Unenforceability & Template Letters III

Locke

never-in-doubt wrote: »

Already explained in my most recent post above mate ^^^^^^^^^^^^^^

So where do I stand with the Halifax?

I wrote to them asking for my CCA and they replied with a reconstituted agreement with my signature and date on it that looks like it's been lifted from the original application.

In fact in their cover letter they say...

I have enclosed with this letter a copy of your reconstituted version of the executed agreement comprising both the original and current terms and conditions and a copy of your original signed application form together with a signed statement of the account.

Now that reads to me as if they admit they got the signature from my application form, is that right or am I reading that wrong?

I sent back an edited version of template 3.3 asking to see the original, where do you think I stand with this?

Rainbow_Liberty

never-in-doubt wrote: »

Calm down, i'll sort it for you ok. Just wait and see what they send back. I didn't mean to freak you out, but you do need to pay ultra attention and anything you're unsure of - ask me, please? that's why i'm here and I am here, daily - most the day.

Just calm down and don't worry. Its fixable.

Thanks Niddy, got to admit I am totally freaking now. Just been to have a quick look at the Egg one (that's the only one I've received so far even though I sent off on 25th March for all of them) and to be fair to Egg I actually think that the signature on the agreement was probably the original signature as the date is written in what looks like my handwriting. (I write my 'e' strangely and it's an 'e' like I do it in the Feb of the date). Defo need to get it to you.

Will try to sort it tonight but so need a kip before the baby gets back from Nana's as there will be no chance of sleep then at all.

never-in-doubt

Locke wrote: »

So where do I stand with the Halifax?

I wrote to them asking for my CCA and they replied with a reconstituted agreement with my signature and date on it that looks like it's been lifted from the original application.

In fact in their cover letter they say...

Now that reads to me as if they admit they got the signature from my application form, is that right or am I reading that wrong?

I sent back an edited version of template 3.3 asking to see the original, where do you think I stand with this?

I thought we'd already sorted this - what you done is the right thing to do... lets not deviate or everyone will be getting confused!

Ok, i'll edit the post above to show HOW to get it sorted if they nick your siggy! lol

Locke

never-in-doubt wrote: »

I thought we'd already sorted this - what you done is the right thing to do... lets not deviate or everyone will be getting confused!

Ok, i'll edit the post above to show HOW to get it sorted if they nick your siggy! lol

So did I!

You just worried me with your reply to RL that's all.:(

never-in-doubt

Rainbow_Liberty wrote: »

Thanks Niddy, got to admit I am totally freaking now. Just been to have a quick look at the Egg one (that's the only one I've received so far even though I sent off on 25th March for all of them) and to be fair to Egg I actually think that the signature on the agreement was probably the original signature as the date is written in what looks like my handwriting. (I write my 'e' strangely and it's an 'e' like I do it in the Feb of the date). Defo need to get it to you.

Will try to sort it tonight but so need a kip before the baby gets back from Nana's as there will be no chance of sleep then at all.

Hiya

Have a read here regards to enforceable egg agreements: Egg Card - CCA Flawed?

We can get them another way

Enjoy your nap and calm down ok? We'll sort it out.

elsie52

Hi Nid,

6 letters ready and waiting to go to our 6 creditors re CCA requests. (not signed)!

Will get Postal Orders tomorrow and send them all recorded delivery.

Thanks for your help and I will try not to bother you too much.

Cheers

Elsie.

never-in-doubt

Locke wrote: »

So did I!

You just worried me with your reply to RL that's all.:(

Now check the edited version mate - you'll see the addition at the bottom! Make sense now?

You ask toooooo many questions mate - lol.

#1950

never-in-doubt

jinny wrote: »

Hi Nids here are me debts for you to have a look at.

Hi Jinny, i'll look at this real soon - just off for some food etc... back on around 8pm ok?

Will advise then

Locke

never-in-doubt wrote: »

Now check the edited version mate - you'll see the addition at the bottom! Make sense now?

You ask toooooo many questions mate - lol.

#1950

Loud and clear.:j

nanna58

Hi N I D

so sorry to be a pain i realise you are really busy.

because i took out my b card before 2006 and it was originaly monument ,
would it be worth trying the cca route

thank you for taking the time to read

regards nanna xx