Unenforceability & Template Letters III

never-in-doubt

Pugface wrote: »

Hi NID,

What do you think my next step should be? Would you want me to post scans of the documents I received so that you could have a look at them.

Getting worried about it all again at the moment, and my wife is just about getting ready to kill me with all this going on!

Thanks in advance,

Paul.

Hiya

dont worry - they will do nothing of the sort - they are threats, if they try anything we'll have em by the bollox quicker than their feet can touch the ground - trust me ok?

Ok, back to this - if you can scan me a copy that'd be great - then post the links on here. If however you can't blank out private bits then do not post links here and instead PM them to me....

You'll need to go somewhere and make a couple of random posts otherwise you cannot post links - you need between 10-15.... just head over here and chat some junk for 5 minutes and build your post count! http://forums.moneysavingexpert.com/forumdisplay.html?f=58

Cheers

swanfan02

Hi NID need some advice. Hope i'm posting in right place. CCA'd 4 credit cards. 2 have not replied yet. 1 i have sent reminder CCA to them. The other CCA was sent to Debt Managers who sent it back to Barclaycard. B'card have now passed it on to Robinson Way. Which letter should i send to them, CCA reminder?

scarednshakin

never-in-doubt wrote: »

Hi matey - send the big letter below to HBOS and the letter in this link to Moorcroft, Account sold whilst in Default of CCA Request with a copy of the letter you're going to send HBOS!

Niddy

You are a superstar :T:T Will print off and post out the letters on Monday. Thanks for your help as always, have a great weekend SNS

Pugface_2

never-in-doubt wrote: »

Hiya

dont worry - they will do nothing of the sort - they are threats, if they try anything we'll have em by the bollox quicker than their feet can touch the ground - trust me ok?

Ok, back to this - if you can scan me a copy that'd be great - then post the links on here. If however you can't blank out private bits then do not post links here and instead PM them to me....

You'll need to go somewhere and make a couple of random posts otherwise you cannot post links - you need between 10-15.... just head over here and chat some junk for 5 minutes and build your post count!

Cheers

Hi NID,

Thanks for that. Will go make a few posts and then get the image links up here soon.

You're a star.

Cheers,

Paul.

never-in-doubt

swanfan02 wrote: »

Hi NID need some advice. Hope i'm posting in right place. CCA'd 4 credit cards. 2 have not replied yet. 1 i have sent reminder CCA to them. The other CCA was sent to Debt Managers who sent it back to Barclaycard. B'card have now passed it on to Robinson Way. Which letter should i send to them, CCA reminder?

Yes see page 1 and that explains the process, but you send the CCA Reminder after 12 days have passed.

never-in-doubt

scarednshakin wrote: »

Niddy

You are a superstar :T:T Will print off and post out the letters on Monday. Thanks for your help as always, have a great weekend SNS

No probs matey - you got it 2 days early lol

Have a good un - am off myself for a few beers now, over & out :T

:beer::beer::beer::beer::beer:

thechippy

People are insulting you m8 - I'd have a word.....:D:D:D

...http://forums.moneysavingexpert.com/showthread.html?t=1912459&page=197

Wispa1

never-in-doubt wrote: »

Hiya

Of course you can check for unenforceability but the best person to speak to about CCJ's is my matey 10past6.

Send him a PM (say Niddy sent you) and ask him about it cos he will be able to check the process etc and confirm your next steps - when it comes to court stuff, he's your man.... I'll carry on with the unenforceability part for you though unless 10past6 says otherwise.

But yea, send the CCA Request to get the ball rolling then we'll establish whether the CCJ was issued properly... I'd assume that 10past6 will be asking to see a copy of the default notice and notice of termination etc so may be worth digging those out....

Thanks NID & will do - your help is much appreciated

swanfan02

never-in-doubt wrote: »

Yes see page 1 and that explains the process, but you send the CCA Reminder after 12 days have passed.

Thanks, have read it & will send reminder.:D

ejc81

Wow NID nice new thread :beer:
It's taken me a whole day of reading to catch up! I only haven't been on for a week or so, you have been very busy! Do you ever sleep lol.

I've got a reply back (well if you can call it a reply) to the letter you did me for 1st credit a couple of weeks ago...I can't link yet but it was post #2187 on the old thread.

Can you have a peek if you get a chance please?:D

They've basically not acknowledged your letter and sent a settlement offer intead :mad: