Unenforceability & Template Letters III

maz1964

never-in-doubt wrote: »

Hi Maz

Just replied to you, via email. You need to check the original they sent you cos the page you just emailed me clearly shows the original reverse, i.e. "for your signature" - does that match page 1 that you sent in the past?

I'll be back later/tomorrow (using iPhone)....

Regardless of the answer, just send what I advised previously, either way it doesn't change anything.....;)

Enjoy the sun everyone :beer::beer::beer:

Hiya niddy, its the same piece of paper they sent, firstly mailed you front and secondly the reverse, but please see my email reply for my thoughts, hence why i hesitated, but will be sending out the letter now today, cheers, maz

jen_br

Hey Don't know where else to ask... But British gas issued a Default notice (just got my Criedt report today..) And um.. there is no warning i dont even have BG haven't for long time i paid up.
what can i do?

cejsmith

Hi NiD

I was wondering if you could look over this

http://i874.photobucket.com/albums/ab302/cejsmith/morganstanley/morganstanleybc.jpg

It came in the post today from moorcroft, the quality is pretty bad , but I'm sure you must have seen one before.

The funny thing is when I did a SAR of barclaycard( they took over this account) they provided plenty of paperwork but not this. DO you think they are looking abit harder now!!!

Thanks

mojoparrot

Hi NID

Hope you are doing ok:j
I am having a catching up day so I apologise in advance for lots of posts and possibly emails:o:o

OK here goes...

My mum has a CITI card this is what we have done so far:
CCA request.....no response
CCA reminder... responded with http://forums.moneysavingexpert.com/showpost.php?p=32462103&postcount=2396
Sent CCA query (copy document supplied) http://forums.moneysavingexpert.com/showpost.php?p=32468931&postcount=2404
Sent harrassment letter after a million phone calls
Have received arrears notice today (now 2 months in arrears) and statement showing payments and charges.:(

What next? Wait and see?
Thankyou as always
Mojo:D

jen_br

never-in-doubt wrote: »

Hi mate

I'm over in the posh part of Leeds (is there one?)..... beer gardens smell of manure instead of city slime :rotfl::rotfl::rotfl: :eek::beer:

Welll then your not at the docks thats for sure!! but there are some posh parts of leeds I know ive been there lol... If you blink you miss them thou! hah

mojoparrot

Hey NID
Heres no 2:o

My mums M&S card:
CCA request sent......M&S responded by sending someone elses' document by special delivery
Sent letter responding that they had failed to comply with request and had sent someone elses' document.
M&S responded by writing to ask mum to sign a confidentiality agreement and to return the document.... Ignored this!
CCA reminder letter sent....CCA retruned but forged document
Sent http://forums.moneysavingexpert.com/showpost.php?p=32587217&postcount=2503

Today she has received a default notice threatening legal action
Next move?
Thankyou again :T:T
Mojo:D

swanfan02

never-in-doubt wrote: »

Just email me matey and i'll check tomorrow cos working so will have time!!

You have my email right? If not, check PM's :D

Thanks Niddy, have your email anyway. Will be sunday before i can scan & email you as i am working + don't have a scanner. Will use a friends, hopefully sat night. Now off to the pub, so laters!:beer::beer:

never-in-doubt

jen_br wrote: »

Hey Don't know where else to ask... But British gas issued a Default notice (just got my Criedt report today..) And um.. there is no warning i dont even have BG haven't for long time i paid up.
what can i do?

Ring them and find out why/when/what reason - they are quite easy to get removed but find out facts first before paniking (sp).....

never-in-doubt

cejsmith wrote: »

Hi NiD

I was wondering if you could look over this

http://i874.photobucket.com/albums/ab302/cejsmith/morganstanley/morganstanleybc.jpg

It came in the post today from moorcroft, the quality is pretty bad , but I'm sure you must have seen one before.

The funny thing is when I did a SAR of barclaycard( they took over this account) they provided plenty of paperwork but not this. DO you think they are looking abit harder now!!!

Thanks

That is awful - plus the bottom part is an addition, not part of the original - send this for now and see what they say: CCA Query

mojoparrot

Hi NID
Number 3:D

Mums MBNA (Alliance & Leicester) card:

CCA request sent
CCA reminder sent
No response after 30 days so sent CCA dispute C & D
Still no CCA but MBNA have responded with threatening to outsource the debt to DCA.

Just wait and see if they sell it? then send out sold while in request of CCA?
Thankyou again...are your temples starting to throb?:o Mine are!:o
Mojo:D