASDA from what I can tell.

Always wondered what the hell that was.

www.cifas.org.uk

Registrant type:
Unknown

Registrant's address:
Verulam House
110 Luton Road
Harpenden
Hertfordshire
AL5 3BL
United Kingdom

Looks like a real scammer's site. They seem to be a private concern (like the British censor's office) pretending to be a government office of some sort.

They look 'offficial' and this worries me:

"The CIFAS Protective Registration Service is not operated from CIFAS's London Office. It is operated by a third party who are contracted to provide the service on behalf of CIFAS."

And why are they offering training on "Whistleblowing"?

Disgusting :money:

izools

Jemma-T wrote: »

CIFAS -"The UK's Fraud Protection Service" -says who? They sound like a legal authority but are no different from ASDA from what I can tell.

Always wondered what the hell that was.

www.cifas.org.uk

Registrant type:
Unknown

Registrant's address:
Verulam House
110 Luton Road
Harpenden
Hertfordshire
AL5 3BL
United Kingdom

Looks like a real scammer's site. They seem to be a private concern (like the British censor's office) pretending to be a government office of some sort.

They look 'offficial' and this worries me:

"The CIFAS Protective Registration Service is not operated from CIFAS's London Office. It is operated by a third party who are contracted to provide the service on behalf of CIFAS."

And why are they offering training on "Whistleblowing"?

Disgusting :money:

CIFAS are no more the scammer or rogue than the likes of N-Hunter or any Credit Reference Agency.

They are a private company that work in conjunction with the credit reference agencies and many creditors to keep a database of people who commit or fall victim to various types of fraud so that creditors can easily identify applicants that may be lying / using someone else details / etc.

There's nothing dodgy about them in the broader sense of the word whatsoever, their validity is not in dispute. They've been a nationally recognised fraud prevention agency for donkeys years!

CannyJock

izools wrote: »

There's nothing dodgy about them in the broader sense of the word whatsoever, their validity is not in dispute. They've been a nationally recognised fraud prevention agency for donkeys years!

Try your head and a brick wall, man.

James

CIFAS believe it or not is a registered charity. It was orginally and still is set up to protect its members - not Joe Public. Furthermore not all lenders are CIFAS members.

For proactive ID protection why not try this system which is Free to Enrol into and without any of the DRAWBACKS of CIFAS PROTECTIVE REGISTRATION, ie it's not a PASSWORD based system ORCharges a monthly fee or effects your Credit Rating (click here).

Note however that applications may take a little longer than usual, a small price to pay for added security.

Jemma-T

izools wrote: »

CIFAS are no more the scammer or rogue than the likes of N-Hunter or any Credit Reference Agency.

What's a Credit Reference Agency™ Sounds very important and daunting. I think you mean credit reference company. For the private consumer they are scammers although they have god-like status @ MSE.

I never said CIFAS (really powerful sounding acronym!) was a scam, I said it looked like one with a website template that looks like it cost 99p. And if it's a charity where's its registration documents?

It's difficult enough to allow legal authorities to look after our info without now giving it out to flybe night organisations/private companies who then farm it out to [unamed] others. Private individuals having anything to do with them need their head testing.

The fact they offer "training" on how to handle whistleblowers is all you need to know about them. Self-serving scum.

unidentified

To the original poster:

Last year I registered on CIFAS as there was some fraud going on using my ID. New credit being set up in my name with catalogues....

...and the fact that it's for Shop Direct with whom I have no association whatsoever as I don't buy from catalogues.

I find this very suspicious as I had forgotten but on reading your post it's reminded me have also involvement with the same thing and also amazingly with Shop Direct who I had no previous involvement with - and who were also keen for me to register with CIFAS. Dunno why I bothered now...

How do we get it removed?

savagej

CannyJock wrote: »

Try your head and a brick wall, man.

Lol, been there, bought the T-Shirt, etc. Won't be wasting my time trying again. "It is like a child sticking their fingers in their ears and making noises so they supposedly cant hear what you're saying".

benoit

How does it mean that you yourself are a fraudster? It doesn't work like that. It means someone has set up fraudulent accounts in your name, therefor you were the victim, I.E someone impersonated you to get credit.

INT1

The Cat 1 is registered at the fraud address and not your address, so by all means get the Cat 2 removed but at the end of the day it is there for your protection and shouldn't be going against you in any way.